Waldry Marte · Loan Officer · NMLS 1537445

Waldry Marte · Loan Officer · NMLS 1537445 Equal Housing Opportunity · NMLS 1537445
FHA, Conventional, USDA, VA, DSCR, NONQM A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. THE DEPARTMENT MAIN

TAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV

08/25/2026

Mortgage Loan Officer:
“Once I receive the docs, we can move forward…”

Me, 3 business days later:
Still waiting for the docs. 👀

I promise I’m not asking for your bank statements, pay stubs, and tax returns because I’m nosy. 😂

No docs = no approval.
No approval = no house.

Help me help you! Send. The. Docs. 📄🏡

08/20/2026

When you have to act professional at work, but your vibe is literally:

“Michael Scott” 😂

Emails? Sent.
Meetings? Handled.
Problems? Solved.
Professionalism? Questionable, but convincing.

Somehow, we keep it moving. 😎

08/18/2026

🏢 What is a commercial property actually worth?

The answer isn’t always as simple as looking at what the building next door sold for.

Commercial properties can be valued in several different ways, including:

📊 Income Approach – What income does the property generate?

🏗️ Cost Approach – What would it cost to replace or rebuild the property today?

📍 Sales Comparison Approach – What have similar commercial properties recently sold for?

💰 Cap Rate & Investment Analysis – What kind of return does the property offer an investor?

Depending on the property, its use, location, tenants, leases, and income, these methods can produce very different numbers.

That’s exactly why experience matters in commercial real estate. You need someone who understands how to look at the entire picture, not just a price per square foot.

Before you buy, sell, refinance, or invest in a commercial property, make sure you’re talking to someone who knows how to properly assess the deal.

08/14/2026

Me explaining to my clients for the 15th time why they need to sign their disclosures before they can get preapproved… 😂

I promise I’m not asking for signatures because I enjoy paperwork.

Those disclosures are part of the process. The faster you sign them, the faster we can keep your loan moving and get you one step closer to making an offer.

Help me help you. SIGN. THE. DISCLOSURES. 😂🏡

08/11/2026

🏗️ New construction funding isn’t always as simple as getting approved and starting the build.

There are hurdles along the way: detailed budgets, draw schedules, inspections, timelines, contractor documentation, and one of the biggest ones… PLANS.

Many contractors who don’t regularly work with construction financing don’t realize just how detailed those plans need to be. The lender needs to know exactly what is being built, where the money is going, and how the project will progress before funds can be released.

That’s why having the right mortgage team AND experienced professionals involved from the beginning can save you a ton of time and frustration.

Planning a new build? Let’s make sure the financing is built just as solid as the house.

08/06/2026

This is exactly how I feel when I ask for a document and get a blurry photo of a copy… with half the important information cut off. 😂

I promise I’m not asking for the full document just to make your life difficult.

We need ALL the pages.
ALL the numbers.
ALL four corners.
And preferably not photographed from across the kitchen table at a 45-degree angle. 😂

Help me help you get to the closing table.

Send. The. Whole. Document. 📄🏠

08/04/2026

POV: The only thing standing between your client and closing… is getting them to answer their phone so they can e-sign. 📱😂

We can prepare everything, coordinate with all the parties, and have the documents ready to go, but sometimes the hardest part is tracking down the one signature we need.

If you’re buying a home, keep your phone nearby during the process. That one call or text could be the final step to getting your keys. 🔑🏡

07/30/2026

Cash flow opportunities are everywhere. You just have to know where to look.

Whether it’s a single-family home, duplex, multifamily property, mixed-use building, or even a vacation rental, every type of real estate has the potential to generate income with the right strategy.

In this video, we’re sharing a few ideas that could help you maximize your property’s earning potential. Whether you’re buying your first investment or growing your portfolio, we’re here to help you find the financing solution that fits your goals.

Ready to turn a property into an opportunity? Let’s talk.

07/28/2026

Some loan files look like they belong in the “before” pictures.

Income that doesn’t fit the box. Credit challenges. Last-minute underwriting conditions. Complex self-employed borrowers. Deals that everyone else says are too messy.

That’s where I get to work.

I love untangling complicated loans, finding solutions, and making that final phone call every buyer and realtor wants to hear…

“You’re clear to close!” 🎉

If your deal feels impossible, don’t give up until you’ve talked to someone who knows how to clean up the mess.

📲 Let’s get you to the closing table.

Address

Fairview, NJ

Opening Hours

Monday 9am - 9pm
Tuesday 9am - 9pm
Wednesday 9am - 9pm
Thursday 9am - 9pm
Friday 9am - 9pm
Saturday 12pm - 5pm

Telephone

+19087215868

Website

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