Waldry Marte · Loan Officer · NMLS 1537445

Waldry Marte · Loan Officer · NMLS 1537445 Equal Housing Opportunity · NMLS 1537445
FHA, Conventional, USDA, VA, DSCR, NONQM A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. THE DEPARTMENT MAIN

TAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV

06/08/2026

One of the biggest misconceptions about buying a home is thinking you need a huge amount of money saved.

The truth is, everyone’s situation is different. Depending on the loan program, you may need far less than you think.

If you’re not sure how much you need for a down payment, closing costs, or reserves, let’s talk. I’ll break down the numbers, explain your options, and help you create a plan to get there.

You don’t have to figure it out alone. 🏡

06/05/2026

Me: “So what’s your down payment budget?”

Gen Z Buyer: “We’ve saved about $2,000.”

Me: starts calculating programs, grants, and creative financing options

Gen Z Buyer: “Oh… and my parents are gifting us $250,000.”

Me: “Interesting. Let’s go ahead and delete everything I just worked on.” 😂🏡💸

06/03/2026

PMI gets a bad reputation, but it has helped millions of people become homeowners sooner.

Private Mortgage Insurance (PMI) allows qualified buyers to purchase a home with less than 20% down, meaning you may not have to wait years to save a large down payment while home prices continue to rise.

In many cases, PMI can be removed once you’ve built enough equity in your home, making it a temporary tool that helps you get into the market sooner.

Have questions about PMI or how much you really need for a down payment? Reach out today and let’s explore your options.

Growth isn’t always loud.Sometimes it’s showing up when you don’t feel like it.Sometimes it’s learning from mistakes ins...
06/01/2026

Growth isn’t always loud.

Sometimes it’s showing up when you don’t feel like it.
Sometimes it’s learning from mistakes instead of making excuses.
Sometimes it’s taking one more step when everyone else quits.

The truth is, growth happens in the small moments nobody sees. The early mornings, the late nights, the hard conversations, and the decisions to keep moving forward.

Keep going. The person you’re becoming is worth the work.

05/31/2026

Did you watch the last episode of M Pire Financial with ?

Go to YouTube and ask your questions

05/29/2026

Currently fighting the urge to call all of my high school teachers and let them know that I do, in fact, get paid to talk all day.

Turns out “Waldry talks too much” was less of a problem and more of a career path. 😂

05/28/2026

Tired of shady lenders and surprise fees popping up at the closing table? Yeah… us too. 😅

At Quintessential Mortgage Group, we believe in putting everything on the table from day 1. No games. No hidden surprises. Just real numbers and real guidance.

05/28/2026

Tired of shady lenders and surprise fees popping up at the closing table? Yeah… us too. 😅

At Quintessential Mortgage Group, we believe in putting everything on the table from day 1. No games. No hidden surprises. Just real numbers and real guidance.

05/26/2026

A prequalification and a preapproval are NOT the same thing. 👀

A prequalification is usually based on information you verbally provide about your income, debts, and assets. It’s a great starting point, but it’s not fully verified.

A preapproval goes much deeper. ✅
Your lender reviews your documents, income, credit, and financials to determine what you can actually qualify for.

Why does this matter?
🏡 Sellers take preapprovals more seriously
🏡 You shop with confidence knowing your real budget
🏡 You avoid surprises later in the process
🏡 Your offer becomes stronger in a competitive market

If you’re serious about buying a home, getting preapproved is one of the smartest first steps you can take.

Address

Fairview, NJ

Opening Hours

Monday 9am - 9pm
Tuesday 9am - 9pm
Wednesday 9am - 9pm
Thursday 9am - 9pm
Friday 9am - 9pm
Saturday 12pm - 5pm

Telephone

+19087215868

Website

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