Kathy Piro, Insurance Consultant

Kathy Piro, Insurance Consultant Kathy Piro was most recently named 2017 Bearingstar CT Insurance Consultant of the Year for sales and outstanding service.

DID YOU KNOW?Many people don’t realize their home insurance coverage should be reviewed regularly, especially after home...
06/17/2026

DID YOU KNOW?

Many people don’t realize their home insurance coverage should be reviewed regularly, especially after home improvements, major purchases, or big life changes.

Your policy should grow with your life, not stay stuck where it was years ago.

When was the last time you reviewed your policies?

Don’t wait until you need to use your insurance to realize your coverage no longer fits your life.Home updates, new vehi...
06/15/2026

Don’t wait until you need to use your insurance to realize your coverage no longer fits your life.

Home updates, new vehicles, renovations, valuables, business changes, and even life changes can all impact what kind of coverage you need.

A quick policy review can help make sure you’re protected before a claim happens, not after.

If it’s been a while since you’ve looked over your coverage, this is your reminder to check in.

Thank you to the Bearingstar Charitable Foundation for sponsoring the Uniformed Professional Fire Fighters Association a...
06/12/2026

Thank you to the Bearingstar Charitable Foundation for sponsoring the Uniformed Professional Fire Fighters Association annual golf outing. Such a great event!

Also, if you’re a member of the UPFFA, one of my insurance carriers, Arbella Insurance, offers discounts on home and auto insurance rates.

Feel free to reach out if you’d like to learn more or see if you qualify.

Noticing damage to your home can be stressful, but knowing what to do next can make the process feel a lot less overwhel...
06/10/2026

Noticing damage to your home can be stressful, but knowing what to do next can make the process feel a lot less overwhelming.

Here are a few steps to take:

1. Take photos and videos before moving anything.
2. Prevent further damage if it is safe to do so.
3. Keep receipts for any temporary repairs or cleanup.
4. Make a quick list of what was damaged.
5. Call your insurance agent before making big decisions.

Every situation is different, and that is exactly why having someone to walk you through the next step matters.

Reviews like this mean so much because this is exactly what I want my clients to feel.Insurance can be confusing, especi...
06/08/2026

Reviews like this mean so much because this is exactly what I want my clients to feel.

Insurance can be confusing, especially when you are comparing homeowners coverage, umbrella policies, limits, and options that all sound a little different.

My goal is always to break it down in plain English, answer the questions, and help you feel confident in what you are choosing.

Thank you, Shane, for the kind words.

06/05/2026

This is one of those insurance topics I wish more people understood before they ever needed it.

In this clip, I’m talking about liability limits, why choosing the lowest coverage may not give you enough protection, and when an umbrella policy may be worth considering.

Watch this and then ask yourself: would your current coverage actually protect you?

A lot of homeowners assume “water damage” is automatically covered, but it depends on where the water came from.A sudden...
06/04/2026

A lot of homeowners assume “water damage” is automatically covered, but it depends on where the water came from.

A sudden pipe burst? Usually covered.

Water backing up through a drain or sump pump? You may need added coverage.

Flooding from heavy rain or rising water? That typically requires a separate flood insurance policy.

This is why it is so important to review your policy before you actually need it. A quick coverage check can help you understand what is included, what is not, and where you may have gaps.

Not sure what your policy covers? Let’s take a look.

Thinking about turning your property into a short-term rental?Before guests start checking in, make sure your coverage i...
06/03/2026

Thinking about turning your property into a short-term rental?

Before guests start checking in, make sure your coverage is set up correctly. A standard homeowners policy may not be enough once your home is being used as a rental.

Let’s review your options and make sure you’re protected before the first booking.

06/01/2026

Insurance claims can impact more than just your current situation. Depending on the claim, your policy, and the company guidelines, it could affect your renewal or future coverage. Have questions about your policy? Let’s review it before you need it.

Client reviews mean everything.Insurance is personal, and having someone you can trust to guide you with honest advice, ...
05/29/2026

Client reviews mean everything.

Insurance is personal, and having someone you can trust to guide you with honest advice, real experience, and dependable communication makes all the difference.

Thank you, Mary, for the kind words.

For homeowners, auto, flood, and more, I’m always happy to help you find the coverage that makes sense for you.

Call or text: +1 (203) 520-5652
Email: [email protected]

Address

501 Kings Highway East
Fairfield, CT
06824

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

Website

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