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Monday 9am - 6pm Tuesday 9am - 6pm Wednesday 9am - 6pm Thursday 9am - 6pm Friday 9am - 6pm Saturday 9am - 1pm

Ed Esteban, Mortgage Loan Officer NMLS 310302

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United States
Fairfield, CA
Ed Esteban, Mortgage Loan Officer NMLS 310302

NMLS 310302
EDGE Corporate Office: 5868 Baker Road, Minnetonka MN 55345 In the dynamic landscape of real estate, your choice of a loan specialist is pivotal.

"Empowering Your Home Financing Journey -- I am proud to be Your Trusted Mortgage Loan Officer specializing in the Greater Bay Area markets of Sacramento, San Jose, San Francisco, and it's suburban communities since 2000. Whether you're purchasing, selling, refinancing, or building your dream home, the stakes are high. Market fluctuations and evolving mortgage programs demand swift and precise fin

ancial counsel from a seasoned professional. With a track record spanning over two decades, I bring unparalleled expertise and insight to guide you through the myriad of financing options. Your satisfaction & peace of mind are paramount in every decision. As a son of an immigrant family from the Philippines and grew up in the Bay Area, I take joy in helping families fulfill their dreams of becoming homeowners in this vibrant region. Growing up amidst the allure of the Golden State, I understand the unique appeal of California living and the pride of ownership it brings. From cheering on the SF 49ers to celebrating victories with the Golden State Warriors, I share in the passion for our local teams and the spirit of community they inspire. Committed to surpassing your expectations, I offer personalized mortgage services tailored to your unique needs. From initial consultation to closing, I am dedicated to ensuring that you and your family make informed choices that align with your long-term goals. If you are ready to embark on your home financing journey? Contact me today for a complimentary consultation and let's navigate the path to your homeownership dreams together."

06/12/2026

04/30/2026

04/27/2026

Right now, buyers have more inventory, stronger negotiating power, seller credits, and better options than we’ve seen in years.

But once rates drop further, the next buyer wave hits fast.

That means more competition, higher prices, and less negotiating power for you.

The smartest buyers aren’t waiting for the “perfect time”…

04/09/2026

REVERSE MORTGAGE Part 7 of 7: Government-Backed Security. 🛡️🏛️

Rest easy knowing the HECM program is FHA-insured and HUD-regulated. It’s a safe, federally protected tool for your retirement strategy.

Watch here: https://youtube.com/shorts/9ITRQu0m1Wo

That’s a wrap on our series! I hope this helps you light the way for your next chapter.

Book Your Free 15-min Consultation: https://calendly.com/estebaned707/15min
Call me today: 707-659-3430
loansbyedesteban.com

04/08/2026

REVERSE MORTGAGE Part 6 of 7: Freedom & Flexibility. 🔓

It’s your equity: use it your way! From paying off debt to strategic investing, there are zero restrictions on how you use your funds.

Watch here: https://youtube.com/shorts/hgy5XkCol6k

One more part to go! Follow the series.

Reach out at 707-659-3430 or visit loansbyedesteban.com to learn more.
Book Your Free 15-min Consultation: https://calendly.com/estebaned707/15min

04/07/2026

REVERSE MORTGAGE Part 5 of 7: Monthly Payment Elimination. 🕊️

What if you could legally eliminate your monthly mortgage payment? Discover how the HECM program creates instant cash flow relief.

Watch here: https://youtube.com/shorts/lv4yVSnWU4M

Keep following for the full series! Give me a call at 707-659-3430 or visit loansbyedesteban.com.

Book Your Free 15-min Consultation: https://calendly.com/estebaned707/15min

04/06/2026

REVERSE MORTGAGE Part 4 of 7: The Ownership Myth. 🔑

Debunking the biggest myth in reverse mortgages: you do NOT lose your home! Access $200k–$500k in tax-free equity and stay the owner.

Watch here: https://youtube.com/shorts/UjnG5Iab0Kc

Follow the series to learn more!

Call me today at 707-659-3430 or visit loansbyedesteban.com to learn more.

Book Your Free 15-min Consultation: https://calendly.com/estebaned707/15min

04/05/2026

REVERSE MORTGAGE Part 3 of 7: Aging in Place. 🏠✨

Stay where your memories live. Learn how a reverse mortgage helps you stay in the home you love while improving your quality of life.

Watch here: https://youtube.com/shorts/a8_dzSYP-U0

Follow for more smart retirement strategies! Let me show you how to secure your future.

Book Your Free 15-min Consultation: https://calendly.com/estebaned707/15min
📞 Call: 707-659-3430
🌐 Visit: loansbyedesteban.com

04/04/2026

REVERSE MORTGAGE Part 2 of 7: Supplemental Income. 💸

Ever wish your home could pay you back? Turn your home equity into a monthly paycheck to boost your Social Security and protect against longevity risk.

Watch here: https://youtube.com/shorts/7eLWzS74Gf4

Don't miss the rest of the series! Let’s light the way and see how much monthly income you could unlock.

Book Your Free 15-min Consultation: https://calendly.com/estebaned707/15min
Phone: 707-659-3430
Website: loansbyedesteban.com

Address

Fairfield, CA
94534

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm
Saturday	9am - 1pm

Website

https://loansbyedesteban.com/, https://primegatefinancial.com/

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