Brian Willingham Mortgage Loan Officer- NMLS #704757

04/21/2026

Be honest. Have you started looking at homes online yet?

Because if you have, it’s already time to get pre-approved.

While you may be tempted to wait until you’re really serious about a house, that actually puts you behind the game.

The better bet is getting pre-approved before you fall in love with something.

It’ll give you clarity on what you can borrow, your ideal price point, and what your monthly payment could look like. That’s information you’re going to want up front, so you don’t fall for something outside of your range.

Plus, when a house you love hits the market, you’ll be ready to go – not scrambling to figure it out.

If you’re about to start looking or just casually browsing, let’s talk about where to start.

02/26/2026

Home affordability is the best it’s been in 4 years.

That’s thanks to: Lower rates. Slower home price growth. And rising wages.

And while the affordability problem isn’t solved, many buyers are finding the numbers work better today.

If buying didn’t make sense for you last year, take another look.

Have you re-run the math on your move yet? DM me and let’s see if it changes when you're ready to buy.

02/11/2026

You’ve been waiting for mortgage rates to drop – and it’s happening.

Mortgage rates are in the lowest range they’ve been in nearly 3 years. And they’re expected to stay in this vicinity for the rest of 2026. That’s a big deal.
That means affordability is going to start to feel different.

The door just opened. Lower payments. Better affordability. More buying power.

If buying didn’t make sense for you before, it might now. Take this as your sign it's time to talk to a lender and take another look at your numbers.

01/28/2026

Great news for doctors, dentists etc....

11/07/2025

Looking to turn homes into income? Let me show you how you can finance future investment properties, providing you with greater buying power today. Contact me to learn more!

10/31/2025

Treat yourself to the home of your dreams without the nightmare of high rates. Give me a call to learn about refinancing.

10/07/2025

Want to move ahead with your home purchase faster and with fewer fees? You may be able to waive the in-person appraisal process and have your lender determine the home’s value based on other data, like recent home sales in the neighborhood. Call me to see if you qualify!

09/24/2025

07/24/2025

I've been getting a lot of questions lately from homeowners looking to tap into their equity without touching their low rate mortgage from a few years back. So, I wrote a blog post about some things to know and consider if you are looking at a HELOC or fixed rate 2nd mortgage. Call me if you have questions or for more info!

If you’re a homeowner with equity in your property, tapping into that equity can be a smart way to finance home improvements, consolidate debt, or even help with a down payment on a new home. Two of the most common optio...

05/30/2025

Another state added to our lending footprint!