Thomas Insurance Agency

08/31/2026

Why Does My Prescription Cost So Much? Decoding Drug Tiers and Coverage Rules

Opening a pharmacy receipt and seeing a number far higher than expected is one of the most common frustrations in health care today. Nearly 68% of Americans take at least one prescription medication daily, and rising drug costs mean many are paying more than they realize simply because they do not u...

08/24/2026

Medigap vs. Medicare Advantage: Which Path Is Right for You?

Approaching Medicare eligibility brings an important decision that surprises many people. Original Medicare alone does not cover everything. So, once you enroll, you will likely need to choose between two very different paths for filling the gaps: Medigap or Medicare Advantage.

08/17/2026

Short-Term Health Insurance: Affordable Stopgap or Risky Gamble?

Losing job-based coverage or aging off a parent's health insurance plan can leave you scrambling for something, anything, to bridge the gap. Short-term health insurance often shows up first in search results, promising low premiums and fast approval. But before you sign up, it is worth understanding...

08/10/2026

Family is everything. Keeping them healthy includes securing quality insurance coverage. NCD dental and vision plans offer coverage fit for your favorite people. Visit my website to learn more - http://www.deborahathomas.com

08/10/2026

Can Skydivers Get Life Insurance? Reasons Your Life Insurance Claim Could Be Denied (and How to Avoid Them)

Extreme sports and life insurance might sound like an unlikely pair, but the truth is that skydivers, pilots, and other thrill seekers can absolutely get coverage. The bigger question is not whether risky hobbies disqualify you; it is whether you provide accurate information when you apply.

08/07/2026

You deserve a beautiful smile. NCD dental can help. Give me a call today at (707) 410-0711 to learn more about these excellent policies.

08/05/2026

NCD dental customers have a lot to smile about, like Day One coverage for most of the dental services you need: cleanings, X-rays, and fillings. There’s even no wait for major work on some NCD dental plans! Reach out today at (707) 410-0711 to get enrolled.

08/03/2026

Looking for help understanding your Medicare Supplement choices? Schedule a no-cost review today with Thomas Insurance Agency and we’ll explore the coverage that works best for your situation.*

(707) 410-0711 { user.public_facing_url }}



*We do not offer every plan available in your area. Any information we provide is limited to the plans we do offer. Please visit Medicare.gov or call 1-800-MEDICARE to get information on all your options.

08/03/2026

Mental Health Parity Laws: What Your Insurance Must Cover

If you have ever been denied coverage for therapy, inpatient treatment, or a substance use program, you are not alone, and you may have more rights than you realize. Federal law actually requires most health plans to treat mental health care the same way they treat a broken arm or surgery. Understan...

07/31/2026

Choosing a Medicare Supplement plan can feel overwhelming, but it doesn’t have to be. We take the time to walk through your options so you can feel confident in your decision.

(707) 410-0711 http://www.deborahathomas.com