Dan Sender - Mortgage Loan Officer

02/10/2025

Henry working hard on his come-back after having surgery on his elbow. #8

01/06/2025

Are you self-employed and finding it difficult to obtain a home loan? Partnering with a lender experienced in self-employed loans can simplify the process by using a bank statement loan. Call me today to discuss options!

Dan Sender
916-660-6939
NMLS # 2465291

12/16/2024

A HELOC allows homeowners to borrow against their home equity for renovations, debt consolidation, or other expenses with lower interest rates. Taking equity out of your home won't affect the interest rate you currently have on your existing mortgage.

12/12/2024

12/12/2024

To get pre-approved quickly, gather necessary documents such as pay stubs, W-2s, and bank statements. Fill out an application, and provide any requested documentation promptly. Maintain open communication with the lender and respond to any inquiries promptly. Keep your credit in good shape and avoid making any major financial changes during the pre-approval process. .com

12/10/2024

A 2-1 interest rate buydown allows you to lower your interest rate for the first two years of your mortgage. During this time, you will pay a reduced rate, making your monthly payments more affordable. This can be a great option for those looking to save money in the beginning stages of homeownership. After the initial period, your interest rate will increase, but the savings in the first two years can help you better manage your finances.

11/18/2024

I have the expertise and resources to streamline the loan pre-approval process for you. By providing all the necessary documents and information upfront, I can help expedite the approval process and get you one step closer to securing your loan. Let me guide you through the steps and make the process quick and easy for you.

11/15/2024

Feeling the weight of high credit card debt? It's time to breathe easier! Refinance now and take control of your financial future.

🔹 Lower Interest Rates
🔹 Simplified Payments
🔹 More Money in Your Pocket

Don't let debt hold you back any longer!

Dan Sender
Empire Home Loans
NMLS #2465291