Jeff Rae NMLS# 20932 - Senior Loan Officer - Northpoint Mortgage, Inc.

Jeff Rae NMLS# 20932 - Senior Loan Officer - Northpoint Mortgage, Inc. Jeff Rae, NMLS #20932 Senior Loan Officer - Northpoint Mortgage, Inc. Fun Fact: Jeff loves to ski.

Jeff has been in the Mortgage Business for over 20 years and has originated thousands of loans, helping people purchase and refinance personal homes as well as investment properties. His goal is to treat everyone with integrity and respect, regardless of whether they are 1st time home buyers or high net worth individuals. Jeff focuses on a smooth transaction, anticipating issues and communicating

to all involved throughout the process so that loans close on-time, as planned. Jeff is well connected to financial advisors, realtors, builders, attorneys and other related real estate professionals which means when you work with Jeff, you get more than just a loan officer. He has 3 kids that chased him around the mountain when they were little and now he chases them!

At Northpoint Mortgage, we’re grateful for the workers, families, and communities who keep moving forward and building s...
09/07/2026

At Northpoint Mortgage, we’re grateful for the workers, families, and communities who keep moving forward and building something lasting. Today, take a moment to rest, reflect, and appreciate how far you’ve come and everything you’re building next.

Happy Labor Day from Northpoint Mortgage!

09/02/2026

Northpoint is proud to have been recently awarded nice different Top Workplace awards! We’re incredibly proud of this recognition because we believe a great experience starts from within. When our employees feel supported, valued, and connected to what we do, that carries over into how we serve our customers, support our referral partners, and show up in the communities where we live and work. A strong team helps us provide the communication, care, expertise, and service our clients and partners count on every day.

You’re applying for a mortgage and want to know what lenders actually look at financially. From Northpoint Mortgage, it’...
09/01/2026

You’re applying for a mortgage and want to know what lenders actually look at financially. From Northpoint Mortgage, it’s about your overall financial picture. How your income supports your monthly obligations, how your existing debt fits into that equation, and whether your credit history shows consistent, responsible management of credit. Lenders also look at your savings and assets to make sure you’re not just able to close on a home, but stay financially stable after you move in. It’s not about perfection, it’s about balance and sustainability.

At Northpoint Mortgage, we help you understand your numbers so you can move forward with clarity and confidence.

The 30-year fixed mortgage isn't once size fits all. Options like shorter-term loans or adjustable-rate mortgages could ...
08/25/2026

The 30-year fixed mortgage isn't once size fits all. Options like shorter-term loans or adjustable-rate mortgages could actually align better with your financial picture. At Northpoint Mortgage, we don’t do cookie-cutter. We help you break down your options and choose a loan that fits your life, not just the headline rate.

Let’s separate fact from fiction and find what works for you.

Looking for the perfect lender? Here are the green flags to watch for. At Northpoint Mortgage, we believe the right lend...
08/18/2026

Looking for the perfect lender? Here are the green flags to watch for. At Northpoint Mortgage, we believe the right lender doesn’t just approve loans, they guide you, communicate clearly, and have your back from pre-approval to closing.

Your home journey deserves a partner you can trust. That’s exactly what we aim to be.

Just like a great hike, the journey to homeownership takes preparation, the right path, and someone who knows the terrai...
08/11/2026

Just like a great hike, the journey to homeownership takes preparation, the right path, and someone who knows the terrain. The climb can be steep, but with the right guidance, the view at the top is always worth it. At Northpoint Mortgage, we’re here to guide you all the way so you can reach the summit.

Let us help you step into a place you’re proud to call home.

Pre-approval is about knowing your budget, moving fast in a competitive market, and making offers with confidence, not h...
08/04/2026

Pre-approval is about knowing your budget, moving fast in a competitive market, and making offers with confidence, not hurting your credit. At Northpoint Mortgage, we make the process simple, transparent, and credit-friendly, so you can focus on finding your dream home.

Scrolling a Reddit thread from 2019 for mortgage advice? Your mortgage journey deserves more than outdated and unverifie...
07/28/2026

Scrolling a Reddit thread from 2019 for mortgage advice? Your mortgage journey deserves more than outdated and unverified opinions. At Northpoint Mortgage, we provide a real strategy of personalized guidance, current market knowledge, and a team who advocates for you from pre-approval to closing.

That’s a mortgage strategy that actually works.

A lot of buyers assume they need a huge amount saved up, but that’s not always the case. There are options out there, yo...
07/21/2026

A lot of buyers assume they need a huge amount saved up, but that’s not always the case. There are options out there, you just need to know where to look. If buying a home feels out of reach because of upfront costs, it might be time to take a second look.

Your path to homeownership could be closer than you think.

In a market with limited homes and high competition, the difference isn’t luck, it’s having a strong local team behind y...
07/14/2026

In a market with limited homes and high competition, the difference isn’t luck, it’s having a strong local team behind you. The right guidance, strategy, and financing can put you ahead before you even make an offer. Skip the guesswork. Work with people who know the market and advocate for you every step of the way.

Your search ends here.

Address

241 US Route 1, Suite 302
Falmouth, ME
04105

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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