Samantha Kinne at First Heritage Mortgage

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Samantha Kinne at First Heritage Mortgage Samantha Kinne | NMLS ID #1027154

First Heritage Mortgage, LLC is an Equal Housing Lender
Company NMLS ID #86548
(www.nmlsconsumeraccess.org)

I enjoy helping people. Growing up I wanted to work in the Medical Industry, I had spent some time in the hospital when I was young and wanted to give back to my community in adulthood. When I graduated with my Global and Community Health Degree from George Mason University, I quickly found that my degree was too broad; I was either over-qualified or under-qualified for the positions I was looking into. After a short time working at an IT Sales company, I was offered a job as a mortgage loan officer assistant. At first I was hesitant; I was getting further from my field, but I came to realize that the mortgage industry is also about helping people. I’m assisting with the BIGGEST financial decision of your life! It's gratifying, and I truly love what I do. The Loan process, by all means, is not an easy one. I understand it can be stressful and overwhelming, but by being a Loan Officer and Assistant, I’m able to thoroughly explain the mortgage process and help to make it as smooth and simple as possible. I'm honored to be a part of First Heritage Mortgage. First Heritage Mortgage, LLC is an Equal Housing Lender, and is one of the top 100 largest mortgage companies in the United States. We are ranked #6 in the Washington Business Journal's list of Top Mortgage Lenders in the Washington DC Area for 2013, and we offer virtually every loan program with the most competitive rates you will find! I've been in the industry since 2012 and licensed since 2013, but have gained essential knowledge and skills from my father, Scott Kinne (Vice President - whose been in the industry for more than 30+ years), as well as, from the other two Loan Officer's I assist. I continue to learn and grow from their expertise daily.

Building your dream home but not sure who to trust with it? 🏗️✨This blog shows you how to spot a quality home builder — ...
10/30/2026

Building your dream home but not sure who to trust with it? 🏗️✨

This blog shows you how to spot a quality home builder — from matching your budget and style, to checking reviews, licenses, insurance, and warranties, to making sure their communication style actually works for you.

If you’re planning a new build and want to feel confident about who you hire, check out our blog! 👇
https://myoc.io/dRqqY2dzl1E/oCDG5

Found a house you love… but have no idea if you can afford it? 🏡😅Before you start scrolling through listings or scheduli...
10/28/2026

Found a house you love… but have no idea if you can afford it? 🏡😅

Before you start scrolling through listings or scheduling showings, getting pre-qualified can help you understand what you may be able to afford—and give you a clearer starting point for your home search.

It can also help you catch potential financial hurdles early and show sellers that you’re serious about buying.

Read our latest blog to learn why getting pre-qualified should be one of your first steps. 👇
https://myoc.io/dRqqY2dzl1E/vU4q0

POV: You’re ready to buy a home but have no idea where to start 🏡The first step is to get pre-qualified! It helps you un...
10/25/2026

POV: You’re ready to buy a home but have no idea where to start 🏡

The first step is to get pre-qualified! It helps you understand your buying power, plan your budget, and know what homes to start looking at. Plus, the process may be easier than you think. 👏

Save yourself the guesswork and check out our latest blog for everything you need to know about getting pre-qualified. 👇
https://myoc.io/dRqqY2dzl1E/glyof

Found a home you love, but it needs a little (or a lot of) work? 🛠️🏡A home renovation loan could help you turn that fixe...
10/23/2026

Found a home you love, but it needs a little (or a lot of) work? 🛠️🏡

A home renovation loan could help you turn that fixer-upper into the home you’ve been dreaming of—all with one mortgage, one closing, and one monthly payment. If you are thinking about remodeling your kitchen or adding a bedroom, read our latest blog to learn how reno loans work! 👇
https://myoc.io/dRqqY2dzl1E/drJvW

Trying to pick between a fixed-rate mortgage and an ARM and worried you’ll choose "wrong"? You’re not the only one. 🤔Thi...
10/21/2026

