Vellum Mortgage, Inc.

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Vellum Mortgage, Inc. What is Vellum? The name is inspired by a type of high-quality paper that was historically used only

No tricks, just treats and a little Halloween magic! 👻🎃Whether you're carving pumpkins, handing out candy, or enjoying a...
10/31/2026

No tricks, just treats and a little Halloween magic! 👻🎃

Whether you're carving pumpkins, handing out candy, or enjoying a spooky movie night at home, we hope your day is filled with sweet treats, fun moments, and just the right amount of fright!

Happy Halloween from all of us at Vellum Mortgage!

Mortgage terminology might sound like something straight out of a haunted house, but it's not as frightening as it seems...
10/22/2026

Mortgage terminology might sound like something straight out of a haunted house, but it's not as frightening as it seems!

Understanding these common terms can help take some of the mystery out of the mortgage process and make the process feel a little less spooky. 🏡

Swipe through as we break down three mortgage terms that sound scarier than they actually are!

Because the only scares you need this season should come from Halloween.

You found the perfect house, made an offer, and everything seems to be falling into place… until the appraisal comes bac...
10/19/2026

You found the perfect house, made an offer, and everything seems to be falling into place… until the appraisal comes back below the agreed purchase price.

A low appraisal can create a gap between the agreed purchase price and the home's appraised value, but it doesn't necessarily mean the deal is off!

Depending on the situation, buyers may have options, including:

🔹 Renegotiating the purchase price with the seller

🔹 Requesting a reconsideration of value through your lender if you believe the appraisal contains errors or overlooks relevant information.

🔹 Exploring ways to cover the appraisal gap

Every transaction is different, and understanding your options can help you navigate unexpected bumps along the way.

Swipe through to see how an appraisal gap works!

Please join us in welcoming David Goldhirsh, Senior Loan Officer, to Vellum Mortgage!David brings more than 22 years of ...
09/28/2026

Please join us in welcoming David Goldhirsh, Senior Loan Officer, to Vellum Mortgage!

David brings more than 22 years of mortgage industry experience, with a career built around thoughtful guidance, creative solutions, and strong client relationships. His expertise spans everything from everyday financing needs to more complex scenarios involving self-employed borrowers, high-net-worth clients, retirees, and intricate income and tax considerations.

Throughout his career, David’s commitment to service has earned consistent 5-star client ratings, industry recognition, and features in publications including the Chicago Tribune. He is also passionate about mentoring fellow mortgage professionals and contributing his knowledge to the industry.

We’re excited to welcome David and the experience, dedication, and people-first approach he brings to Vellum. Welcome to the team! 💙

Want to connect with David? Reach him at (773) 830-4674 or [email protected]

🎉 We’re excited to welcome Duke Walker to Vellum Mortgage as a Senior Loan Officer!A native Washingtonian with more than...
09/25/2026

🎉 We’re excited to welcome Duke Walker to Vellum Mortgage as a Senior Loan Officer!

A native Washingtonian with more than a decade of mortgage experience, Duke brings a strong commitment to the community he calls home. With a background in teaching, he values education and transparency, helping clients feel informed and confident throughout the mortgage process.

Duke’s personalized approach, industry knowledge, and dedication to treating every client like family make him a wonderful addition to Vellum.

Please join us in giving Duke a warm welcome! 💙

Connect with Duke at (703) 219-8028 or [email protected]

New season, new home checklist. 🍂🏡 From the little things you might forget to the tasks worth tackling before colder wea...
09/22/2026

New season, new home checklist. 🍂🏡 From the little things you might forget to the tasks worth tackling before colder weather arrives, swipe through for a few ways to get your home fall-ready.

Good news for homebuyers: The conforming loan limit has increased to $845,000 for one-unit properties.For qualified buye...
09/19/2026

Good news for homebuyers: The conforming loan limit has increased to $845,000 for one-unit properties.

For qualified buyers, this may make it possible to finance a larger home with conforming conventional financing before moving into a jumbo loan. Depending on the borrower and property, that may create more flexibility with down payment and loan requirements.

Have questions about how this update could affect your homebuying plans? Connect with a Vellum mortgage expert to explore your options.

Higher amounts apply to 2–4-unit properties and Alaska/Hawaii. High-balance limits remain unchanged. Subject to program availability and borrower eligibility.

Maryland teachers and first responders, there may be extra support available for your first home.Through First Homes for...
09/16/2026

Maryland teachers and first responders, there may be extra support available for your first home.

Through First Homes for First Responders and Teachers, eligible first-time homebuyers may qualify for:

🔹 A down payment and closing cost assistance loan equal to 5% of the first mortgage amount
🔹 A mortgage interest rate 0.50 percentage points below the standard MMP First Time Advantage 5% loan

The assistance loan carries 0% interest with deferred payments. It must be repaid when the first mortgage ends, including through sale or refinance.

Your work makes a difference in the community. Let’s explore whether this program fits your next move.

Message Vellum or contact your Vellum loan officer to learn more.

Qualifying Maryland employment and other program requirements apply. Subject to loan approval. Terms may change.

Celebrating the hard work, dedication, and determination that keep us moving forward. Wishing everyone a relaxing and we...
09/07/2026

Celebrating the hard work, dedication, and determination that keep us moving forward. Wishing everyone a relaxing and well-deserved Labor Day!

AN ACHIEVEMENT WORTH CELEBRATINGJohn P. Downs has officially surpassed $500 million in loan production at Vellum Mortgag...
09/02/2026

AN ACHIEVEMENT WORTH CELEBRATING

John P. Downs has officially surpassed $500 million in loan production at Vellum Mortgage!
With an incredible $1.73 billion in career loan production, JD's numbers speak for themselves.

We're proud to celebrate this achievement and the hard work, relationships, and years of experience behind it.

Congratulations, JD!

Address

12700 Fair Lakes Circle, Suite 400
Fairfax, VA
22033

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+15718302800

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