Emily K. Dumdumaya, Financial Consultant

Emily K. Dumdumaya, Financial Consultant Our advocacy and crusade is to help and educate people on their financial planning and to build wealth through income tax-free retirement.

Knowing what these terms mean may save you money on your move.
07/18/2022

Knowing what these terms mean may save you money on your move.

There’s a whole lotta moving going on right now. It’s easy to get caught up in the hubbub of the move and gloss over the moving contract, or just go with the first company you find on the internet. Arming yourself with a little moving knowledge can protect your stuff and save you money.

Earlier this year, the Biden administration announced a three-step plan to combat inflation. Find out the nitty-gritty o...
07/18/2022

Earlier this year, the Biden administration announced a three-step plan to combat inflation. Find out the nitty-gritty of the plan and what you can expect.

The president lays out a strategy for tackling his top economic priority.

Some people can benefit from switching from a 401(k) to a Roth IRA, especially if they want a beneficiary to inherit the...
07/15/2022

Some people can benefit from switching from a 401(k) to a Roth IRA, especially if they want a beneficiary to inherit the funds later on. Here are key considerations before making the switch:

Client’s age, investment time horizon, the value of assets being converted and current and future tax brackets are among the factors to consider.

Thinking of making some changes around the house? These bathroom updates could add value to your home.
07/15/2022

Thinking of making some changes around the house? These bathroom updates could add value to your home.

Even small changes can add up.

There are ways for homeowners to lower their expenses, from utility bills to property taxes. Learn more:
07/12/2022

There are ways for homeowners to lower their expenses, from utility bills to property taxes. Learn more:

Try these five strategies.

The path to retirement isn't predictable, but it's possible to prepare for the unexpected. Here are three common life ch...
07/12/2022

The path to retirement isn't predictable, but it's possible to prepare for the unexpected. Here are three common life changes that can derail retirement plans and how you can outsmart them.

And three solutions to life-proof your planning.

Compare the costs, ease of use and customization options for the next time you want to update your kitchen.
07/09/2022

Compare the costs, ease of use and customization options for the next time you want to update your kitchen.

Kitchen cabinets should look great and operate properly for decades. Learn the different kinds available so you can choose cabinets that will last.

Home prices and values have seen impressive growth lately, but most owners aren't willing to sell in the current market....
07/09/2022

Home prices and values have seen impressive growth lately, but most owners aren't willing to sell in the current market. Here are other ways homeowners can tap into their equity.

Total housing wealth grew by $8.2 trillion between 2010 and 2020, according to a March report from the National Association of Realtors.

When is the last time you cleaned the outside or inside of your dishwasher? If it's been a while, consider following the...
07/07/2022

When is the last time you cleaned the outside or inside of your dishwasher? If it's been a while, consider following the steps listed here.

Learn how to clean your dishwasher, inside and out. Find out how to clean your dishwasher with vinegar, wipe down the filter, the exterior, and treat stains anywhere on the appliance.

The notably hot housing market is finally showing signs of cooldown, but sellers are still finding suitable buyers in re...
07/07/2022

The notably hot housing market is finally showing signs of cooldown, but sellers are still finding suitable buyers in record time and many are making a substantial profit.

According to a new report from Redfin, the typical home for sale found a buyer in just 15 days —the ...

Not all renovations need to be big projects. Check out these simple tasks that can refresh a space with minimal time, ef...
07/04/2022

Not all renovations need to be big projects. Check out these simple tasks that can refresh a space with minimal time, effort and money.

You've just bought a house that you adore but could love even more with a few tweaks here and there. And since you're probably short on cash (and maybe on handy skills), you want to start with the easiest home upgrades out there. Here are 15 very DIYable projects to get you started.

Learn how short-term inflation has caused long-term costs for healthcare in retirement -- upward of 5% higher for 65-yea...
07/04/2022

Learn how short-term inflation has caused long-term costs for healthcare in retirement -- upward of 5% higher for 65-year-old couples this year compared to last.

A short-term rise in health-care inflation can add costs over the long run.

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