Trying to pick between a fixed-rate mortgage and an ARM and worried you’ll choose "wrong"? You’re not the only one. 🤔

This blog breaks down both options and also compares them so that you can best understand which option works better for you. From how fixed-rate mortgages give you payment stability to how ARMs can offer a lower initial rate and more flexibility, and when each one is better based on your budget and your plans. 🏡

It’s all about helping you match your mortgage to your actual life, not just a rule of thumb. ☺️

Tap the link to read the full guide and start figuring out which loan type fits you best! 👇
https://myoc.io/dRqqY2dzl1E/x5Lu9

Is buying a house even possible right now? 🏡😅If you’re Gen Z and the idea of buying your first home feels more like a “m...
10/18/2026

Is buying a house even possible right now? 🏡😅

If you’re Gen Z and the idea of buying your first home feels more like a “maybe someday” than a real plan, you’re definitely not alone. Between home prices, interest rates, and saving for a down payment, getting into your first home can feel overwhelming.

But buying a starter home in today’s market is possible, and knowing where to start can make a big difference.

Read our latest blog for Gen Z’s guide to buying a starter home in this economy. 👇
https://myoc.io/dRqqY2dzl1E/6Re5m

Your credit score can have a bigger impact on your homebuying journey than you might think! 💳 Those three little digits ...
10/16/2026

Your credit score can have a bigger impact on your homebuying journey than you might think! 💳 Those three little digits can influence your mortgage interest rate, monthly payment, and the total amount you pay over the life of your loan.

Wondering what affects your credit score and how you can give it a boost before buying a home? 🏡

Our latest blog breaks it all down. Check it out below! 👇
https://myoc.io/dRqqY2dzl1E/Jt7c6

🚨 Last call! FHM's social media webinar is tomorrow at 10 AM!If growing your business and staying top of mind with your ...
10/14/2026

🚨 Last call! FHM's social media webinar is tomorrow at 10 AM!

If growing your business and staying top of mind with your network are on your radar, you don't want to miss this 📲

The FHM Marketing team is breaking down how to choose the right platforms, figure out what to post, and build a social media strategy that feels authentic without adding more to your plate.

The webinar is tomorrow, Thursday, October 15, at 10 am! If you haven't registered yet, they have a few spots left. Register here. 👇
https://zoom.us/webinar/register/6517907937624/WN_cnynfJz0RnW7u5k6J4WXig #/registration

Are you trying to decide between a fixed-rate mortgage and an adjustable-rate mortgage? You are not alone in feeling ove...
10/14/2026

Are you trying to decide between a fixed-rate mortgage and an adjustable-rate mortgage?

You are not alone in feeling overwhelmed by this choice. Fixed-rate options give you long-term payment predictability. On the other hand, adjustable-rate mortgages can offer lower initial monthly payments if you plan to move in a few years.

The right choice depends entirely on your personal budget and your future goals. Matching your loan to your life plans is what matters most. 🏡

Tap the link to read the full guide and start figuring out which loan type fits you best! 👇
https://myoc.io/dRqqY2dzl1E/9ACCA

Building a real estate portfolio isn’t one-size-fits-all — so why should your financing be? Conventional loans can be a ...
10/11/2026

Building a real estate portfolio isn’t one-size-fits-all — so why should your financing be?

Conventional loans can be a great fit for investors with strong, traditionally documented income. But for self-employed investors, business owners, or those growing a rental portfolio, Non-QM options like DSCR and Bank Statement Loans may offer the flexibility traditional financing doesn’t. 🤝

We’re breaking down Conventional vs. Non-QM loans, including the pros, qualification differences, and financing options investors should know about before their next purchase. 🏠

Read the full guide to find the right financing strategy for your next investment property. 👇
https://myoc.io/dRqqY2dzl1E/VJIsj

Address

11325 Random Hills Road, Suite 600
Fairfax, VA
22030

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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