Chris Shrader Success Mortgage Partners

Chris Shrader Success Mortgage Partners Let me assist you with all your mortgage needs...with a wide range of available loan products we can help make your home or investment dream come true!

Contact me and let me know how I can help, or apply for financing right now. www.chrisapplynow.com Christopher James Shrader NMLS ID: 1695950; Company NMLS ID: 1591 (www.nmlsconsumeraccess.org); Branch ID: 2129912; AL-70354; CO–100523747, Churchill Mortgage Corporation, 411B Johnson Ave, Fairhope, AL 36532-2121, Regulated by the Division of Real Estate; FL-LO50974; IN-57472; OH-MLO-OH.1695950 unde

r company license OH-RM.850178.000; VA-MLO-53636VA, Churchill Mortgage Corporation of TN; WA-CL-2129912; 411B Johnson Ave, Fairhope, AL 36532-2121, All Other States, Churchill Mortgage Corporation

Absolutely. I’ll make the 24/7 AI Pre-Qualification number (251-810-8946) a standard part of every Beyond the Rates upda...
09/08/2026

Absolutely. I’ll make the 24/7 AI Pre-Qualification number (251-810-8946) a standard part of every Beyond the Rates update. Here’s today’s corrected version:

Beyond the Rates — September 8, 2026

* Today: NFIB optimism fell to 98.7; otherwise the calendar is light. PPI Thursday and CPI Friday are this week’s major rate catalysts.
* 10-Year: Near 4.80% and slightly higher in early U.S. trading, creating a mortgage-rate headwind.
* MBS: Weaker—UMBS 5.5 is down roughly 6 bps, putting modest pressure on mortgage pricing.
* Big Risk: Brent crude is approaching $100 amid attacks on Saudi energy infrastructure, adding fresh inflation concerns ahead of the Fed.
* Lock/Float: HIGH URGENCY—TAKE ACTION. Closing within 30 days? With inflation reports ahead, strongly consider locking today rather than risking a hot PPI/CPI print.

Mortgage News Daily—MBS & Treasuries⁠ • Barron’s—Treasury Yields⁠ • WSJ—Oil & Markets⁠

24/7 AI Mortgage Pre-Qualification

Call 251-810-8946

Thinking about buying a home but not sure what you may qualify for? Call anytime—day, night or weekend. No credit pull and completely confidential. Answer a few questions and get an estimate of what you may qualify for. Then I can personally help you determine the next step.

The markets may be closed today, but homeownership doesn’t take the day off!If you’re out looking at homes today, don’t ...
09/07/2026

The markets may be closed today, but homeownership doesn’t take the day off!

If you’re out looking at homes today, don’t fall in love with a home before knowing what you can comfortably qualify for.

I may not always be available, but LISA is available 24/7—and Cam is always ready to help!

Call our 24/7 AI PreQual Line: 251-810-8946

No credit pull. Answer a few questions confidentially and get a better understanding of your home-buying options. It’s a simple first step toward being prepared when you find the one.

Markets closed. We’re open. Your home search doesn’t have to wait.

Beyond the RatesMortgage Market Update — September 4, 2026* Jobs Shock: August payrolls surged 162K vs. ~55K expected; u...
09/04/2026

Beyond the Rates

Mortgage Market Update — September 4, 2026

* Jobs Shock: August payrolls surged 162K vs. ~55K expected; unemployment held 4.1%.
* 10-Year: Yield jumped about 3 bps to 4.80% immediately after payrolls.
* MBS: Moderately stronger pre-report, but the jobs surprise creates immediate downside/repricing risk for mortgage bonds.
* Fed: Strong hiring keeps a September hike firmly in play, despite Waller’s more dovish comments yesterday.
* Lock/Float: HIGH URGENCY — TAKE ACTION. With yields jumping, borrowers closing soon should strongly consider locking today.

Reuters—Jobs Report⁠ • Mortgage News Daily—MBS/Treasuries⁠ • Reuters—Markets/Fed⁠

24/7 AI Pre-Qualification: 251-810-8946 — No credit pull, confidential, and a simple first step toward homeownership.

readytobuyahome

Beyond the RatesMortgage Market Update — September 3, 2026* Jobs: Claims rose slightly to 206K; labor remains stable but...
09/03/2026

Beyond the Rates

Mortgage Market Update — September 3, 2026

* Jobs: Claims rose slightly to 206K; labor remains stable but hiring is slowing.
* Today: ISM Services is due at 10 ET; tomorrow’s jobs report is the bigger catalyst.
* 10-Year: Treasury yields are easing this morning after this week’s global bond selloff.
* MBS: Bonds are getting modest relief, but mortgage pricing remains fragile after rates approached 7%.
* Lock/Float: HIGH URGENCY. Take action. Waller sounds less hawkish, but ISM and tomorrow’s payrolls could move rates quickly.

Reuters—Jobs & Fed Outlook⁠ • Mortgage News Daily—MBS & Rates⁠ • MarketWatch—Fed Waller⁠

24/7 AI Pre-Qualification: 251-810-8946 — No credit pull, confidential, and a simple first step toward homeownership.

