Fairhope Mortgage LLC

10/16/2026

Join me in celebrating with the team! Ronald Sivak, Matthew Huff, Travis McNabb, Cole Ausmus, Tom Kalagher, Sarah Brooks, and a special thanks to our excellent processors Lilly Howard, Anna Garsee Borgstede, Briannan Burns, Kevin Hernandez and a special thank you to all of our referral partners that put their trust in us every day!

10/15/2026

14 days to CTC on a DSCR loan in New Orleans, LA! Thank you Schlanda DeShazier, Lilly Howard, and James Eley for all your help in getting this done so quickly! Another happy investor.

If you want to see how you can buy an investment property without showing any income documentation, close in an LLC, and not have the loan show up on your personal credit, just reach out to me, Tom Kalagher.

10/13/2026

Buying your first home can feel overwhelming. Homes for Heroes provides heroes the service and savings to buy with confidence. Fairhope Mortgage LLC and Tom Kalagher are here for you!

10/13/2026

Old photos of Fairhope Alabama.

10/13/2026

Fairhope, AL historic photos, post more in the comments if you have them.

10/12/2026

5.0 star review received on Experience.com for Fairhope Mortgage LLC by Guerard F - Tom at Fairhope knows his stuff and really works with you! I've worked with other mortgage brokers who didn't really know anything but how to fill in the forms. So refreshing!

Read more: https://experience.com/reviews/thomas-13520098/535aa840-4f9a-46c5-bf1a-bd4740ef0265?V=1791766195&utm_source=facebook&utm_medium=autopost&utm_content=13742375

10/11/2026

5.0 star review received on Experience.com for Fairhope Mortgage LLC by Dave N - Tom Kallager at Fairhope Mortgage in Fairhope, Alabama, is a top-notch FHA loan officer! His professionalism, knowledge, and dedication make him an excellent choice for anyone looking for an FHA home loan. I highly recommend Tom to anyone seeking a knowledgeable and trustworthy mortgage professional. If you're looking for great service and someone who knows the mortgage industry, Tom Kallager is the person to call!

Read more: https://experience.com/reviews/thomas-13520098/60044106-074d-484a-baf4-24e56b6f1fc8?V=1791731300&utm_source=facebook&utm_medium=autopost&utm_content=13741326

10/09/2026

Most homeowners overpay for mortgage insurance for years because they assume every loan works the same way. They don't.

— Tom Kalagher

PMI, MIP, and USDA guarantee fees aren't the same, and neither are the rules for dropping them.

10/09/2026

Stay safe everyone.
I’ll be working today until we lose power so if you need me be sure to reach out early.

10/07/2026

Excited to announce that Fairhope Mortgage LLC had 2 loan officers in the top 10 this month!!! Congratulations to Ronald Sivak and Tom Kalagher !!!