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Mary Naughton-Pesek Loan Officer, Farmington Hills, MI (2026)

04/30/2020

Homeowners insurance and property taxes are part of the expenses of home-ownership and the lender is at risk if you don’t make those payments.

Escrow is when they add a portion of those expenses to your monthly payment. 💵

That money is managed by a third party to make sure those expenses are paid on time. 🏦

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04/28/2020

Higher interest rates mean higher monthly payments and more interest to be paid over the life of the loan. 💵

A lower interest rate means the opposite.

With interest rates being impacted by outside factors it is impossible to time your loan with the lowest rates. ✅

The advantage of working with us as a wholesale broker is we can shop several lenders at the same time to find you the lowest rates.

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04/24/2020

Options included ARM (adjustable-rate mortgage), FHA (Federal Housing Administration) Loan, VA (Veterans Association) Loan, and Fixed Conventional.

Many people have a fixed conventional but that may not be the best option for you. 💁‍♂️

Whatever loan you decide on your mortgage broker will be able to provide details such as monthly payment, if you will have pmi, etc.

Contact me today and I can help you choose the best option for you! ☎️

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04/22/2020

International Earth Day is a day to celebrate our wonderful planet and continue to put in efforts to keep it clean and healthy. 🌍

How can you contribute to this great cause❓

How about investing in a reusable cup, carpool or bike to work, unplug appliances you aren’t using, or plant some greenery. 🚴

This is the only earth we have, and we need to do everything we can to keep it for generations to come. 🌳

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04/20/2020

Being easily accessible through multiple platforms is so important today! 💻

I am always available to reach on Instagram, Facebook, Email, Linkedin, and Phone.

If you know anyone looking to obtain a mortgage please have them contact me through any of these platforms! ⌨️

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04/16/2020

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When you send in your monthly mortgage payment that money goes towards principal, interest, homeowners insurance, property taxes, private mortgage insurance (PMI) if you put less than 20% down on your home.

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04/14/2020

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March_Content
-----April 14 (International Moment of Laughter)

Besides lightening the mood, laughing has health benefits as well. 💊

Did you know laughter relaxes the whole body?

A good, hearty laugh relieves physical tension and stress, leaving your muscles more relaxed for up to 45 minutes after. ⏱️

It can boost your immune system by decreasing stress hormones and increasing immune cells and infection-fighting antibodies.

It also prevents heart disease, eases anxiety, and creates a great atmosphere. ❣️

With all these benefits, who wouldn’t want to laugh?

Try telling your favorite joke!!

04/10/2020

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March_Content
-----Being easily accessible through multiple platforms is so important today! 💻

I am always available to reach on Instagram, Facebook, Email, Linkedin, and Phone.

If you know anyone looking to obtain a mortgage please have them contact me through any of these platforms! ⌨️

04/08/2020

Higher interest rates mean higher monthly payments and more interest to be paid over the life of the loan. 💵

A lower interest rate means the opposite.

With interest rates being impacted by outside factors it is impossible to time your loan with the lowest rates. ✅

The advantage of working with us as a wholesale broker is we can shop several lenders at the same time to find you the lowest rates.

04/06/2020

Swap out your old dated one for something more stylish. 📫

Make sure to check with your association (if you have one) and see if your neighborhood has any guidelines.

04/04/2020

Options included ARM (adjustable-rate mortgage), FHA (Federal Housing Administration) Loan, VA (Veterans Association) Loan, and Fixed Conventional.

Many people have a fixed conventional but that may not be the best option for you. 💁‍♂️

Whatever loan you decide on your mortgage broker will be able to provide details such as monthly payment, if you will have pmi, etc.

Contact me today and I can help you choose the best option for you! ☎️

Mary Naughton-Pesek Loan Officer

04/30/2020

04/28/2020

04/24/2020

04/22/2020

04/20/2020

04/16/2020

04/14/2020

04/10/2020

04/08/2020

04/06/2020

04/04/2020

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