AGuard Fitness industry insurance for gyms, personal trainers, & fitness businesses nationwide. Custom coverage. Real support. No guesswork.

Specializing in gym insurance, liability coverage, & risk management for CrossFit, studios, youth programs, & events.

Running a martial arts gym means balancing discipline, community, coaching, business operations… and risk.We recently pu...
06/01/2026

Running a martial arts gym means balancing discipline, community, coaching, business operations… and risk.

We recently put together a blog breaking down several things martial arts gym owners should have in place to better protect their facility, staff, and students, and honestly, there are a few in here that get overlooked more often than you’d think.

The slides cover a quick overview, but the full blog dives much deeper into each topic.

Head to our website and check it out under “Blog.”

Look, it doesn’t matter if you just opened your doors or you’ve been running your business for years… having better info...
05/28/2026

Look, it doesn’t matter if you just opened your doors or you’ve been running your business for years… having better information in your corner is never a bad move.

That’s exactly why we put together our newsletter. 📰

This isn’t recycled, surface-level content you’ve seen a hundred times. We work closely with people in the industry to make sure what we’re sending out is relevant, current, and actually useful to the way fitness businesses operate right now.

The kind of stuff that makes you stop and think, “okay… glad I know that.” 😅

If you’re already subscribed, we appreciate you more than you know. If you’re not, head to the website and sign up. And use an email you actually check, because what we’re sending is worth the read.

05/27/2026

Some stories stay with you. This was one of them.

This has been one of the hardest claims our team has ever seen involving an athlete who was struck by a postal van and dragged during a warm-up run outside of the gym. It was devastating for the athlete, her family, the gym owner, and the entire community involved.

We’re sharing this story respectfully because there are real risks in this industry that people don’t always think about until something unimaginable happens.

The reality is, you can’t predict every possible scenario. But you can take steps to reduce unnecessary risk, think more intentionally about programming and facility operations, and put safe systems in place for your members.

Sometimes the conversations that are hardest to have are the ones that matter most.

You don’t know what you don’t know… and honestly, that’s where some of the biggest liability issues in the fitness indus...
05/26/2026

You don’t know what you don’t know… and honestly, that’s where some of the biggest liability issues in the fitness industry start.

Our newest blog dives into the blind spots gym owners often overlook until something goes wrong and why being proactive matters more than people realize.

Because most claims don’t come from the things owners *thought* would be the problem. If you own or operate a fitness facility, this one’s worth the read.

Tap this link to read: https://affiliateguard.info/blog/liability-nightmare-you-dont-know-what-you-dont-know/

This is one we don’t mess around with.Roughly 350,000 cardiac arrests happen outside of hospitals every year, and gyms a...
05/22/2026

This is one we don’t mess around with.

Roughly 350,000 cardiac arrests happen outside of hospitals every year, and gyms are one of the places it can happen. People are pushing hard, heart rates are up, and you don’t always know what’s going on beneath the surface.

When it happens, every minute matters.

Survival rates drop 7–10% with each minute that passes without action. With an AED in the first few minutes, survival rates can be as high as 70%+. Without it, the odds drop off fast.

That’s not a small difference.

In some states, having an AED is required. In all cases, it’s part of the responsibility that comes with running a fitness facility.

Your members trust you with their safety. This is one of the ways you show up for that.

If you don’t have one in place, it’s worth addressing sooner rather than later.

Running drills in the parking lot, using the grass nearby, taking the class around the block… it all counts as a differe...
05/21/2026

Running drills in the parking lot, using the grass nearby, taking the class around the block… it all counts as a different exposure if your policy doesn’t account for it. Two things worth checking:

👉Does your lease allow it?
👉And does your coverage follow you outside?

If both aren’t clearly handled, you could be opening yourself up to unnecessary risk. If you’re not sure where your policy stands, it’s worth taking a look before you take the workout outside.

When it comes to coverage, the details matter. The small stuff, the fine print, the things most people don’t think to as...
05/15/2026

When it comes to coverage, the details matter. The small stuff, the fine print, the things most people don’t think to ask about… that’s exactly where problems show up later.

Your business is your livelihood. We’re not cutting corners, skipping conversations, or hoping things work out if something goes wrong.

We go through all of it so you know exactly where you stand.

05/13/2026

So, that leaves us with two questions...

👉Do you have a defibrillator?

👉Do you run background checks on staff who work with kids?

If you’ve ever compared insurance quotes and wondered why one is cheaper than the other… this is usually why.Policy limi...
05/12/2026

If you’ve ever compared insurance quotes and wondered why one is cheaper than the other… this is usually why.

Policy limits play a big role in what you’re paying, and if those numbers don’t match, you’re not actually comparing the same thing.

Most gym owners will see something like $1M/$2M or $1M/$3M and move on without thinking twice, but those numbers directly impact how much protection you have if something goes wrong!

The same goes for general liability and professional liability. Different coverages, different purposes, both important depending on how you operate.

Bottom line, before choosing a policy based on price, make sure you’re comparing apples to apples. If you want a second set of eyes on a quote or your current policy, we’re always happy to take a look.

Securing a loan to open your gym?Make sure your insurance paperwork doesn’t slow you down.Read the full blog to learn ho...
06/22/2025

Securing a loan to open your gym?
Make sure your insurance paperwork doesn’t slow you down.

Read the full blog to learn how to stay compliant and keep your funding on track.

Address

PO Box 114
Farmington, UT
84025

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 4pm

Telephone

+18016770076

Website

https://www.youtube.com/@aguardinsurance3727

Alerts

Be the first to know and let us send you an email when AGuard posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to AGuard:

Share