Supreme Lending- Indiana

Supreme Lending- Indiana Supreme Lending believes in building customers for life. Tevis Durbin, NMLS #424899

Before you fall in love with a home in a community with an HOA, check whether it allows non-owner occupied buyers. I've ...
06/04/2026

Before you fall in love with a home in a community with an HOA, check whether it allows non-owner occupied buyers. I've seen investors lose deals because they didn't check the HOA docs first.

And for first-time buyers, finding communities with rental restrictions can actually mean less competition. Have you ever run into HOA rules that surprised you during the buying process?

Your bank said no, but that doesn't mean every lender will. Banks are mostly built for conventional loans, so self-emplo...
06/03/2026

Your bank said no, but that doesn't mean every lender will. Banks are mostly built for conventional loans, so self-employed buyers, low-down-payment options, and certain property types get declined every day.

It's not about being a bad borrower. It's about product mismatch.

Have you or someone you know run into this?

Everyone is talking about assumable mortgages with rates under 4%, and yes, those low rates are entirely real. But there...
06/02/2026

Everyone is talking about assumable mortgages with rates under 4%, and yes, those low rates are entirely real. But there is a massive cash gap that most buyers completely forget to factor into the equation.

For example, if a seller lists a home for $430,000 but only owes $160,000 on their mortgage, the buyer has to come up with the $270,000 difference in cash to close the deal.

The low interest rate sounds incredible on paper, but the upfront liquidity required kills most of these transactions in reality.

Have you run the full numbers on one of these deals lately?

Buyers in Elkhart are pausing, and some are walking away from deals they were already in the middle of. When your income...
06/01/2026

Buyers in Elkhart are pausing, and some are walking away from deals they were already in the middle of. When your income is tied to overtime and hours start getting cut, the math changes fast.

It's not a bad market. It's buyers being honest with themselves.

Are you seeing hesitation in your area too?

We had a first-time buyer's condo deal on the verge of falling apart over a $1,010 insurance gap. So Supreme Lending jus...
05/30/2026

We had a first-time buyer's condo deal on the verge of falling apart over a $1,010 insurance gap. So Supreme Lending just... paid it.

Out of pocket. Most lenders wouldn't even know that was an option.

Have you ever heard of a lender doing something like that to save a deal?

FHA buyers are more exposed when income gets disrupted, and there's a real structural reason for it. Higher qualifying r...
05/29/2026

FHA buyers are more exposed when income gets disrupted, and there's a real structural reason for it. Higher qualifying ratios and lower down payments mean less cushion when something changes at work.

It's not about being irresponsible. It's just math.

Are you helping someone weigh FHA vs. conventional right now? What questions are coming up?

Here are the numbers most renters never think about.$2,150/month for 7 years is almost $200,000 out of pocket with nothi...
05/28/2026

Here are the numbers most renters never think about.

$2,150/month for 7 years is almost $200,000 out of pocket with nothing to show for it.

There is no equity and no asset. It is simply gone.

Does that number surprise you, or were you already doing the math?

Veterans — if you've used your VA loan before and want to buy again while keeping your current home, the math on whether...
05/26/2026

Veterans — if you've used your VA loan before and want to buy again while keeping your current home, the math on whether you need a down payment is very specific. In one example, $340,000 is the breakeven for no money down. Above that, a down payment kicks in. Did you know your second VA purchase gets calculated this way?

Today, we pause to honor the heroes who made the ultimate sacrifice for our freedom. Their courage, service, and sacrifi...
05/25/2026

Today, we pause to honor the heroes who made the ultimate sacrifice for our freedom.

Their courage, service, and sacrifice will never be forgotten.

We remember them. 🇺🇸
https://myoc.io/SupremeIN



Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

Address

11650 Lantern Road, Suite 113
Fishers, IN
46038

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+13177442570

Website

https://bit.ly/SLDisclaimer

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