Brynn Atencio at Waterstone Mortgage NMLS #2132089

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Brynn Atencio at Waterstone Mortgage NMLS #2132089 Brynn Atencio is a home loan mortgage originator at Waterstone Mortgage in Farmington, New Mexico.

Brynn’s favorite part of working in the mortgage industry is the satisfaction of making each homebuyer’s dream a reality. She is new to the industry but has more than 12 years of sales experience that helped propel her into her new career. Brynn also graduated from NMSU with a bachelor’s degree in Marketing and a minor in Business Management. Outside of work, Brynn’s most rewarding roles are as a wife and a mother. She loves spending time with her husband and children – traveling, camping, riding side-by-sides, and golfing. Brynn is also a big fan of turquoise jewelry – be sure to ask her about it!

Today, we honor the courage, commitment, and sacrifice of those who have served our country. 🇺🇸To all who have served: t...
11/11/2026

Today, we honor the courage, commitment, and sacrifice of those who have served our country. 🇺🇸

To all who have served: thank you. Happy Veterans Day!

Have you ever heard of a temporary interest rate buydown? It’s a powerful tool for both buyers and sellers. Here's how i...
11/09/2026

Have you ever heard of a temporary interest rate buydown? It’s a powerful tool for both buyers and sellers.

Here's how it works. ⬇️

You'll lock in an interest rate, then it will be reduced by 2% for the first year. For the second year, your original interest rate will be reduced by 1%. Then, in year three and going forward, you'll have that original interest rate. There's no extra cost for the homebuyer — it's covered by the seller.

It’s a win-win: Buyer gets a discounted rate for the first two years. Seller has a tool to sell their home faster without lowering the list price.

This example features a 2-1 buydown, but Waterstone Mortgage also offers 3-2-1 and 1-0 buydown options.

Learn more about how this could potentially help you save on your mortgage payments: https://bit.ly/4AdZu65

Think you have to tackle the entire down payment on your own? There may be another option.Down payment assistance progra...
11/06/2026

Think you have to tackle the entire down payment on your own? There may be another option.

Down payment assistance programs are designed to help eligible homebuyers overcome one of the biggest hurdles to homeownership: upfront costs. 🏡

Depending on the program, assistance may come in the form of grants, forgivable loans, deferred-payment loans, or other types of support.

And here's something many buyers don't realize: assistance isn't necessarily limited to people purchasing their very first home.

Program availability and eligibility can vary based on factors like location, income, property, and loan program — so don't count yourself out before asking.

Wondering what options may be available to you? Start your personalized search here: https://bit.ly/4xDCkFE

How much money do you actually need to buy a home? 🤔It’s one of the most common questions homebuyers have — and the answ...
11/01/2026

How much money do you actually need to buy a home? 🤔

It’s one of the most common questions homebuyers have — and the answer isn’t simply “your down payment.”

Depending on your purchase, you may also need to plan for things like:

🏡 Down payment
đź“ť Closing costs
🔍 Home inspection
đź’° Earnest money
đźšš Moving expenses

The good news is that some of these expenses may be offset by assistance programs, seller contributions, or other options, depending on your situation.

Instead of guessing at a savings goal, let’s chat. Together, we’ll put together a plan for what homebuying could actually look like for you.

Every ghost deserves a house to haunt. 👻🏡 Happy Halloween!
10/31/2026

Every ghost deserves a house to haunt. 👻🏡 Happy Halloween!

When it comes to home financing, there’s no one-size-fits-all solution. Every homebuyer has different financial goals, c...
10/30/2026

When it comes to home financing, there’s no one-size-fits-all solution.

Every homebuyer has different financial goals, circumstances, and needs. That’s why finding the right mortgage program is so important.

At Waterstone Mortgage, we offer a variety of specialty loan options designed to help you find a financing solution that fits your situation. đź’ˇ

Explore our specialty loan programs and discover what’s possible: https://bit.ly/4kq1hQD

Think you need 20% down to buy a home? You may have more options than you realize.Down payment assistance programs can h...
10/22/2026

Think you need 20% down to buy a home? You may have more options than you realize.

Down payment assistance programs can help eligible homebuyers cover part of their down payment — and, in some cases, closing costs. Assistance may be available as a grant, forgivable loan, deferred-payment loan, or low-interest second mortgage.

Eligibility and program availability vary based on factors such as location, income, credit, and the property.

Want to know which options may be available to you? Start your search here: https://bit.ly/4xDCkFE

Want to buy now without feeling the full weight of today’s interest rates on your mortgage payment right away? A tempora...
10/19/2026

Want to buy now without feeling the full weight of today’s interest rates on your mortgage payment right away? A temporary buydown could help.

With a temporary buydown, your interest rate is reduced for the first 1–3 years — lowering your initial monthly payments and giving you time to ease into the full payment.

And if a seller-paid buydown isn’t an option, Waterstone Mortgage Smart Start offers a lender-paid alternative.

Ready to learn more? Start here: https://bit.ly/4xUIsJr

Home is where life happens. 🏡💙 It’s where mornings begin, milestones are celebrated, and everyday moments become lasting...
10/16/2026

Home is where life happens. 🏡💙 It’s where mornings begin, milestones are celebrated, and everyday moments become lasting memories.

If owning a home is part of your vision, getting pre-approved is a great place to start.

See what may be possible for you: https://bit.ly/41AzTVZ

Address

2844 East Main Street Suite 101
Farmington, NM
87401

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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