Beyond the RatesMortgage Market Update — September 2, 2026* Jobs: ADP added just 38K jobs vs. 48K expected, helping bond...
09/02/2026

Beyond the Rates

Mortgage Market Update — September 2, 2026

* Jobs: ADP added just 38K jobs vs. 48K expected, helping bonds this morning; factory orders and the Fed Beige Book are still ahead.
* 10-Year: Yield eased toward 4.78%, but remains historically elevated after the global bond selloff.
* MBS: Slightly weaker early, with UMBS 5.5 around 98.64; pricing remains fragile.
* Drivers: U.S.-Iran escalation, oil near $90+, inflation fears and government-debt concerns remain major rate headwinds.
* Lock/Float: HIGH URGENCY. Take action. Closing within 30 days? Favor locking; Friday’s jobs report adds major volatility risk.

Mortgage News Daily⁠ • Reuters—Global Markets⁠ • Reuters—Economy⁠

24/7 AI Pre-Qualification: 251-810-8946 — No credit pull, confidential, and a simple first step toward homeownership.

Beyond the RatesMortgage Market Update — September 1, 2026* Today: ISM Manufacturing, S&P Manufacturing PMI, constructio...
09/01/2026

Beyond the Rates

Mortgage Market Update — September 1, 2026

* Today: ISM Manufacturing, S&P Manufacturing PMI, construction spending and JOLTS job openings headline a potentially volatile session.
* 10-Year: Higher near 4.79%, its highest since January 2025, amid a global bond selloff.
* MBS: Slightly weaker, continuing pressure on mortgage pricing after Monday’s selloff.
* Drivers: $90+ oil, Middle East escalation, inflation concerns, global bond weakness and U.S. debt/supply worries are pushing yields higher.
* Lock/Float: HIGH URGENCY. Take action today. Closing within 30 days? Strongly consider locking rather than risking further deterioration.

Mortgage News Daily—MBS & Treasuries⁠ • Reuters—Global Bond Markets⁠ • AP—Treasuries & Oil⁠

24/7 AI Pre-Qualification: 251-810-8946 — No credit pull, confidential, and a simple first step to learn what you may qualify for.

Beyond the RatesMortgage Market Update — August 31, 2026* Today: Chicago PMI and Dallas Fed manufacturing lead a light c...
08/31/2026

Beyond the Rates

Mortgage Market Update — August 31, 2026

* Today: Chicago PMI and Dallas Fed manufacturing lead a light calendar; Friday’s jobs report is the bigger catalyst.
* 10-Year: Yield is slightly lower near 4.71% after Friday’s Jackson Hole selloff.
* MBS: Modestly firmer early, offering some pricing relief after Friday’s weakness.
* Drivers: Warsh’s hawkish Fed message plus $90+ oil/Middle East tensions keep inflation and rate-hike risk elevated.
* Lock/Float: Elevated urgency. Take action today if closing within 30 days; volatility favors locking over aggressive floating.

Reuters—Fed & Markets⁠ • Mortgage News Daily⁠ • AP—Oil & Geopolitics⁠

24/7 AI Pre-Qualification: 251-810-8946 — No credit pull, confidential, and a simple first step to learn what you may qualify for.

08/29/2026

Your Gulf Shores getaway awaits.

Located in The Ridge, just minutes from the beach, this beautifully maintained and fully furnished three-bedroom home offers an inviting open floor plan, main-level primary suite, and a private screened porch made for slow coastal mornings.

Add in a community pool, convenient access to shopping and dining, and a move-in-ready interior, and you have an effortless coastal retreat.

Come see it for yourself!

It’s Saturday — are you out looking at homes today? 🏡Before you fall in love with “the one,” know what you can qualify f...
08/29/2026

It’s Saturday — are you out looking at homes today? 🏡

Before you fall in love with “the one,” know what you can qualify for. Call my 24/7 AI PreQual Line at 251.810.8946 — no credit pull, confidential, and a simple first step toward homeownership.

Cam and I are ready to help lead you home! 🐾

Beyond the RatesMortgage Market Update — August 28, 2026* Today: Calendar is light; Fed Chair Kevin Warsh’s Jackson Hole...
08/28/2026

Beyond the Rates

Mortgage Market Update — August 28, 2026

* Today: Calendar is light; Fed Chair Kevin Warsh’s Jackson Hole speech is today’s major market-moving event.
* 10-Year: Yield is edging higher from ~4.68%, signaling caution ahead of the Fed.
* MBS: Mortgage bonds are slightly weaker/flat, providing little help to morning pricing.
* Drivers: Sticky PCE inflation, Fed policy, fiscal/debt concerns and Iran/oil volatility remain key risks.
* Lock/Float: HIGH URGENCY. Warsh can move bonds quickly. Closing within 30 days? Take action and consider locking before today’s speech.

Reuters—Jackson Hole & Markets⁠ • Mortgage News Daily—MBS & Treasuries⁠ • Reuters—Inflation Update⁠

24/7 AI Pre-Qualification: 251-810-8946 — No credit pull, confidential, and a simple first step to learn what you may qualify for.

Address

411B Johnson Avenue
Fairhope, AL
36532

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Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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