The Kowalik Agency LLC

02/02/2026

This guy says 6 more weeks of winter...However he has only been correct 35% of the time in the last 20 years... Let's get ready for spring! 🏜️🏝️🏖️⛱️🌅🏞️☀️🌤️🌼🌺🌞🏌️‍♂️🏌️‍♀️🏄‍♀️🚣‍♂️

01/30/2026

https://youtu.be/U6n2NcJ7rLc?si=C1A5UNLynb4n35M7

Last day of the week and Last Biz Day of January! We made it!! Vibe out for 3 minutes, you deserve it. 🫵💪☀️🎼📣🇺🇸🎊🎉💃🕺

Riton x Nightcrawlers Ft. Mufasa x Hypeman (Dopamine Re-Edit) 'Friday' is out now. Listen here: https://lnk.to/FridayRNMHydFollow Ritonhttps://www.instagram....

01/27/2026

Here's to hoping everyone has a wonderful January 73rd!

09/03/2025

What word did you get?

While you’re working toward your dream car, make sure your current car is fully protected. You don’t want to be stuck with unexpected expenses while saving for your dream ride. Reach out today, and we’ll help you find the right auto coverage.

08/27/2025

You could be saving money by bundling your home and auto insurance.

Combining your policies could lower your premiums. Call us today to see how much you could save!

08/20/2025

Did you make your guess?

The answer is true! More than 13% of homes in the U.S. are uninsured. That’s about 1 in every 7 homes.

Even if you have home insurance, you could still be underinsured. Call us today to make sure your coverage is enough to protect your home and belongings.

08/13/2025

If your car is totaled or stolen, your standard auto insurance will only pay you the current market value of the vehicle. But what if you still owe more on your loan than what the car is worth?

That’s where GAP (Guaranteed Asset Protection) insurance comes in. GAP insurance helps cover the “gap” between your car’s actual cash value and the remaining balance on your loan or lease.

You may need it if:

🚗 You’re leasing your car
🚗 You made a small down payment on your vehicle
🚗 Your vehicle depreciates quickly.

Want to know if GAP insurance makes sense for you? Reach out to us today!

08/06/2025

We found it hard to narrow it down to just one thing! How about you?

That's why homeowners insurance isn’t just smart, it’s necessary. It protects more than just your home’s structure; it can cover the belongings that make your house a home.

Not sure if your current policy is enough? Let’s take a look together.

07/30/2025

Looking for an insurance agency that takes the time to understand your needs? You’ve come to the right place.

07/23/2025

Headed somewhere tropical? Worrying about falling coconuts might sound ridiculous, but when it does happen, the damage can be severe.

The good news? The answer is true!

If you have comprehensive auto coverage, you’re typically protected from falling objects, whether it’s a coconut or something a little less exotic like tree branches or rocks.

07/21/2025

Very Proud to have won this Yearly award in our first calendar year possible. Call 248.478.5578 for a free, no obligation quote!

07/16/2025

Not sure whether actual cash value or replacement cost is the better fit for your home insurance? Let’s talk it through.

Give us a call today!