The Howard Team at Fairway Home Mortgage

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The Howard Team at Fairway Home Mortgage The Howard Team at Fairway Home Mortgage #2289; Emily Howard; NMLS 1633389; Certified Mortgage Planning Specialist; Equal Housing Opportunity

Emily Howard NMLS # 1633389- AK, AL, AZ (1027987), CA, CO (100529097), FL (95562), IA, ID (2081633389), IL (031.0078408), IN (60485), MN, MO, MT, NM, NV (75350), OK (26984), OR, SC, TX, VA (65008VA), WA

A new season can be the perfect time to revisit your homeownership goals and start planning for what's next. 🍂🏡 From und...
11/03/2026

A new season can be the perfect time to revisit your homeownership goals and start planning for what's next. 🍂🏡 From understanding your buying power to exploring mortgage options that fit your budget, I'll help you make informed decisions and feel confident about your financing. Thinking about making a move this fall? Send me a message and let's put a plan in place!

11/02/2026

Mortgage rates finally caught a little break last week… but will it last?
Oil prices are falling, mortgage bonds are showing signs of strength, and the market is giving us a little reason for optimism.
BUT two major events could shake things up this week:
Tuesday: Midterm elections
Friday: Monthly jobs report
Both have the potential to move mortgage rates, and not necessarily in the direction buyers are hoping for.
Here’s the takeaway: If you’re buying a home, refinancing, or helping clients navigate this market, don’t gamble on rates getting better. Have a strategy, understand your numbers, and know when locking makes sense.
I’ll be watching the bond market closely this week!
Follow Emily Howard for mortgage updates without the financial jargon.

Rates and market conditions are subject to change. NMLS #1633389 | Equal Housing Opportunity.

10/31/2026

GEN X: What if paying off your mortgage early ISN’T your smartest retirement move?

A 3% mortgage and a 7% mortgage are two VERY different financial decisions.

Sometimes investing more makes sense. Sometimes paying off debt wins.

The key? RUN THE NUMBERS before deciding.

Would you rather retire with:

A. A paid-off home

B. A larger investment portfolio + a mortgage

Tell me below! 👇

*Educational only. Investing involves risk; returns are not guaranteed.

Address

32129 Weyerhaeuser Way S STE 204, Federal Way
Federal Way, WA
98003

Opening Hours

Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm
Saturday 8am - 7pm
Sunday 8am - 7pm

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