08/31/2026
💰 Your bonus might not help you qualify for the mortgage you think it will.
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A lot of buyers assume that every dollar they earn automatically counts toward their qualifying income, but that’s not always the case.
Bonus, commission, and other variable income typically need to show a consistent history before they can be fully used to qualify.
So if you recently started earning bonus income, your buying power may not be what you expect.
👉 Getting pre-approved early can help you understand exactly where you stand, what income can be used, and what price range makes sense for you.
Don’t wait until you find your dream home to find out your income doesn’t qualify the way you thought it would.
📲 Reach out today and let’s talk about your options!
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