John O Collins

John O Collins With hundreds of companies and available products designed to help millions of people, the status qu There's a strategy and path to reach your goals.

My mission is to help educate individuals, professionals, and businesses on how to rise above the norm and thrive in all seasons of life. I do not just point the way; I walk it with you as you pursue your goals: sending your kids to college or becoming more secure about your future. Let's work together. Transamerica Financial Advisors, Inc. financial professionals may only transact business in sta

tes where they are registered. Any individual communication trying to effect a transaction in securities or the rendering of personalized investment advice for compensation will not be made to persons in states where the financial professional is not registered. Securities are offered through Transamerica Financial Advisors, Inc. (TFA), a broker/dealer - Member FINRA, MSRB, and SIPC. 2230992-0622

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What do Amazon, IBM, Kodak, and GE have in common?Nothing! Not in 2025. Only one of them is in the S&P 500’s top five; o...
04/30/2025

What do Amazon, IBM, Kodak, and GE have in common?

Nothing! Not in 2025. Only one of them is in the S&P 500’s top five; others used to be. What changed? Everything!

Fifty years ago, America’s largest companies built cars, sold ci******es, and wired phone lines. Today, the giants build AI, control cloud computing, and ship everything to your door. EVERYTHING!

Markets evolve. Strategies must, too. IBM. GE. Kodak. Gone from the top. Now it’s Apple. Nvidia. Microsoft. Amazon - They don’t need to spend millions to expand or double in size; they expand by clicking a mouse.

If your retirement or investment strategy looks like it was built in the 1990s, it’s time to evolve. I’ve created an educational guide to help you stay confident when others are confused.

Comment “2025” to get your guide, or visit www.johnocollins.com…

&P500

Every Marathon was once a reluctant Mile, then two, then twenty-Six - it’s true of running and it’s true of Life. 2025 A...
12/18/2024

Every Marathon was once a reluctant Mile, then two, then twenty-Six - it’s true of running and it’s true of Life.

2025 Approaches fast, what’s that Mile you need to run, don’t worry about the Marathon, just that one reluctant, lazy or easy Mile.

Maybe only worry about purchasing the running shoes and setting them next to your bed..:)

Jim Simons famously said that the best advantage you can have in investing is compounding knowledge over time. It’s like...
05/16/2024

Jim Simons famously said that the best advantage you can have in investing is compounding knowledge over time. It’s like compounding interest but for your brain!

Here’s why it’s essential:

- Make Smarter Decisions: The more you know, the better choices you can make about where to put your money.

- Stay Ahead: As markets change, your deepening understanding will help you stay ahead and adapt your strategies accordingly.

- Reduce Risks: With more knowledge, you can see risks coming and plan to avoid them.

How to Keep Learning:

- Read and Research: Regularly update yourself with financial books and credible news.

- Talk to Experts: Conversations with financial advisors can open up new perspectives and refine your strategies.

- Connect with Others: Join forums or local clubs where investors share insights.

Remember, each little thing you learn adds up, making a big difference in your financial journey over time. Interested in boosting your financial literacy? Let's chat and set you on a path to smarter investing. Contact me today, and let's grow your financial knowledge together!

Also, if you know anyone who could benefit from ramping up their financial knowledge, please send them my way, Happy to help!

In a world where unpredictability seems to be the only constant, ensuring your financial well-being is something you can...
04/26/2024

In a world where unpredictability seems to be the only constant, ensuring your financial well-being is something you can control. Don't let life's rollercoaster rattle your financial peace of mind.

Plan, prepare, and protect your future.

Don’t look up!
04/08/2024

Don’t look up!

I couldn't have written this script,Call me the Jack of unrelated trades who loves early mornings, spreadsheets, and any...
04/06/2024

I couldn't have written this script,

Call me the Jack of unrelated trades who loves early mornings, spreadsheets, and anything that gets my heart rate to new limits.

My life has been a bit like a patchwork quilt—colorful, diverse, and stitched together with lots of love and hard work. I'm very imperfect and very hard-working—in a perfect ratio of 100:100.

I had three Idols growing up—Carl Lewis, Warren Buffett, and Yo-Yo Ma. How? Even though I grew up in Nigeria, Dad was a Computer Programmer; we had a Readers Digest Subscription and a massive Library - I read RD a lot and watched the Olympics. Those three characters captured my heart. I knew early on that I was going to be either an Athlete, a cellist, or an Investor (I do all three pretty well)

I've played the cello professionally; I led a string quartet and was the first chair on a chamber orchestra, making music that could stir the soul (I've performed with some big-name world renowned Artists, toured, and played on hit Albums)

Then, I swapped notes for swatches and ran my own interior design practice, filling homes with beauty and warmth.

Not one to sit still or say I can't do that, I took the wheel of a logistics business, managing a fleet of 40 trucks as smoothly as a well-rehearsed orchestra.

Nowadays, I'm the CFO for our family business and also a full-time Financial Advisor. I have a true passion for teaching, whether it's financial education or music—I find a way to make the complex simple. (I'm a shy introvert, but I've worked hard on public speaking)

I usually need only 5hrs of sleep to have a great day. My perfect day starts at 5 a.m. with meditation, a freshly brewed cup of espresso, and a workout that gets my heart racing like crazy—for energy and focus. My clients say they love working with me, and honestly, I just love what I do. It's a joy and a privilege to help people feel confident about their future.

