Maddock & Associates

10/15/2026

Medicare Open Enrollment begins today, and timing matters.

This is a key season for employees nearing Medicare eligibility, retirees reviewing options, and family members helping loved ones make important coverage decisions.

Maddock & Associates has specialists on staff to help our groups navigate Medicare questions and transitions with more confidence.

10/13/2026

Still waiting on your insurance ID card?

If your card has not arrived yet, it does not always mean there is a problem. Many carriers offer digital ID cards, and in many cases, providers can still verify your coverage before your physical card shows up.

Our latest article walks through:
- what to do if your ID card has not arrived,
- whether you can still go to the doctor,
- what information is on your card,
- and what to do if something is incorrect.

It also includes one important reminder you won't want to miss.

Read more here: https://zurl.co/iIu0Y

10/08/2026

Medicare Open Enrollment runs from October 15 through December 7, and this is the yearly time to review whether current coverage still fits your needs and budget.

Our latest article explains what to review first, including:

• your Annual Notice of Change
• your prescription coverage
• your providers
• your total costs
• where to get help in Washington

Read the article here: https://zurl.co/4VOhS

10/06/2026

A new hire’s first week is already full. Benefits communication should make things clearer, not harder.

Our latest article covers what employees really need in week one, including when benefits begin, how long they have to enroll, what documents matter first, and where to go for help.

It is a practical employer-support piece designed to reduce confusion early.

Read the article here:
https://zurl.co/LPOxm

10/02/2026

October is when benefits decisions start getting real.

For employers, this is a good time to pause and review options carefully before rushing into final selections. The strongest enrollment seasons usually come from better preparation, clearer communication, and more thoughtful planning.

Maddock & Associates helps employers work through those decisions with more confidence.

Helpful resources: https://zurl.co/LDHa6

Explore Maddock & Associates’ News & Resources for clear, practical guidance on employee benefits, Medicare, individual coverage, compliance updates, and insurance questions for Washington employers and employees.

10/01/2026

Cooler weather calls for comfort food, and this month’s featured recipe is a good one. 🍂

Our October recipe is Dutch Oven Pot Roast — a hearty, flavorful one-pot meal made with tender beef, potatoes, carrots, and rich savory broth. It is the kind of cozy dinner that feels just right for fall.

Read the full recipe here:
https://zurl.co/J9fnJ

09/28/2026

Have more than one health plan in the picture?

That does not always mean both plans pay the same way, or even in the order people expect.

Our new article explains coordination of benefits in plain language, including who usually pays first and why this topic causes so much confusion for employees and families.

Read it here:
https://zurl.co/L3dvz

09/22/2026

Ever hear that a treatment, test, or prescription needs prior authorization?

That phrase can cause a lot of confusion and frustration for employees, especially when it leads to delays.

We put together a practical guide that explains what prior authorization is, why it happens, and what employees can do to help avoid hold-ups before care is scheduled.

Read the article here:
https://zurl.co/cCFHK

09/18/2026

Do your employees know who to call when they need benefits help?

Clear support paths can make a big difference, especially before open enrollment gets busy.

Maddock & Associates put together a helpful article breaking down who to contact for common benefits questions:
https://zurl.co/kizZ8

When employees do not know where to go for help, simple questions can turn into bigger frustrations. This article explains why a clear support path matters and how to direct employees to the right resource at the right time.

09/15/2026

Coinsurance is one of those benefits terms people see often but do not always fully understand.

If you have ever wondered what coinsurance actually means, when it applies, or how it affects what you pay for care, our latest article is for you.

Read the article here:
https://zurl.co/RQMym