Insurance Plus Inc.

Insurance Plus Inc. Insurance Plus Inc. is a family owned insurance company that started in Fairfield, NE in 1964 and opened a second location in Hastings, NE in 1987.

is a family owned and operated insurance company that started in Fairfield, NE in 1964 and opened our second location in Hastings, NE in 1987. We are a full service agency with tax preparation business and all three of our staff members are licensed Real Estate agents. Our agency is your place for a knowledgeable team of experts that can help you and your family find the best insurance plan that f

its the coverage and budget that you want. Unlike larger insurance companies, we will get to know you on an individual level to make sure we are providing you the best customer service in the area. From auto and home insurance to coverage for your business, Insurance Plus Inc. is your local choice for insurance. Contact us today to see what we can do for you! We proudly provide insurance solutions to clients near Hastings, Fairfield, Juniata, Glenvil, Edgar, and Roseland.

Filing a claim with an agency that knows your name, knows your policy and has an existing relationship with your carrier...
08/28/2026

Filing a claim with an agency that knows your name, knows your policy and has an existing relationship with your carrier is a different experience from calling an 800 number and starting from scratch. The relationship your independent agent builds with you before something goes wrong is what makes the process manageable when it does. Get started on our website, https://www.insuranceplusinc.com/, or call us at (402) 461-4465.

Wildfire season has arrived in Nebraska, and our team wants to help you stay prepared and protected. Along with mapping ...
08/27/2026

Wildfire season has arrived in Nebraska, and our team wants to help you stay prepared and protected. Along with mapping evacuation routes and keeping your go-bag ready, it’s important to take a close look at your insurance coverage.

We recommend confirming that your home or renters policy includes protection for fire, smoke, and ash damage. If you want coverage for your vehicle as well, be sure your auto insurance includes comprehensive coverage, since that isn’t covered under a home policy.

It’s also a good time to review your additional living expenses limits. Ask yourself whether those limits would realistically support you if you were displaced from your home for several weeks or more.

If you’re unsure about your current coverage or want help exploring extra protection for your belongings this wildfire season, our team at Insurance Plus is here to talk through your options. Staying prepared today can make all the difference tomorrow.

Whether your dog is a hundred pound lab who thinks he is a lap dog, a three pound chihuahua with the confidence of somet...
08/26/2026

Whether your dog is a hundred pound lab who thinks he is a lap dog, a three pound chihuahua with the confidence of something much larger, or anything in between, today is their day. From everyone at Insurance Plus Inc., happy National Dog Day. Give them something good today. They have earned it.

Many business owners think their commercial insurance coverage starts the moment they confirm a policy, but it’s not alw...
08/25/2026

Many business owners think their commercial insurance coverage starts the moment they confirm a policy, but it’s not always that immediate. Understanding your policy’s effective date and making sure it aligns with your operations is a simple way to protect your business from gaps in coverage.

Swipe to learn what affects effective dates and why they matter.

If you have questions about your commercial insurance coverage or how to time your policy correctly, our team at Insurance Plus is here to help.

Wildfire smoke damage has become a relevant coverage question for homeowners well beyond the immediate fire perimeter as...
08/24/2026

Wildfire smoke damage has become a relevant coverage question for homeowners well beyond the immediate fire perimeter as smoke events affect regions hundreds of miles from active fires. Whether smoke infiltration that damages interior air quality, finishes and personal property triggers coverage under a standard homeowner's policy depends on specific policy language and the circumstances of the event. Reach out to review your coverage: (402) 461-4465.

The best commercial insurance program is one you never think about, because it was built correctly, reviewed regularly a...
08/21/2026

The best commercial insurance program is one you never think about, because it was built correctly, reviewed regularly and is sitting exactly where it needs to be when something happens. The goal is not exciting insurance, it's coverage that performs without drama when the moment arrives. We build "boring" insurance programs with great coverage! Let us help you find your policy today: (402) 461-4465 or https://www.insuranceplusinc.com/.

Full coverage is one of the most commonly used and least defined terms in auto insurance. It generally implies a combina...
08/19/2026

Full coverage is one of the most commonly used and least defined terms in auto insurance. It generally implies a combination of liability, collision and comprehensive coverage, but the specific limits, deductibles and endorsements that make a policy genuinely protective vary enormously. If your policy description is full coverage and you have never examined what that specifically includes, let's review: (402) 461-4465.

Medicare’s Annual Enrollment Period is still a few months away, but this is a great time to start looking ahead. AEP run...
08/18/2026

Medicare’s Annual Enrollment Period is still a few months away, but this is a great time to start looking ahead. AEP runs from October 15 through December 7 every year, giving you a window to update your Medicare health or prescription drug coverage for the year ahead.

Planning early can make the whole process smoother. Reviewing what you currently have, what’s changed in your health needs, and what options are available can help you feel confident when enrollment opens.

Swipe for a few key areas to revisit as you prepare.

If you’d like help reviewing your plan or want a second look at your coverage, our team at Insurance Plus is always here to walk you through your options and support you every step of the way.

Deductibles, coinsurance and copays continue after your insurance processes a claim in ways that catch most people off g...
08/17/2026

Deductibles, coinsurance and copays continue after your insurance processes a claim in ways that catch most people off guard. Understanding what you owe after insurance pays is as important as understanding what it covers. We help clients know both numbers before they need care. Review your plan today, call us at (402) 461-4465.

National Relaxation Day feels like the right moment to mention that worrying about whether your insurance coverage is ad...
08/15/2026

National Relaxation Day feels like the right moment to mention that worrying about whether your insurance coverage is adequate does not have to be on your list. That is exactly what we are here for. Call us to review your coverage: (402) 461-4465!

Address

404 N D Street
Fairfield, NE
68938

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+14027262285

Website

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