Jonathan Root - Ameriprise Financial Advisor

10/14/2026

A settlement may end the case. It does not end the decisions.

Cash-flow needs, taxes, investing, family responsibilities and long-term care can all arrive at the same time. Bringing a wealth strategist into the conversation before documents are final can preserve more options for the client and give the legal team a clearer handoff.

The best planning often happens before the check arrives.

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10/13/2026

It’s National Train Your Brain Day. Here’s a quick one:

A pair of shoes and a pair of laces cost $110 total. The shoes cost $100 more than the laces. How much do the laces cost?

Answer: $5. If the laces were $10, the shoes would be $110 and the total would be $120.

Simple question. Sneaky assumption.

10/05/2026

A business can be profitable and still be difficult to transfer.

If every important relationship, decision and process runs through the owner, a buyer is not just buying a company. They are buying a dependency.

A useful exit-planning question is: What could keep working for 30 days without you? The answer shows where transferable value is strong — and where there is work to do.
https://bit.ly/4y3Q4IK

10/02/2026

If you are 50 or older and a high earner, one small line on your 2026 retirement plan deserves attention: catch-up contributions may now need to be made on a Roth basis.

That can change today’s taxable income, take-home pay and the mix of taxable and tax-free money you will have later. The rule is technical. The planning question is simple: Does your current contribution setup still do what you think it does?

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09/30/2026

Found this picture of my son from years ago. A big part of my job is helping people save for the future, but the goal was never to hoard every dollar. It’s about having the freedom to enjoy life along the way. Clearly, he took that "enjoying life" lesson very seriously.
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09/26/2026

If higher inflation has you concerned about your financial position, let’s connect. I can help you make sense of any personal and portfolio impacts.

Learn why price pressures are re-emerging and whether this upswing could prove short-lived or more enduring.

09/24/2026

Accumulating wealth requires an offensive strategy, but the Retire and distribute phase requires a strong defense. Shifting your focus from asset growth to predictable income streams is key to navigating the second half of the game. If you are nearing retirement and want to evaluate your distribution plan, schedule a complimentary initial consultation.
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09/22/2026

What is a tree’s favorite hot drink? Root b**r, but in October, they prefer a pumpkin spice latte.

09/18/2026

As we head into autumn, here are 5 questions to help run a quick tune-up on your personal balance sheet:

-Where does emergency cash actually come from? Having wealth is different than having flexible, liquid cash when an immediate opportunity or need pops up.

-Who is actually listed on your beneficiary forms? Here's a quick detail many miss: the name listed directly on your account legally overrides whatever your updated will says.

-Has your risk coverage kept up with your growth? Property values and overall assets change over time, but personal liability limits often get left on autopilot.

-Can your family navigate your setup without you? If a sudden emergency happens, a spouse or trusted representative should be able to locate accounts and key contacts without stress.

-Are you holding an asset just because you bought it years ago? Past decisions shouldn't dictate future strategy. If an asset no longer serves your overall layout, it may be time to pivot.
https://bit.ly/4yKHTC6

09/15/2026

Most business owners spend years optimizing operations, yet overlook the 4 Cs of Capital that drive actual transition value. Human, Customer, Social, and Structural capital dictate whether your enterprise can thrive without you. As a Certified Exit Planning Advisor®️, I help business owners evaluate these drivers to prepare for their inevitable exits. If you want to assess your company's transferable value, schedule a complimentary initial consultation.
https://bit.ly/46uoBVp