Eric Hague Senior Loan Officer

04/23/2025

Thank you Liam Fluharty- Keller Williams Realty, Nicholas Pelletier, and Rahul for joining me tonight! Great job guys.

09/04/2024

Great price for an investment property.
If anyone is interested, I have a very competitive ARM rates for investment properties.

🏡JUST LISTED in Athol for $359,900! Calling all investors! This great 3 family is officially for sale! Property is fully occupied and includes a large back yard and off street parking! Don’t miss this opportunity!📣

👀Group showing at 1pm on Sunday Sept 8th!

Link to listing: https://pelletierproperties.kw.com/property/163-Main-St-Athol-MA-01331/1897057211485504

05/08/2024

Recently, I've read a few posts from fellow loan officers emphasizing the significance of 'Who you use, matters.' A case in point is a borrower who selected a big bank about a month ago due to their slightly lower rate. However, they called me on May 3rd asking for an extension as they hadn't received their commitment letter which was overdue. I prepared and submitted the loan by Monday afternoon, and a clean commitment letter was issued the next day (with a few standard conditions)! (1.5 day turnaround...on a condo, no less.) The big bank has yet to issue their commitment. Shout out to the Underwriters and processors at Workers Credit Union.

04/17/2024

Great down payment assistance program!

FHLBank Boston is offering grants to help homebuyers with down-payments and closing costs. Contact the mortgage team to learn more about the Equity Builder for first-time homebuyers or Housing Our Workforce Programs. Grants are available for a limited time only, starting April 1, and on a first come first served basis.

Contact: https://www.wcu.com/your-life/find-a-mortgage/workers-way-for-first-time-home-buyers/contact-our-mortgage-team

01/13/2024

Hey everyone, I’m on the Community involvement committee and I’m doing Super Bowl squares again, but this year half the proceeds are going towards the Rise Above Foundation! $10 per square. Venmo me.

04/18/2023

Today is the day. Still time to register!

Are you a first-time homebuyer looking for guidance on the homebuying process? Join our upcoming webinar specifically designed for first-time homebuyers. Our expert panel will provide you with valuable information and tips on topics such as budgeting, mortgage process, finding the right home, and mo...

04/15/2023

Are you ready to take the first step toward your dream home? Join our homebuyer webinar on Tuesday, April 18th at 6 p.m. to learn...

→ The key factors to consider when buying your first home
→ How to determine your budget and financing options
→ How to navigate the housing market
→ How to avoid common pitfalls

REGISTER HERE ➡️ http://ow.ly/oAsC50NC5Sf

Can't attend live? You should still register! We'll send out the recording after the webinar to all registrants.

04/11/2023

One week away! Registration below. Presentation will be 20-30 minutes, followed by a Q&A. Home Depot gift card giveaway!

RESERVE YOUR SPOT! Upcoming homebuyer webinar on April 18th! The webinar is designed to provide you with valuable insights into the home buying process and help you make informed decisions in your home buying journey. JoAnne Hamberg-Magurn and Eric Hague will be discussing...

➡️ The key factors to consider when buying your first home
➡️ How to determine your budget and financing options
➡️ Tips on how to navigate the home buying process
➡️ How to find the right home that suits your needs and preferences

REGISTER HERE 👉 http://ow.ly/oAsC50NC5Sf

03/08/2023

Attention all home buyers: Back in January of this year Fannie Mae announced changes to their pricing matrix effective May 1, 2023. These changes are in effect now, as loans being sold on or after May 1, will need to reflect these loan pricing adjustments, AKA LPAs. Here are the significant changes:

-Added credit score tiers. 740-759, 760-779, 780+. The old matrix gave the best pricing to 740+ borrowers. If you’re looking to buy a home, now more than ever is the time to work on your credit.
-Higher pricing on cash-out refinances
-Higher pricing for debt ratios exceeding 40%
-Lastly (a positive change) 0 LPAs for first time buyers making less than or equal to 100% of area median income and 120% of the area median income for high-cost areas. (high-cost areas are the eastern counties of MA) This one is huge!

Please note these changes affect conventional financing only. On the flip side, FHA has reduced its monthly PMI cost by 35%, going from .85 basis points to .55 basis points. In the past it’s typically been the conventional loan that offers a cheaper monthly payment for credit scores in the 680-720 range; however, the adjustments made on both sides, make FHA financing more attractive. A lot of changes in 2023, and education is key when entering the home buying market. Reach out anytime, would love to chat about your home buying goals.

11/18/2022

Looking to buy an investment property? Message me for a rate quote!

📣📣COMING SOON📣📣 Impeccable four-unit building and desirable westside location! Plenty of parking and easy access to major routes and shopping!
📍184 West St. Leominster, MA. 01453

If you would like more information, please call Paula Valente at 978-582-4339. 📲

11/16/2022

To those who are in the market for a home, rates have come down this week and WCU has some favorable ARM rates, especially for investors! Reach out anytime, I'd love to chat about your home buying goals. What will rates do in 2023?

Mortgage rates have more than doubled this year, surpassing most analyst expectations, as homebuyers have retracted from applying for a mortgage. While some housing experts say mortgage rates will calm down in 2023, the predictions are wide-ranging, with others forecasting rates to exceed 11% by yea

11/10/2022

Good info on what's to come.

No more excuses... if you want to buy a home, Fall is the best time to buy!