10/08/2026
If you are buying a home, do you want your realtor to only consider the kitchen, or the entire property?
Do you want your financial advisor to only consider the funds invested with them, or your entire financial picture?
I often find the average person treats insurance differently. They look microscopic and when they shop insurance, they only want to review the “kitchen.” But it really does a disservice to the rest of your risk management strategy.
Your agent should be the one steering the ship and providing a full review with their advice. A policy pusher takes orders, doesn’t ask questions- and ultimately is trying to make a quick sale.
For your benefit, working with an advisor that looks at the entire risk management strategy is the best long term solution.