Thomas Insurance Agency

10/19/2026

Playing the Odds on Your Paycheck: Why disability is a far safer bet than most people think

Walk into any Las Vegas sportsbook and you will not find the bookmaker guessing. He studies the numbers, sets the line, and then hedges his bets so that no single outcome can sink the house.

10/18/2026

Did you know Medicare plans can change every year?

Premiums, copays, provider networks, and prescription coverage may all be different next year. A quick review during Annual Enrollment can help you avoid surprises.

(707) 410-0711 http://www.deborahathomas.com

10/16/2026

10/12/2026

An Underwriter Explains: Why Your Life Insurance Premium Is What It Is

Picture two 40-year-olds buying an identical policy: $500,000 of 20-year term life insurance. One pays about $30 a month. The other pays $300.

10/11/2026

Mark your calendar!

Medicare's Annual Enrollment Period begins October 15 and ends December 7. If you're thinking about changing plans or simply want to review your current coverage, now's the time.

(707) 410-0711 http://www.deborahathomas.com

10/05/2026

When In-Network Becomes Out-of-Network

You did your homework. You chose a hospital and surgeon who both accept your insurance, so the final bill should be predictable.

10/04/2026

Annual Enrollment is almost here!

From October 15 through December 7, you can review your Medicare coverage and make changes for the coming year. Even if you're happy with your current plan, it's worth taking a fresh look.

(707) 410-0711 http://www.deborahathomas.com

10/01/2026

This , let’s focus on providing the right support for individuals with ADHD. From therapy to medication, the right health insurance can make all the difference. Contact me today to explore your options! (707) 410-0711 http://www.deborahathomas.com

09/28/2026

🍂 Welcome, Autumn! 🍁

Here's to crisp mornings, dogs and children playing in colorful leaves, warm cozy sweaters, and all the beauty this season brings! Wishing you a wonderful fall filled with warmth, happiness, and memorable moments!

(707) 410-0711 http://www.deborahathomas.com

09/28/2026

Medicare Advantage Star Ratings Explained: What those Stars Really Mean for Your Care

Every year, the Centers for Medicare and Medicaid Services (CMS) reviews Medicare Advantage plans and assigns each one a rating between one and five stars, with half-star increments like 3.5 or 4.5 also possible. While we are used to star ratings on everything from the latest gadget on Amazon to our...