Allison M Giangrande - Home Loan Specialist, NMLS #490996

08/29/2025

So thrilled to see Fidelity Bank MA get their certification. We are officially an ACCREDITED SOCIAL IMPACT LENDER!

Send a message to learn more

08/06/2025

You may hear talk about the Fed offering “relief” – but what does that actually mean for you?

✅ Lower interest rates (think: cheaper mortgage, credit card, and car loan rates)
✅ Programs to support banks, businesses, and the economy
✅ Steps to keep inflation under control
✅ Tools to encourage spending, saving, and stability

The goal? To help the economy grow and make borrowing and investing more manageable for everyday people.

The more you know, the better prepared you are to make big life decisions!

08/05/2025

DID YOU KNOW that if you meet the eligibility requirements, you could borrow money for home improvement projects at a low rate from MassHousing? Want to know what those requirements are? Drop a comment ⬇️

The Home Improvement Loan Program (HILP) provides affordable, fixed-rate loans to help homeowners improve and maintain their properties.

08/02/2025

HEY HOMEOWNERS! Who knew you can get a rebate from Mass Save for buying a battery operated w**d whacker?! I didn't! I've used Mass Save for rebates on heating and cooling systems, refrigerator recycling and insulation, but i had no idea they offered incentives for switching to battery-powered lawn equipment! Check it out and while you're there, look at all the other incentives they have!

Switch to battery-powered lawn equipment and get rebates up to $75.

08/01/2025

TGIF! What a week it's been! Who else is looking forward to the weekend ahead and all the open houses happening all around us?!

I've been busy pre-approving homebuyers all week, so they are prepared if they fall in love with a home this weekend. ARE YOU?!

07/29/2025

🏡 What does a trusted community lender look like to YOU?!

For me, it’s more than just crunching numbers and processing paperwork. A great loan officer is someone who:

✅ Listens to your goals
✅ Explains the process in plain language
✅ Finds solutions when challenges come up
✅ Celebrates your milestones—especially closing day!
✅ And most importantly… cares about the communities they serve.

Whether you’re buying your first home, refinancing, or just exploring your options, working with someone who’s truly invested in your future makes all the difference.

💬 Have questions or want to start a conversation? I’m here to help—no pressure, just partnership.

07/18/2025

🏡 Don’t just scroll through your dream home — let’s make it a reality! 📝

In today’s market, interest is rising — and we don’t mean the rates! Buyers are back, inventory is shifting, and opportunities are popping up like open houses on a Sunday afternoon.

💡 Whether you’re a first-time buyer or just need a refresher on what you can afford, now’s the perfect time to get pre-approved and set your homeownership goals in motion.

🔑 Let’s unlock the next step together — message me to get started or ask your burning mortgage questions below!

05/15/2025

Shopping for a mortgage? Don’t settle for the first offer you get!

When you apply for a home loan, lenders are required to provide a Loan Estimate—a standardized form that outlines key details like interest rate, monthly payment, closing costs, and more. 📄

🔍 Here’s why comparing these estimates is so important:

✅ Save Money – Even a small difference in interest rate or fees can save you thousands over the life of your loan.
✅ Spot Hidden Costs – Comparing fees like origination charges, points, and third-party costs helps you avoid surprises at closing.
✅ Find the Right Fit – Not all loan terms are created equal. One lender may offer better flexibility, faster closing, or lower upfront costs.
✅ Empower Yourself – Knowledge is power. When you compare, you make a confident, informed decision that works best for you.

Have questions about understanding your Loan Estimate? I’m here to help—send me a message anytime! 💬

05/08/2025

MISSION ACCOMPLISHED! 🏡
After many months of searching and all the highs and lows that come with being a prospective homebuyer in today's market, my first time buyers closed on their own little piece of heaven yesterday. 🙌

Of course there were bumps in the road, as there can often be, but thanks to fierce advocates on our team, we were able to make dreams comes true. This would not have been possible without their agent, Brooke Boucher and our closing attorney, Kaleigh Marrama. And I would be remiss if I did not give a shout out to my back office team at Fidelity Bank MA, working their magic at the 11th hour. ⏰
I can't say it loud enough - YOUR TEAM MATTERS!

04/10/2025

"I can't buy a house right now because I don't have 20% down!"
"PMI is so expensive and such a waste of money!"

These are the MYTHS that I heard from buyers this week.

Boy were they happy to learn that you can buy with much less than 20% down and that PMI can be inexpensive and even beneficial!

Want to debunk the myths you might have heard?! Reach out!

04/05/2025

SO MANY OPEN HOUSES THIS WEEKEND!
Are you doing the rounds to see what’s out there in your price range?
Not sure what your price range is? Let’s chat!

261 Bean Porridge Hill Rd, Westminster, MA 01473 is for sale. View 38 photos of this 3 bed, 2.5 bath, 1925 sqft. single family home with a list price of $629000.

03/06/2025

The Spring Market is Here! ☀️

Good news for homebuyers—interest rates are falling, making homeownership more affordable just in time for the spring market! With lower rates, your buying power increases, meaning you can get more home for your money.

Spring is always a busy season for real estate, and with improved affordability, competition is expected to rise. If you’re thinking about buying, now is the time to get pre-approved and start your search!

Thinking about selling? Lower rates mean more buyers are entering the market, making this a great time to list your home.

Let’s chat about your homeownership goals this spring!