Cheryl LaBonte,Sales Associate, Farm Bureau Financial Services

04/06/2026

Don’t let Medicare penalties catch you by surprise!

Missing your enrollment window isn't just a one-time mistake—it can lead to extra costs that stay with you for the rest of your life. Here’s the 2026 breakdown:

🔹 Part B (Medical): Missed it? You’ll pay an extra 10% penalty for every year you waited. This penalty is PERMANENT.
🔹 Part D (Prescription Drugs): Even a small gap in coverage (63+ days) can trigger a monthly penalty that never goes away.
🔹 Part A (Hospital): Most get this for free, but if you don’t, delaying can increase your premium by 10% for several years.

The good news? You can avoid these entirely by signing up during your Initial Enrollment Period (the 7-month window around your 65th birthday). 🎂

Confused about the timing? I’m here to help you navigate the jargon and make sure you’re covered without the extra fees. 🛡️

📞 Call me today to review your timeline! 651.677.1246

09/07/2023

Make sure you medical coverage is up to speed. Contact me if you need coverage.

rtl.lu

09/05/2023

Need medical coverage outside of the U.S.? I can help you with that need!

narcity.com

09/04/2023

Let's close out the summer with a well-deserved celebration of both the contributions and achievements of workers across the country. Here's to you!

09/03/2023

businessinsider.com

09/01/2023

Are you traveling out of the country? Let's make sure you have medical and evacuation coverage. I can help with that!

datafloq.com

08/31/2023

thehindubusinessline.com

08/30/2023

powder.com

08/28/2023

Honored to be part of an organization that's been named to the 2023 Ward's 50® group of top performing companies again this year!

08/25/2023

Together, we can make sure your passion lives on through a life policy that fits your needs. How would you fill-in-the-blank?

08/24/2023

fbfs.com