Jeff Rae NMLS# 20932 - Senior Loan Officer - Northpoint Mortgage, Inc.

06/02/2026

Tired of surprises in the fine print?

We believe home loans should be clear, simple, and transparent. No hidden fees, no confusing terms, just straightforward guidance every step of the way. With Northpoint Mortgage, what you see is what you get: honest advice, clear answers, and a path to homeownership you can trust.

06/01/2026

Big news for Maine homebuyers! 🎉 MaineHousing has increased its income and purchase price limits, making it possible for even more buyers to qualify for valuable homeownership programs starting TODAY, June 1, 2026.

Depending on where in Maine you're buying, eligible purchase price limits are now as high as $565,000 for single-family homes in many areas, with increased income limits as well.

If you've looked into MaineHousing programs before and thought you might not qualify, now is a great time to take another look. These programs can offer low down payment options, closing cost assistance, and other benefits designed to make homeownership more affordable.

Curious if you're eligible? Reach out today - we'd be happy to walk you through the updated guidelines and help you explore your options!

05/28/2026

Rate shopping might seem smart, but chasing the lowest number can cost you more in the long run. Points, fees, fine print, and lender reliability all matter. The best mortgage isn’t always the cheapest rate. It’s the loan that actually fits your financial goals.

Before you choose a lender, make sure you know what to watch for: https://loom.ly/O56Zf3A

Everyone wants the lowest mortgage rate — and that's completely reasonable. But chasing a number without knowing the full picture can cost you more than you'd ever save. Rate shopping is smart. But rate shopping blindly is dangerous. Before you jump at the lowest number you see advertised, there a...

05/26/2026

At Northpoint Mortgage, we guide you through each step, explaining what matters most and helping you avoid surprises. Before you sign on the dotted line, we carefully review your finances to ensure you can handle your monthly payments without stress. We consider your income, expenses, and long-term goals so your home remains a place of stability and comfort, not financial strain.

05/25/2026

This Memorial Day, Northpoint Mortgage honors the brave men and women who made the ultimate sacrifice for our freedom. Their sacrifice allows us to enjoy the comforts of home and community.

We’re proud to help families achieve their dream of homeownership, so every home can be a place of safety, love, and memories.

05/19/2026

Feeling lost in the home loan process? You’re not alone. Buying a home can be confusing. Forms, approvals, rates, and deadlines can feel like a maze with no map. That’s where Northpoint Mortgage comes in. From your first questions to closing day, we’re here to make sure you’re never left wondering which way to go.
Let us help you find your way home.

05/12/2026

At Northpoint Mortgage, it’s all about the details. From application to closing, we make sure everything is handled the right way so you can move forward with confidence and peace of mind.

Let us help you step through the door to your future.

05/10/2026

Happy Mother's Day!

From cozy mornings to laughter-filled evenings, a home is where memories grow and life feels just right. Let Northpoint Mortgage help make your dream of a perfect home a reality.

05/07/2026

Still renting? It might be time to rethink where your money is going. Owning a home means building equity, gaining stability, and investing in your future, not your landlord’s. With the right mortgage, homeownership may be more within reach than you think.

Let’s turn your monthly payment into something that works for you.

05/05/2026

Happy Cinco de Mayo!

Ready to spice things up with a new home? Whether you're buying your first place or refinancing, our team is here to make the mortgage process smooth and stress-free. Let’s turn your homeownership goals into a reason to celebrate!