Sami Chung - Foundation Mortgage - Nmls# 222735

07/07/2022

Welcome our new team member Walter Stiffler!

Help us welcome our new team member Walter Stiffler!

Walter will be helping our operations and developing team while assisting with loans. He will help take Foundation to the next level 💪. We are beyond excited to have Walter be apart of the Foundation Mortgage team. Big things coming!

Stay Tuned!

06/30/2022

Creditors are not allowed to report a late payment until the 30th day of being late.

Now, they all have different penalties and fees when late, however, they are not allowed to actually report it as late to the credit bureaus until the 30th day.

Why do you need to know this?

Because late payments can severely damage your credit score.

Knowing when they report is essential to keeping a strong credit rating and my best advice is to set up autopayments so you never risk being late.

Share this with young adults who are just starting to establish credit so they can also be aware!

06/29/2022

Preparing Yourself Financially Before Applying For a Home Loan

It is important to be prepared for the many milestones that occur throughout your lifetime. Whether it is taking the training wheels off your first bike, proposing to the love of your life, planning for your wedding day, or applying for your first mortgage, you will want to ensure that you are financially equipped to enjoy each stage of your life.

If you are interested in buying a home in Knoxville, Maryville, Lenoir City, Oak Ridge, or Gatlinburg, Tennessee, and want to better understand how to obtain home financing, Foundation Mortgage can help. Read on to learn more about how to effectively prepare yourself financially before you apply for a home loan.

Here are a few steps you can take to prepare financially before apply for your next home loan. Contact Foundation Mortgage today to learn more!

06/28/2022

The math behind your house hunting budget isn’t rocket science… but there are a few different elements we have to take into consideration.

Employment, income, assets, credit history and debts all come into play when determining the total amount that makes you qualified.

Contact me today and let's get your client pre-approved!

06/27/2022

What are some basic ways you can boost your credit score before your upcoming pre-approval? Check out these tips!

06/20/2022

Ribbon backs your buyer with cash and appraisal protection to make their offer stronger. If your client secures financing on time, great! If not, Ribbon will reserve the home and sell it back to them for the same price. Perfect for first time home buyers, multiple offer situations, and simultaneous closings.

Realtors contact me today to learn how we can compete in this competitive market with using Foundation Mortgage Ribbon home loan program. Help us help these buyers!

06/14/2022

Excited to have Title Group of Tennessee - Farragut as a sponsor for our realtor Facebook class this Thursday. Make sure you sign up today!
Click on the link below 👇
https://www.eventbrite.com/.../social-media-workshop...

06/13/2022

It is important to be prepared for the many milestones that occur throughout your lifetime. Whether it is taking the training wheels off your first bike, proposing to the love of your life, planning for your wedding day, or applying for your first mortgage, you will want to ensure that you are financially equipped to enjoy each stage of your life.
If you are interested in buying a home in Knoxville, Maryville, Lenoir City, Oak Ridge, or Gatlinburg, Tennessee, and want to better understand how to obtain home financing, Foundation Mortgage can help. Read on to learn more about how to effectively prepare yourself financially before you apply for a home loan.

Here are a few steps you can take to prepare financially before apply for your next home loan. Contact Foundation Mortgage today to learn more!

06/09/2022

Big News 🗣
Our guest for this podcast episode is with KAAR Governmental Affairs and Policy Director Hancen Sale and president Nick Galbraith.
Trust us you do not want to miss this episode! Coming out tomorrow morning. 😎

Big News 🗣

Our guest for this podcast episode is with KAAR Governmental Affairs and Policy Director Hancen Sale and president Nick Galbraith.

Trust us you do not want to miss this episode! Coming out tomorrow morning. 😎

06/07/2022

Calling All Realtors!!

Come learn the basics of Facebook and setting up your business profiles. Learn important tips and tricks when it comes to utilizing your Facebook as a tool to grow your business. Make sure to bring your laptop and a headshot you'd like to use for your profile picture.

Do not have a headshot? No worries! We can take one for you! Come dressed to impress for a headshot or two 🙂.

Sign Up Below 👇
https://www.eventbrite.com/e/social-media-workshop-tickets-342359114327

06/06/2022

Are you a homeowner interested in moving to a different home, in earning some extra income through real estate, or having difficulty selling your current home? If so, you may want to consider turning your current home into a rental property.

If you are interested in learning more about your options as a homeowner in Knoxville, Maryville, Lenoir City, Oak Ridge, or Gatlinburg, Tennessee, Foundation Mortgage can help. Read on to learn more about transforming your current property into a rental.

Find out how you can turn your current property into a rental property to earn extra money. Contact Foundation Mortgage today!

06/02/2022

Buying a home is an investment that comes with several financial responsibilities. One major concern for potential homebuyers is how they will be able to afford the cost of the down payment. One possible way to help finance the price of the down payment is utilizing funds from your 401K plan if your employer offers a retirement plan, however there could be some possible risk with this option.

If you are ready to buy a home in Knoxville, Maryville, Lenoir City, Oak Ridge, or Gatlinburg, Tennessee, and are trying to determine the best way to fund your purchase, Foundation Mortgage can help. Read on to learn more about the pros and cons of using your 401K to help you buy a home.

Learn more about using your 401k for a down payment from the team at Foundation Mortgage!