Hannah Payne Mortgage Lender

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Hannah Payne Mortgage Lender SC Native now living in NC. Over 15 years of mortgage and banking experience. Let's Get you HOME! Sr.

Mortgage Banker
NMLS 1000288
www.nmlsconsumeraccess.org
Licensed in NC & SC
Atlantic Bay Mortgage Group, LLC
NMLS 72043
Equal Opportunity Lender

10/07/2026

Asking the seller for upfront funds toward your purchase keeps real cash in your hands on day one. Navigating these options can completely transform your home buying journey.

Send me a direct message before writing your next offer. Let us build the right financing strategy for your goals. đź’ˇ

https://myoc.io/yourhomegirlhannah

NMLS # 1000288

Today, we pause to remember September 11, 2001.We honor the lives that were lost, the heroes who answered the call, the ...
09/11/2026

Today, we pause to remember September 11, 2001.

We honor the lives that were lost, the heroes who answered the call, the first responders who ran toward danger, and the service members who have sacrificed so much in the years since.

25 years later, their courage and sacrifice are not forgotten.

Today and always, we remember. 🇺🇸
Never Forget. 9.11.01

A huge thank you to our lunch sponsor, Hannah Payne, Senior Mortgage Banker with Atlantic Bay Mortgage Group! 🏡💙We’re so...
09/01/2026

A huge thank you to our lunch sponsor, Hannah Payne, Senior Mortgage Banker with Atlantic Bay Mortgage Group! 🏡💙

We’re so grateful for your support of The REal School and for helping us fuel our agents while they learn, connect, and grow! We appreciate you investing in our real estate community and helping make these Wednesday trainings possible.

Thank you, Hannah! We appreciate you! 👏🍎

09/01/2026

How I feel when I helped a first time homebuyer close on their new home and they say I took away all their stress ❤️

08/20/2026

Have you ever heard a happy homebuyer say their favorite part of their new house is their payment plan?

Usually, people fall in love with the friendly neighbors, the big backyard, or being five minutes away from family.

While the math is certainly important, your home is where your life happens. My job is to handle the financing details so you can focus on finding a location you love.

Together, we can find a home loan solution that fits your unique budget and personal goals.

Ready to take the next step toward your dream location? Send me a direct message today to get started. 🏠
https://myoc.io/yourhomegirlhannah

NMLS # 1000288

🇺🇸 Happy 4th of July! ❤️🤍💙Today we’re celebrating the freedom, sacrifices, and opportunities that make the American drea...
07/04/2026

🇺🇸 Happy 4th of July! ❤️🤍💙

Today we’re celebrating the freedom, sacrifices, and opportunities that make the American dream possible. I’m incredibly thankful for the families who trust me to help them achieve one of life’s biggest milestones—owning a home.

Whether you’re spending the day at the lake, the beach, around the grill, or watching fireworks with the people you love, I hope your day is filled with laughter, gratitude, and unforgettable memories.

Wishing you and your family a safe, fun, and blessed Independence Day!

Great news from the VA! The appraisal process has been updated to help limit delays and get more deals done. 🙌🏡Want to k...
06/23/2026

Great news from the VA! The appraisal process has been updated to help limit delays and get more deals done. 🙌🏡

Want to know how these changes can help your VA Loan? Ask me! And most of all, thank you for your service! ❤️🏅

NMLS # 1000288

My team just helped a LOAN OFFICER from a brokerage close on her personal home and we got it done in less than 2 weeks!...
06/11/2026

My team just helped a LOAN OFFICER from a brokerage close on her personal home and we got it done in less than 2 weeks!

She was told right at closing date that her company (the one she works for) wouldn’t approve her loan after all….

She found me online, gave me a call, completed app and sent docs same day. The same day we had disclosures out, hoi requested, title ordered and appraisal transfer requested and file sent to underwriting.

Sometimes a NO isn’t really a NO and you need another set of eyes and a team willing to put in the hard work and go the extra mile

If you want a lender that is always on your side, that will fight for you and make sure you get to that closing table give me a 📱

Welp, Mortgage rates are still higher than everyone hoped for… and honestly, they may stay that way for a while.But here...
05/21/2026

Welp, Mortgage rates are still higher than everyone hoped for… and honestly, they may stay that way for a while.

But here’s the thing — life doesn’t pause while we wait on the “perfect” rate.

People are still getting married.
Families are growing.
Jobs are changing.
Military families are getting orders.
And rent is still expensive.

I’m seeing more buyers realize that waiting forever for rates to magically fall into the 5’s may mean missing out on time, opportunities, and building equity.

If buying a home makes sense for your life and your budget now, it can still be the right move. And if rates improve later? We refinance.

The goal isn’t timing the market perfectly. The goal is helping you get into a home you love with a payment you feel comfortable with. 🏡✨

Today we closed a loan we didn’t even know would make it to the closing table! Yes you heard that right. This client sta...
05/20/2026

Today we closed a loan we didn’t even know would make it to the closing table! Yes you heard that right. This client started out great but then things kept popping up as we received documents needed for a down payment assistance program. We didn’t give up. The client was determined. She did every single thing we asked of her. We all fought hard for her to become a first time home buyer and today she closed on a new townhome in the Raleigh area and on her birthday 🎉 These are the moments that make every struggle worthwhile

If you are looking for a lender who will stick with you through the hard stuff, the messy stuff, the out of the box stuff
IM YOUR GIRL ❤️

Address

232 Hay Street
Fayetteville, NC
28301

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