Lee M Johnson, Realtor/Mortgage Broker

Lee M Johnson, Realtor/Mortgage Broker Income-2year work history.

First step to securing a generational home for you and your family is having Faith in our Lord and Savior Jesus Christ. 1.)Pre-Approval from Mortgage Company starting with a Credit Score 620 2.) 3.5 % Down Payment 3.)

FHA vs. Conventional Loan: Which Is Better?When you're weighing your options between FHA and conventional loans, here's ...
09/09/2026

FHA vs. Conventional Loan: Which Is Better?
When you're weighing your options between FHA and conventional loans, here's what I always make sure my clients understand: FHA loans are a great fit if your credit score or savings aren’t quite where you want them to be. They do require mortgage insurance, and they're only for primary residences, plus loan limits are a bit lower. Conventional loans, on the other hand, call for stronger credit but give you more choices in the kind of property you can buy—and the mortgage insurance can eventually be dropped, which can save money over time. My approach is simple: I walk you through the details just like I would if it were my own purchase, making sure you know exactly what to expect for your situation.
https://www.roomvu.com/agent-news/lee-m-johnson/1878553-FHA-vs.-Conventional-Loan%3A-Which-Is-Better%3F

09/08/2026

Can I get a Home Loan with Bad Credit?
I often get asked: is it possible to secure a home loan with less-than-perfect credit? The answer is yes—there are government-backed options available that offer more flexibility on credit requirements. Keep in mind, you may need a larger down payment or even a co-signer, and interest rates will typically be higher. My straightforward approach means I’ll always look out for your best interests, just as I would for myself. If you’re considering buying, taking time to build your credit and make sure the purchase is truly affordable is always a smart move.

09/08/2026

US Low-Down-Payment Mortgage Options Now
I like to keep things straightforward for my clients—just how I’d want it if I were in your shoes. Right now, it’s possible to get into a home with as little as 3% down, and some loan programs even require zero down. Whether you’re looking at conventional, FHA, VA, or USDA options, there are paths available that make homeownership more accessible. Lenders across the country are stepping up with grants, help with closing costs, and promises on timing—some even offering up to $15,000 in assistance, $5,000 guarantees, or 1%-down conventional loans. These low- and no-down-payment options can help you become a homeowner sooner, keep some cash on hand for repairs, and start building equity instead of paying rent. Of course, it’s important to know that smaller down payments may mean higher monthly costs, and lenders will be looking for credit scores usually between 580 and 620, depending on the program. If you’re getting ready, consider putting any windfalls into savings, setting up automatic deposits from each paycheck, holding off on big purchases, and trimming unnecessary subscriptions. Every bit helps! My goal is always to guide you as carefully as I would myself.

09/06/2026

Happy Labor Day!

Current Michigan Mortgage And Refinance RatesI always keep a close eye on Michigan’s mortgage landscape to give you the ...
09/05/2026

Current Michigan Mortgage And Refinance Rates
I always keep a close eye on Michigan’s mortgage landscape to give you the straight facts. Right now, average 30-year mortgage rates in Michigan have edged down to 6.667%, while 15-year fixed rates are at 5.84%. If you’re considering a jumbo loan, those 30-year rates have slipped to 6.688%. For anyone looking to refinance, rates are also down and still just under national averages. I treat this information—and your transaction—with the same care I’d give my own, because that’s how I work: clear, reliable, and always in your corner.
https://www.roomvu.com/agent-news/lee-m-johnson/1922823-Current-Michigan-Mortgage-And-Refinance-Rates

09/04/2026

US Mortgage Rates Stay Near 7%

09/02/2026

3-2-1 Buydown Mortgage, Explained

Address

15173 North Road , Ste 110
Fenton, MI
48430

Website

Alerts

Be the first to know and let us send you an email when Lee M Johnson, Realtor/Mortgage Broker posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category