Marc Hoerauf State Farm Agent

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At Marc Hoerauf StateFarm, we strive to provide the best options to protect you and your family.

Based in , we serve all of .

The team at Marc Hoerauf always has your best interest in mind, so rest assured that your needs and concerns will be properly and professionally addressed and served.

10/16/2026

"I'LL GET LIFE INSURANCE WHEN I'M OLDER."

Ah, yes. Right up there with:
🎃 "I'll start eating healthy on Monday."
👻 "Just one more episode."
🕷️ "I'm sure that noise in the basement is nothing."

Famous last words, people!

Here's the thing: Life insurance can be easier and more reasonable to get when you're younger and healthier. Don't let procrastination become your family's problem.

📲 Message us for a quote. Future you might appreciate it!

10/16/2026

👻 STOP GHOSTING YOUR LIFE INSURANCE AGENT! 👻

We see you.
You said you'd "think about it."
That was three Halloweens ago! 🎃💀

At this point, we're starting to think YOU'RE the ghost. 😂

But seriously, life insurance is one of those things that's better to look into BEFORE you need it. Call us! We promise we're friendlier than the ghosts in your attic.

10/14/2026

💀🎃 LIFE INSURANCE MYTHS THAT NEED TO R.I.P.! 🎃💀

👻 MYTH #5: "I'll get life insurance later!"

Famous last words... right up there with:
🎃 "I'll only eat ONE piece of Halloween candy."
👻 "I'm sure that noise in the basement is nothing."
🕷️ "That spider probably won't move."

Here's the thing: Waiting to explore life insurance could mean higher expenses as you get older, and changes in your health could affect your options. So why keep putting it off?

🍂 This fall, consider crossing life insurance off your "I'll do it someday" list!

Give our office a call. We promise the conversation is a lot less scary than a haunted house! 👻

10/13/2026

💀🎃 LIFE INSURANCE MYTHS THAT NEED TO R.I.P.! 🎃💀

👻 MYTH #4: "I'm single. Why would I need life insurance?"

No spouse? No kids? No problem? Not so fast, Casper! 👻😂

Even if you're flying solo on your broomstick, life insurance may still be worth considering!
Think about:
🎃 Terminal costs
🦇 Financial obligations that someone else may be responsible for
👻 Helping provide for family members who depend on you
🍂 Leaving something behind for someone you love

Life insurance isn't just about your relationship status. It's about your financial goals and the people who matter to you. You don't buy life insurance because you're going to pass away. You buy it so the people that matter to you can live. ❤️

🪦 Another myth ready for the graveyard!

Let's chat about whether life insurance makes sense for you.

10/12/2026

💀🎃 LIFE INSURANCE MYTHS THAT NEED TO R.I.P.! 🎃💀

👻 MYTH #3: "I have life insurance through my job. That's enough!"
Well, hold onto your broomsticks! 🧹🧙

Employer-provided life insurance can be a great advantage, but is it enough to protect your family's financial future?

Here's the spooky part... 👀

Depending on your plan, your coverage may be limited, and it might not follow you if you leave your job! 😱

Having your own life insurance policy can help fill potential coverage gaps. Let's bury the assumption that one policy automatically covers everything!

Give us a call! We'd love to help you review your options.

10/12/2026

💀🎃 LIFE INSURANCE MYTHS THAT NEED TO R.I.P.! 🎃💀

👻 MYTH #2: "Life insurance costs an arm and a leg!"
Relax, Frankenstein. You can keep all your body parts! 😂🧟

The truth is, life insurance is more reasonable than you think! Different types of policies offer different coverage options and price points. Your cost depends on factors like your age, health, coverage amount, and the type of policy you choose.

So before you assume life insurance will drain your wallet faster than a vampire at a blood bank… 🧛💸Let's talk numbers!

Call our office for a personalized quote.

10/09/2026

💀🎃 LIFE INSURANCE MYTHS THAT NEED TO R.I.P.! 🎃💀

MYTH #1: "I'm too young to need life insurance!"
Oh, BOO-hoo! 👻😂
We hate to break it to you, but life insurance isn't just for people who remember when gas was under $1 a gallon. ⛽🤣

The truth? Getting life insurance while you're young and healthy may mean more affordable coverage options! And if you have people who depend on you financially, it's never too early to start thinking about protecting them. ❤️

🪦 Let's put this myth six feet under!

📞 Give our office a call and let's talk about your options!

10/09/2026

🚨 SPOOKY SEASON PSA! 🚨

You remembered to buy the candy. 🍬
You remembered to decorate the porch. 🎃
You even remembered to order the matching family Halloween costumes. 👻

But did you remember to look into LIFE INSURANCE? 👀

*Cue dramatic horror movie music. *😱

Okay, okay... we know it's not nearly as fun as picking out pumpkins.

But helping protect your family's financial future? That's something worth making time for. ❤️

This fall, check one more thing off your to-do list! Give our office a call and let's talk life insurance. We'll bring the information. You bring the Halloween candy. 😉🍫

🍂 Sweater weather? Check.🎃 Pumpkins? Check.☕ Something warm to drink? Definitely.🏡 Insurance coverage you feel good abou...
10/08/2026

🍂 Sweater weather? Check.
🎃 Pumpkins? Check.
☕ Something warm to drink? Definitely.
🏡 Insurance coverage you feel good about? …Let’s check that one too!
While you’re getting ready for all things fall, it might be a good time to give your insurance a little seasonal checkup.
Whether you’re wondering about auto, home, renters, life insurance, or just want to see what options are available, our office is here to help.
Stop by, give us a call, or send us a message. We’d love to hear from you! 🍁🎃

It's always a privilege to help with Kiwanis Club of Fenton's Safety Town. This is a great event that takes place each s...
10/05/2026

It's always a privilege to help with Kiwanis Club of Fenton's Safety Town. This is a great event that takes place each summer.



Address

435 N Leroy Street
Fenton, MI
48430

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 2pm

Telephone

+18104713717

Website

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