When it comes to mortgages, David Pereira is all things to all people. Whether you’re a first-time home buyer, refinancing your home, or have another mortgage need, David at Troy City Mortgage can provide your perfect solution. To know David is to love him – his transparency, approachability, and trustworthiness offer a breath of fresh air in today’s mortgage world. He provides face-to-face service, getting to know each client personally. Not to mention, because he has over 20 years of experience and is in the top 5% of mortgage brokers in Bristol County, MA, you can rest assured he knows the industry’s every nook and cranny. With David, you’re not limited to the “inside the box” set of mortgage products many banks provide. He and his talented team have access to countless solutions through dozens of lenders, using their creativity when needed to help clients walk away with keys in their hands. They strive to make the process easy for everyone, working with clients of all income levels and backgrounds. David is passionate about helping his community and is highly recommended by past clients and referral partners. He is a New England Institute of Technology graduate and is licensed in MA, RI, CT, and FL. During his downtime, David enjoys spending time with his two sons, golfing, and BMXing. Services
Conventional loans
Let us find the right rate, monthly payment, and term that suit your mortgage goals. Government loans
Get home with big benefits from a government-backed loan, such as FHA, VA, or USDA. Refinancing
Ready to reduce your rate, save every month, or consolidate debt? Let our experts show your best refinancing options. Home equity loans
Fund your remodel, send the kids to college, or pay for another big expense with the right home equity loan. HARP
If you’re struggling to stay above water, grab hold of your lifeline and refinance with the best HARP loan for you. Reverse mortgages
Supplement your income without selling your home. We’ll explore the reverse mortgage options that can help you reach your goals. Low- to 0-down programs
If you have little or nothing to put down, you can still find your way home with the right low- to 0-down program. Free credit counseling
Don’t let your credit score hold you back. Get in touch for free counseling to improve your credit and become a homeowner before you know it!
