Back Cove Financial

10/15/2026

With the end of the year approaching, it's a good time to revisit your financial to-do list. From retirement contributions to reviewing beneficiaries, a few check-ins now can help you prepare for the year ahead.

Take a look at this year-end financial checklist from Vanguard:

Close out 2025 confident: Learn key steps to boost retirement contributions, complete Roth conversions, and optimize your tax benefits before year-end.

10/13/2026

Balancing the costs of raising a family with saving for the future can be difficult. This article looks at how becoming a parent may affect retirement planning and why it can be important to consider both short- and long-term financial goals. Read more from Investopedia:

Parenthood brings a host of new financial challenges, but it’s essential to continue planning for retirement in order to stay on track for the future.

10/09/2026

On Monday, October 12, our offices will be closed for Indigenous Peoples' Day. The stock markets remain open, while the bond markets will be closed. For immediate assistance, please contact Commonwealth Financial Network.

We wish everyone a lovely weekend ahead! 🍂

10/06/2026

We had so much fun sponsoring and volunteering at the Scarborough Maine Audubon annual cleanup this past Saturday! 🍂🫐

We spent a great morning helping clean up the marsh and preparing the Nature Center for the winter season. Thanks to everyone who came out and helped care for this special part of our community.

10/01/2026

Where you retire can affect your retirement costs. Investopedia looks at how retirement expenses and savings needs vary across the country:

A typical couple needs $1.16 million to retire comfortably nationwide. But Investopedia’s analysis of all 50 states found that number swings by more than $500,000 from the least costly state to the most.

09/29/2026

How much are Americans in their 40s and early 50s saving for retirement? Investopedia explores the retirement savings habits and benchmarks for those aged 45–54:

Americans in their mid-40s to early 50s are in a key phase for retirement planning. Learn what steps can still make a meaningful difference in long-term financial security.

09/24/2026

Those of us in New England know how special fall can be. But did you know it can also be an ideal time to travel elsewhere? Get tips on how to avoid peak-season prices and visit a destination with fewer crowds here:

Traveling after the summer rush can mean fewer crowds, pleasant weather and potentially lower prices. These fall destinations give retirees plenty of reasons to travel outside peak season.

09/22/2026

🤔 How do interest rate changes affect the stock market? In the following article, U.S. Bank examines the relationship between interest rates and market performance:

Learn how Fed policy, bond yields, inflation, and sector leadership can influence stock market performance.

09/17/2026

As the seasons change, it can be a good time to check in on your finances, too. 🍂

This fall financial checklist covers a few areas worth reviewing before the end of the year:

This fall to-do list could help you save money and budget money better.

09/15/2026

An inheritance can be about more than receiving assets. It can also be a chance to reflect on what was built before you and how you want to carry it forward.

This Investopedia article explores some of the financial considerations that come with passing wealth from one generation to the next:

How Sibyl Slade, Founder and President of IntegriVest Wealth Advisors, helps her clients understand the key considerations for managing inherited assets during the Great Wealth Transfer, including tax implications, legacy planning, and family values.