Darrell Adolph Agency / Affordable American Insurance

05/28/2026

🚨 Most homeowners think their house insurance covers their car when it’s parked in the garage.
❌ That’s 100% false.

Here’s the truth:
📌 Your homeowners policy does not cover your car — even if it’s parked in the garage
📌 It only covers certain items with small motors (lawnmower, rototiller, etc.)
📌 If you cancel or stop auto coverage while traveling, your car is completely unprotected
📌 One mistake could leave you paying thousands out of pocket

💡 Lesson: Home and auto insurance work together — but they don’t overlap the way most people think.

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If you are currently paying too much for insurance or would like to see if you can save some money on your insurance, visit our website and get your FREE quote.

https://agents.insuranceaai.com/darrelladolphagency

05/28/2026

We understand the risks in our community—because we live here, too. Local insight means more informed guidance.

05/27/2026

We keep an eagle eye out for you, spotting protection blind spots and uncovering new ways to save.

05/26/2026

Car insurance pricing isn’t just “random” 👇

📌 Save this before you buy your next vehicle

1️⃣ Older cars usually cost less to insure
– A lot of pricing is tied to what the car costs to repair/replace
– As it depreciates, the premium often follows

2️⃣ New cars can cost more… BUT
– More “bells and whistles” = more tech to repair
– That can push the premium up

3️⃣ Here’s the surprise: safety features can offset
– Newer cars often qualify for safety-feature discounts
– Those discounts can make a bigger difference than people expect

4️⃣ What to do before you buy
– Ask your agent to run a quote on the VIN
– Compare old vs new before you sign anything

But here’s what most people miss…
You don’t want to learn the real price after you buy the car.

🔄 Share with a first-time buyer
👣 Follow .agency for more simple P&C insurance tips


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If you are currently paying too much for insurance or would like to see if you can save some money on your insurance, visit our website and get your FREE quote.

https://agents.insuranceaai.com/darrelladolphagency

05/26/2026

Storm preparation starts before the weather arrives. Help protect your vessel by hauling it out of the water when possible, doubling up lines and checking their condition, and adding chafe gear where lines meet rough edges. Contact us to review your coverage before storm season. http://tkpl.us/s8kh6

05/25/2026

Today, we honor and remember the brave souls who sacrificed their lives for our country and freedom. Know a hero? Take a moment to reflect on their courage and thank them in the comments.

05/25/2026

Planning time on the water? Make sure your boat or yacht has the right coverage before you set sail. Message us to review your protection today!

05/25/2026

05/23/2026

Better than sorting through it alone—I’ll walk you through your options and help you choose confidently.

05/22/2026

Say goodbye to one-size-fits-all insurance options. We offer more choices, more flexibility, and solutions just for you.