Shelley Sterling at Rate NMLS 564257

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Shelley Sterling at Rate NMLS 564257 Shelley Sterling, NMLS 564257
VP of Mortgage Lending at Rate (operating as Guaranteed Rate, Inc. in New York state) NMLS 2611.

10/15/2026

Sometimes the small signs around your home point to a bigger question. Does your space still work for you? Whether you’re thinking about more space, a different setup or what comes next, I can help you explore financing options. If updating your home is part of the plan, a Rate Home Equity Line of Credit (HELOC) can help fund improvement projects. Or if life is leading you elsewhere, I could help you explore homebuying options.

Let’s plan for your next chapter together.
https://myoc.io/hkiJbdNsNDC/DeruS



NMLS # 564257

10/14/2026

One home goal. More than one way to get there. Your path to homeownership doesn’t have to look like everyone else’s. I can help you explore the options that may fit your goals.

Let’s talk about what could work for you.
https://myoc.io/hkiJbdNsNDC/AfeiG



NMLS # 564257

September home sales were mixed, with sales increasing in the South and West, holding steady in the Midwest and declinin...
10/14/2026

September home sales were mixed, with sales increasing in the South and West, holding steady in the Midwest and declining in the Northeast compared to last month. Year-over-year sales are down in all four regions, but many buyers are still entering contracts thanks to a 1.9% increase in inventory.

Want to know how to make the most of this evolving market? Let’s talk.
https://myoc.io/hkiJbdNsNDC/nJemI



NMLS # 564257

10/08/2026

Did you get this riddle right? While the answer gets a lot of attention, it’s only one piece of the larger mortgage puzzle. Discover the other numbers and details worth considering in our guide, or speak with me to better understand the big picture.
https://myoc.io/hkiJbdNsNDC/8Afoy



NMLS # 564257

10/07/2026

Don’t go into your mortgage blind. A loan estimate gives you a preview of what your financing will look like, including the loan terms, interest rate and estimated payment. If mortgage lingo sounds like another language, I’m here to help.

Expand your homebuying vocabulary with our helpful guide or reach out to ask specific questions.
https://myoc.io/hkiJbdNsNDC/WcYN6



NMLS # 564257

10/05/2026

Instead of waiting for the market to give you a sign, find what makes sense for you. Remember, there’s no universal green light signaling it’s time to buy your home. I can help you evaluate your finances, goals and timeline alongside your market’s activity to see when your best moment is.
https://myoc.io/hkiJbdNsNDC/MzO12



NMLS # 564257

10/01/2026

Plot twist: Your emoji may have opened a new door you hadn’t considered.

All fun and games aside, there are more options out there than the traditional single-family home. Different property types come with different financing considerations. When you’re ready to explore, I’m here to help find what works for you.

Share this with a friend and comment your emoji below!
https://myoc.io/hkiJbdNsNDC/LdMBf



NMLS # 564257

09/30/2026

Your rental income can qualify you for a loan on its own, no tax returns required. A DSCR loan is built for real estate investors who want financing based on what their property earns. Down payment options start at 20%, with loans up to $3M and the option to close under an LLC.

Ready to see what your property could qualify for? Let's talk.
https://myoc.io/hkiJbdNsNDC/wtSni

NMLS # 564257

09/29/2026

Most buyers only think about saving for their down payment, but that’s only one part of the equation. Closing costs are another upfront payment you should be aware of so you could secure the keys to your new home in confidence.

Curious about what closing costs include and how to plan for them? I’m here to help. Let’s discuss more must-know tips for homebuyers.
https://myoc.io/hkiJbdNsNDC/9l9I7



NMLS # 564257

09/24/2026

Buying a home is a team effort. Behind every successful closing is a dedicated group collaborating to achieve the same goal. From you (the buyer) to me (the Loan Officer) and everyone in between, each player takes care of an important role. If you have questions about the homebuying process, I’m happy to discuss them further.

Let’s kick this off together.
https://myoc.io/hkiJbdNsNDC



NMLS # 564257

Address

2129 Tiffin Avenue Suite 3
Findlay, OH
45840

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