Bridged Benefit Solutions

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Bridged Benefit Solutions

Helping businesses maximize the value of their employee benefits program

09/03/2026

Attention Business Owners!
Do you know how much commission your insurance agent is earning on your benefits plans?

Insurance commissions are not always set at one standard level. In many cases, agents can request different commission amount, and a higher commission to your agent can mean higher premiums for both your company and your employees.

At Bridged Benefit Solutions, we regularly review plans for employers who are working with another agent and discover that they are paying commissions above the standard level. Often, the employer had no idea.

Your agent deserves to be fairly compensated for the services and support they provide, but you deserve transparency.

Ask your agent:
• What commission is built into each of our insurance plans?
• Is the commission higher than the carrier’s standard level?
• How does that commission affect what our company and employees pay?
• Are we receiving services that justify the compensation?

Understanding your agent’s compensation is not about avoiding commissions. It is about making sure your benefits dollars are being used responsibly and that there are no surprises hidden in your premiums.

Know what you’re paying. Know what you’re receiving. Ask the question.

Bridged Benefit Solutions
We make employee benefits work for you.

08/25/2026

Balancing work, kids, and caring for aging parents or grandparents is not always easy. Fortunately, your health benefits may offer a solution!

Virtual visits are not just convenient when you are feeling under the weather. They can also make it easier to stay involved in a loved one’s healthcare.

If you are helping care for an aging parent or grandparent, many virtual appointments allow you to join the visit from work or home. That means you can ask questions, hear the doctor’s recommendations, and support your loved one, without taking a half day off work.

Virtual visits are also a great option for:
College students away from home
Families traveling or on vacation
Minor illnesses that do not require an in-person visit

Check your health plan to see if virtual care is included. It is a simple benefit that can make life a little easier!

At Bridged Benefit Solutions, we make employee benefits work for you!

08/18/2026

A child turning 18 means they are legally an adult. Even if they are still on your insurance. Doctors may not be able to share medical information with you or allow you to make healthcare decisions for them without the proper paperwork in place.

A Medical Power of Attorney helps make sure you can step in when your loved one needs you most.

This is not just something to think about for your kids. It is also important if you may need to help make medical decisions for a parent or grandparent.

Take a few minutes to check whether your family has these documents in place. Your employee benefits may even include access to legal services that will assist you in creating these documents at no cost.

08/11/2026

The IRS has announced a mid-year increase to the standard business mileage reimbursement rate.

Effective retroactively to July 1, 2026, the standard mileage rate increased from 72.5 cents per mile to 76 cents per mile for business travel. While private employers are not required to use the IRS rate, many organizations rely on it as a simple and consistent reimbursement standard.

If your company uses the IRS mileage rate, now is a good time to review your reimbursement policy and update your payroll or expense systems to reflect the change.

08/04/2026

When comparing health insurance options, many employees find themselves choosing between an HMO and a PPO plan.

While both provide comprehensive health coverage, they differ significantly in three key areas: cost, network access, and referral requirements. HMO plans generally offer lower premiums and lower out-of-pocket expenses but require members to use in-network providers and obtain referrals for specialist care. PPO plans offer greater flexibility and out-of-network coverage options but typically come with higher costs.

For employers and HR teams, helping employees understand these differences can lead to more informed benefits elections and a better overall enrollment experience.

At Bridged Benefit Solutions, we make employee benefits work for you!

07/28/2026

Benefits support is not just for open enrollment season.

Throughout the year, life changes happen. Families grow, healthcare needs evolve, and questions about coverage arise when they are least expected.

No matter the season, we are here to help you understand your options, navigate challenges, and make informed decisions about your benefits.

At Bridged Benefit Solutions, we make employee benefits work for you!

07/16/2026

Summer is a time for vacations, family gatherings, and getting outdoors but your benefits do not take a summer break.

Questions about your health insurance can come up at any time, whether you are trying to understand a medical bill, find an in-network provider, or navigate a life change that affects your coverage.

That is why we are here year-round, not just during open enrollment. When questions arise, you do not have to figure it out alone.

At Bridged Benefit Solutions, we make employee benefits work for you!

07/08/2026

The IRS has announced the 2027 Health Savings Account (HSA) contribution limits, giving employers and employees an early look at important changes for the year ahead.

For 2027, individuals can contribute up to $4,500 and families up to $9,000 to an HSA. To remain HSA-qualified, High-Deductible Health Plans (HDHPs) must also meet updated deductible and out-of-pocket maximum requirements.

At Bridged Benefit Solutions, we make employee benefits work for you!

07/03/2026

Happy July 4th from Bridged Benefit Solutions!

06/29/2026

Health insurance terms can feel overwhelming!

Understanding a few key components can make it much easier to compare plans and confidently use your coverage.

Here is a simple breakdown of common health plan terms:

Premium: The amount (usually monthly) you pay for access to your health plan. If you have a plan through your employer, they will usually share the cost with you.

Deductible: The flat dollar amount you pay before insurance begins to pay.

Coinsurance: Your share of the costs for covered services after you meet your deductible.

Copay: A fixed dollar amount you pay for certain covered services (copays can be before deductible, after deductible or both).

Out-of-Pocket Maximum: The most you will pay in a year before insurance covers 100%.

When employees understand how their health plan works, they are better equipped to make informed healthcare decisions and avoid unnecessary confusion along the way.

At Bridged Benefit Solutions, we make employee benefits work for you!

Address

Farmington Hills, MI

Telephone

+2482502420

Website

http://www.bridgedbens.com/

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