Cusmano Agency

Cusmano Agency You’ve worked hard for what you have. Isn’t it nice to know that someone is here to help you protect it? Need an ID card? Give us a minute to print it out.

For 40 years, the Cusmano Agency has been asking its customers the right questions so that we can provide our clients the best coverages at the best rates. What’s more, we back up our knowledge and experience with superior customer service. When you call our office, you’ll speak to a friendly representative who will assist you with claims and billing issues. Have a policy question? An agent will b

e right with you. It’s the kind of service that’s made us a leader in the field. Remember, insurance is our business. Be it auto, home, life or commercial insurance, we have the knowledge and experience to help you tailor our products for your needs

Employee-related claims can happen to any organization — from small businesses to large companies. Employment practices ...
01/29/2026

Employee-related claims can happen to any organization — from small businesses to large companies. Employment practices liability insurance (EPLI) helps defend your business against claims of discrimination, harassment, or wrongful termination. These claims have become more common and costly in recent years amid “nuclear verdicts” (jury awards exceeding $10 million).

A quick review now can ensure your business is properly protected against unexpected legal challenges in 2026. Contact our team for more information or to schedule a portfolio review.

A single cyberattack can cost your business time, money, and customer trust. Cyber liability insurance helps protect aga...
01/27/2026

A single cyberattack can cost your business time, money, and customer trust. Cyber liability insurance helps protect against data breaches, ransomware, and other digital threats that are becoming more frequent and more costly each year.

As technology evolves, so do the risks. Let’s make sure your business is protected in 2026 and beyond. Call our office to schedule your coverage review.

Unexpected disruptions can happen to any business — from natural disasters to supply chain issues. Business interruption...
01/22/2026

Unexpected disruptions can happen to any business — from natural disasters to supply chain issues.

Business interruption insurance helps replace lost income and cover ongoing expenses if operations are temporarily paused. It’s one of the most important (and often overlooked) protections for keeping your business financially steady through uncertainty.

Start 2026 prepared and contact our team to review your coverage and ensure your business can recover quickly after a setback.

The start of a new year is the perfect time to pause and review how your business has changed over the past year. Any ma...
01/15/2026

The start of a new year is the perfect time to pause and review how your business has changed over the past year. Any major developments can impact the type and scope of coverage your team needs.

Swipe through to see what to consider, then give our office a call to schedule a quick coverage review. It’s a simple step that helps ensure your business is protected in 2026.

January is Teen Driving Awareness Month, the perfect time to talk about safety with any young drivers in your life. Swip...
01/12/2026

January is Teen Driving Awareness Month, the perfect time to talk about safety with any young drivers in your life. Swipe for practical tips every teen should know before hitting the road.

Have questions about coverage for your teen driver? Call our office today. We’d be happy to walk you through your options to make sure your family is fully protected.

If you have an auto policy, bundling it with homeowners insurance could mean:✔️ Fewer bills to manage✔️ Potential saving...
01/06/2026

If you have an auto policy, bundling it with homeowners insurance could mean:

✔️ Fewer bills to manage
✔️ Potential savings
✔️ One point of contact for both policies

Interested? Give us a call today if you’d like to explore bundling options for the year ahead.

A new year is the perfect time to review your coverage and make sure all of your bases are covered, especially when it c...
01/02/2026

A new year is the perfect time to review your coverage and make sure all of your bases are covered, especially when it comes to protecting the people who matter most.

If you already have a personal insurance policy in place, adding life insurance might be the next smart step. Comprehensive life insurance policies can offer long-term peace of mind for you and your loved ones.

Not sure where to start? Give us a call, and we can walk you through a few easy options that could be a great fit.

01/01/2026

As we step into 2026, we want to pause and wish each of you a successful, healthy start to the year.

Please note: Our office will be closed on January 1st and 2nd, allowing our team to recharge and prepare for all that’s ahead.

Here’s to fresh starts, full calendars, and finally remembering what day it is again!

December 26th is National Homeowners Day, a timely opportunity to highlight the importance of well-rounded coverage for ...
12/26/2025

December 26th is National Homeowners Day, a timely opportunity to highlight the importance of well-rounded coverage for your home.

While homeowners insurance covers many risks, it doesn’t cover everything. Here are a few areas where standard policies may leave gaps:

⭕ Flood damage - Rising water from heavy rain or overflowing rivers isn’t included in most homeowners policies.
⭕ Earthquakes - Standard coverage usually leaves a home unprotected from earthquake damage.
⭕ Sewer or drain backup - Even small backups can lead to expensive cleanup and repairs, which are typically only covered with optional protection.
⭕ High-value items - Jewelry, fine art, collectibles, and other expensive items often exceed standard policy limits.

For coverage in these areas, separate policies may be necessary. If you want to explore whether additional coverages are needed, give us a call today. We’re here to help ensure your home is properly protected.

12/22/2025

As the year draws to a close, we want to share our hope that this holiday season brings each of you peace, joy, and time to recharge with the people who matter most.

Please also note: Our office will be closed from December 24th to 26th, allowing our team to enjoy a well-deserved break.

Happy Holidays!

The holidays are full of surprises. Let’s ensure coverage gaps aren’t one of them! If you’ve had any significant changes...
12/18/2025

The holidays are full of surprises. Let’s ensure coverage gaps aren’t one of them!

If you’ve had any significant changes this year — like a new car, home, job, or family member — now’s a smart time to review your insurance coverage. A quick check-in can help you head into the new year with confidence and peace of mind.

Not sure where to start? Give us a call. We’re here to help!

Wishing you a joyful and safe holiday season.

As winter gets underway, we’re sharing a few tips to mitigate seasonal risks and prevent costly commercial insurance cla...
12/18/2025

As winter gets underway, we’re sharing a few tips to mitigate seasonal risks and prevent costly commercial insurance claims.

Swipe for more information, and don’t hesitate to give us a call with any commercial insurance-related questions or needs.

Address

Fairfield, CT
06825

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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