Do you have questions about managing finances, running a business, or enjoying early mornings?

I'm here to share what I know and learn together. Let's chat!

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Savings make sense, I don’t get Investing
04/01/2024

Savings make sense, I don’t get Investing

Hard Funny Truths
03/16/2024

Hard Funny Truths

Congrats and proud of you Team, may the music go on for eternity!
11/13/2023

Congrats and proud of you Team, may the music go on for eternity!

Congrats and Proud of you, may the music play on till eternity!
11/13/2023

Congrats and Proud of you, may the music play on till eternity!

Who likes taxes? 👎Given that the answer is obvious… Q4 is an excellent time to reflect on proactive ways to minimize tax...
10/03/2023

Who likes taxes? 👎

Given that the answer is obvious… Q4 is an excellent time to reflect on proactive ways to minimize taxes.

You may want to consider several actions before we close out 2023.

◾ Roth IRA Conversion: By rolling your retirement plan into a Roth IRA, you pay taxes upfront but may not be taxed when you take withdrawals later in life.

◾ Tax Loss Harvesting: Evaluate whether offsetting any losses from 2022 with gains from 2023 would make sense. Losses don’t expire, so there’s no rush in taking them.

◾ Charitable Donations: Not all charitable donations must come from your checking account. Consider donating real estate, cars, and other items of notable value.

◾ “Green” Deductions: If you've made energy-efficient home improvements or purchased an electric vehicle, you could be eligible for certain tax credits.

Are you prepared for year-end tax strategies? We'd love to hear your thoughts.

Remember, the ideas we summarized are for informational purposes only and are not a replacement for real-life advice. Make sure to consult with your tax, legal, and accounting professionals.

A Roth IRA must meet a 5-year holding rule and occur after age 59 1⁄2 for the tax-free and penalty-free withdrawal of earnings. Tax-free and penalty-free withdrawals can also be taken under certain other circumstances, such as the owner's death. The original Roth IRA owner is not required to take minimum annual withdrawals.

The best financial decisions are always made with the guidance of a trusted professional.

Got questions on personal finance, retirement strategies, asking what’s next level? I’m here to help.

buff.ly/3RFzPA3

3 insights, 1 BIG idea and an invite to think about for the rest of the week.Here’s what happened in the financial marke...
09/29/2023

3 insights, 1 BIG idea and an invite to think about for the rest of the week.

Here’s what happened in the financial markets last week:

- Stocks Sell Off

Last week, negative investor sentiment surged after the unexpected Fed announcement of a potential rate hike, causing a sharp decline in stocks. Bond yields spiked, with the 10-year Treasury reaching 4.48%, a 15-year high. Additionally, concerns about a government shutdown heightened as the House of Representatives went into recess, contributing to the week's overall losses.

- Fed Signals Rate Hike

The Fed, maintaining steady interest rates, surprised investors with plans for a year-end hike and the potential for prolonged high rates through 2024. Powell emphasized battling inflation and linked future rate decisions to economic data. Twelve officials anticipate one more hike in 2023, with adjusted unemployment and core inflation projections. The FOMC convenes in late October-November and December.

- And Tax Tips: Think about Credits & Deductions Now to Prepare for Filing

Here are a few facts about credits and deductions that can help you with year-round tax preparation:

1. Taxable income remains after someone subtracts any eligible deductions from their adjusted gross income, including the standard deduction. Some taxpayers may itemize their deductions to manage their adjusted gross income.

2. Generally, if a taxpayer’s itemized deductions are larger than their standard deduction, they should consider itemizing. Depending on the situation, some taxpayers may even be required to itemize.

Taxpayers can subtract tax credits from the total amount of tax they owe. To claim a credit, taxpayers should keep records showing their eligibility. Some major tax credits include the Child Tax Credit and the Child and Dependent Care Credit, the American Opportunity Credit or Lifetime Learning Credit, and the Earned Income Tax Credit.

Learn more: ⤵️

Got questions on personal finance, retirement strategies, asking what’s next level? I’m here to help.

Visit www.johnocollins.com to learn more

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14074 Trade Center Drive Ste 114
Fishers, IN
46038

Telephone

+13177799897

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About John Collins

John Collins is a very knowledgeable financial service professional and financial educator based in West Covina, CA. He works with a great team of experienced Financial Advisors who have a combined experience of more than 50 years - they have seen many recessions, helped thousands of families and have a reputation of commitment to serve families long term. John well trained and experienced in helping clients navigate the ups and downs of the economy by offering personalized planning. His commitment is to work hard at what matters to his clients - whether it’s having enough when they retire or leaving a legacy for the people they love.

His financial literacy and retirement seminars have been widely attended, he holds weekly online webinars and live workshops - How money works. John has developed a specialty in working with retirees and pre-retirees who want to protect their principal and ensure that they don't outlive their retirement income. His practice focuses on helping pre-retirees and retirees avoid the most common financial mistakes and focus on a broad long term thinking, integrating health care planning, lifetime income solutions, legacy planning and business succession planning. He wants his clients to understand that retirement is a journey, not a destination.

John has been happily married to his wife for over 8 years and they are blessed with a son.