What are the opening hours?

Monday 9am - 4:30pm Tuesday 9am - 4:30pm Wednesday 9am - 4:30pm Thursday 9am - 4:30pm Friday 9am - 4:30pm

JMO Insurance LLC

Home
United States
Festus, MO
JMO Insurance LLC

Independent Insurance Agency serving Missouri. Specializing in Auto • Home • Business coverage.
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We shop top-rated carriers to find the right protection at competitive rates.

09/02/2026

Your home's market value and its reconstruction cost answer two different questions.

Market value reflects what a buyer may pay for the home and land. Reconstruction cost estimates what it could cost to rebuild the structure with current labor and materials after a covered loss. That is why your dwelling limit may not match a real-estate website's estimate.

Questions about your dwelling limit? JMO Insurance can help you review it.

08/31/2026

Renting a home or apartment? Your landlord's insurance generally protects the building, not your furniture, electronics, clothing, or personal liability.

Renters insurance can help protect your belongings and may also provide liability and additional living expense coverage after a covered loss. Coverage varies by policy, so review the details instead of assuming the landlord has you covered.

08/28/2026

Insurance should keep up with real life. A move, remodel, new driver, engagement, business purchase, or valuable gift can all change what needs to be protected.

If something important changed this year, it may be time for a quick coverage checkup. No pressure and no complicated insurance language - just a clear conversation about what you have and what may need attention.

Message JMO Insurance when you are ready.

08/27/2026

Shopping your insurance doesn't have to be a hassle.

As an independent insurance agency, I have access to multiple insurance companies and can compare options to see if there's an opportunity for better coverage, a better rate, or both.

Whether it's Auto, Home, Business, Farm, Rental Properties, RVs, or other insurance needs, I'd be happy to take a look.

Click the link below to request a quote. I'll personally review your information and see what options are available.

https://jmoinsurance.com/landing-google

📍 JMO Insurance | Festus, Missouri
📞 636-JMO-0220

08/26/2026

A certificate of insurance is evidence that a policy existed when the certificate was issued. It does not automatically change coverage, guarantee future coverage, or make every certificate holder an additional insured.

Business owners and contractors should compare certificate requirements with the actual policy and written contract. The details matter.

Need help reviewing an insurance requirement before you sign? Send JMO Insurance a message.

08/24/2026

If you had to list everything in your home after a fire or major loss, where would you start?

A quick home inventory can make the claims process much easier. Walk through each room, record a short video, photograph valuable items, and save receipts for major purchases. Store the file somewhere you can access even if your phone or home is damaged.

Ten minutes today can save hours later. Message JMO Insurance if you want a simple home-inventory checklist.

08/19/2026

A big thank you to Meyer Property Works for trusting JMO Insurance with their insurance needs!

Meyer Property Works provides professional services for both homes and businesses, with a focus on Christmas light installation and window cleaning, along with other property cleaning and improvement services.

If you want to take the hassle out of hanging Christmas lights this year or need your windows professionally cleaned, give Meyer Property Works a call!

I always appreciate the opportunity to work with and support other local businesses. Thank you again to Meyer Property Works for choosing JMO Insurance! 🤝

07/22/2026

Coverage that actually fits you. 🛡️

Independent agent = I shop the market for you instead of pushing one company's product.

Auto | Home | Business

Message me for a free review.

07/04/2026

Happy 4th of July! 🇺🇸

As we celebrate America's 250th anniversary, we're reminded how fortunate we are to live, work, and serve this incredible community.

Whether you're spending the day at the lake, grilling with family, or watching fireworks, we hope you have a safe and enjoyable holiday.

Happy Independence Day from JMO Insurance! 🎇

07/02/2026

Proud to support the Spikes, Strikes & Hoops Golf Tournament at Crystal Highlands Golf Course! ⛳️

Thank you to everyone who made it a great day. We appreciate the opportunity to give back to our local community.

Address

Jefferson County
Festus, MO
63028

Opening Hours

Monday	9am - 4:30pm
Tuesday	9am - 4:30pm
Wednesday	9am - 4:30pm
Thursday	9am - 4:30pm
Friday	9am - 4:30pm

Telephone

+16365660220

Website

http://www.JMOinsurance.com/

Alerts

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