JCM Mutual Insurance Association

09/02/2026

As we get closer to harvest time, make sure you've taken a few extra minutes to make sure your equipment is clearly marked and visible.

All drivers, make sure you are paying attention, slow down and give our farmers some extra room to complete their work. Everyone wants to get their job done and get home to their families safely.

Proper lighting and marking are essential to the safety of both farmers and other drivers when farmers head out to work in their fields.

08/22/2026

Is the roof type and year for your dwelling correct on your policy declarations page?

It is very important to make sure the type of roof and the year of the roof is correctly noted on your policy. Some roof types are rated differently and could save you money on your premium.
The year your roof was installed matters at the time of a claim- at certain ages your roof may no longer be covered for some perils. The claim payment amount is also affected by the age of the roof. You don't want your claim negatively affected due to wrong information!

Make sure this is documented correctly and that if you have done any updates that you let your agent know.

05/25/2026

https://www.facebook.com/share/v/1CrrMq2Rib/

05/03/2026

Want to better understand the insurance definitions, terms, and coverages in your homeowners insurance policy? We can help answer questions you may have about homeowners insurance terminology.

03/04/2026

https://www.facebook.com/share/p/1CMDTxVK1p/

We are excited to partner with JCM Mutual Insurance this year to bring even more excitement to the Wapello County Expo!

When we asked Sara to share why they chose to partner with the Wapello County Expo, she said: "4-H gives young people the opportunity to develop real-world skills through hands-on experiences in agriculture, livestock, leadership, and service. It teaches responsibility, leadership, and hard work— lessons that last far beyond the fairgrounds and values that align with our commitment to protecting and strengthening local families. We proudly support the Wapello County 4H Expo because we are supporting the next generation and helping our community continue to grow and thrive!"
#4-Hstrong

02/18/2026

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DO NOT BURN REST OF THE WEEK INCLUDING TODAY!!!!

A heightened fire danger is expected across eastern Iowa and western Illinois on Wednesday. While temperatures may not seem excessively hot, the combination of dry air, gusty winds, and dormant vegetation will create conditions that allow fires to start easily and spread rapidly.

The fire danger is elevated due to several key factors. Low humidity levels will allow grasses and vegetation to dry out quickly, making fuels much easier to ignite. Gusty winds developing through the day will increase the risk of fire spread, allowing even small sparks to grow quickly and become difficult to control. In addition, dry ground conditions and dormant winter vegetation provide ideal fuel sources. This is common during the late winter season, when vegetation has not yet greened up and remains highly flammable.

This means that any outdoor burning is strongly discouraged. Fires can escape control quickly, even if started intentionally in burn piles. Sparks from equipment, vehicles, or improperly discarded ci******es could also ignite fires under these conditions.

Safety precautions are strongly recommended. Avoid outdoor burning. Properly dispose of ci******es and smoking materials. Do not park vehicles on dry grass, as heat from exhaust systems can ignite vegetation. If you see a fire, report it immediately so it can be contained before spreading.

Fire danger will be highest from late morning through late afternoon, when winds increase and humidity levels drop further.

MIWS StormTeam Weather will continue monitoring conditions and provide updates as needed. Stay safe.

07/02/2025

The next Purple Sponsor we would like to highlight is JCM Mutual Insurance Association. Based out of Fairfield, JCM is always a huge supporter of the Southeast Iowa Final Drive. It is so important to have sponsors from all of the participating counties, and we can’t thank JCM enough for all they do to represent Jefferson County!💜

12/14/2024

This Friday & Saturday (12/13 & 12/14) are the last days for the Fairfield Forest of Trees at the HoHoHo Holiday event at Lincoln Center! Get your voting and purchase bids in online at the links below! Purchased trees will be delivered on Sunday

Vote for your favorite tree here-
https://www.zeffy.com/peer-to-peer/vote-for-your-favorite-tree

Bid to purchase a tree here- https://www.zeffy.com/ticketing/christmas-tree-auction
**These are beautiful 7ft, prelit, artificial trees so will last you many years!

100% of all money raised goes to the Ronald McDonald Houses of Iowa!

08/28/2024

https://www.msn.com/en-us/money/realestate/recoverable-depreciation-in-home-insurance-what-it-is-and-how-it-works/ar-AAY8DvL?ocid=widgetonlockscreen&cvid=faf3ab539bc948dc9c23dc614b60b547&ei=54

Wondering what recoverable depreciation is on home insurance. Bankrate explains.

06/18/2024

Unfortunately, "storm chasers" have had a heavy presence in Iowa lately due to the large number of severe storms that we have had. Here is some guidance to make sure you are working with a reputable contractor.