Jose Canales - Branch Manager

06/01/2026

Renovation loans sound like a hassle until they save your transaction.

Renovation loans can help:
• Turn “unsellable” homes into opportunities
• Empower buyers to compete in low-inventory markets
• Keep deals alive when inspections reveal surprises
• Give sellers confidence by expanding their buyer pool

They take a bit more coordination and require a contractor, but there’s no need to be intimidated. You just need a renovation loan expert in your corner and that’s where I come in. I’m here to help you and your buyers navigate this niche area of home financing, and I’ll be with you every step of the way. Give me a call to learn more!

https://myoc.io/dxdlqgHeLt3

NMLS ID # 237099

05/29/2026

A mortgage preapproval is a conditional commitment from a lender to lend you up to a specific loan amount. It can help you set your homebuying budget, shop with confidence, and show sellers you’re a serious buyer.

At The Money Store, getting preapproved is fast, easy, and free. Contact me today to take the next step toward your home financing goals!

https://myoc.io/dxdlqgHeLt3

NMLS ID # 237099

05/22/2026

Thank you all.

05/19/2026

For medical professionals who are just starting their careers or have significant debt, qualifying for a mortgage can be a challenge. That’s why The Money Store offers specialized home financing for doctors, dentists, pharmacists, veterinarians, and other select professionals. Highlights include options for up to 100% financing, no mortgage insurance, qualification using projected income, and more.

Contact me today for full program details and to see if you qualify!

https://myoc.io/dxdlqgHeLt3

NMLS ID # 237099

05/18/2026

National Home Improvement Month is the perfect time to think about which updates will make the biggest impact when it’s time to sell your home.

The good news? You don’t need to take on a long, expensive renovation project to make a difference.

Something as simple as replacing an old, damaged, or dated garage door can instantly boost your home’s curb appeal. It’s also one of those improvements that often delivers a strong return on investment.

Share this with someone considering selling their home and follow for more homebuying tips!

https://myoc.io/dxdlqgHeLt3

NMLS ID # 237099

05/15/2026

Congratulations to Jenny and Hairo for their investment property. Another smooth and successful transaction by the Canales Team. If you want to purchase or refinance call the Canales Team 973-600-3142.

05/15/2026

5.0 star review received on Experience.com for Jose Canales by Henry N - The guys work fast and very responsive.

Click to see all 88 reviews of Jose Canales, Branch Manager | NMLS ID # 237099

05/14/2026

PITI stands for Principal, Interest, Taxes, and Insurance—the four components that typically make up a homeowner’s total monthly mortgage payment.

At The Money Store, I help homebuyers understand the full picture of their monthly housing costs so there are no surprises. If you’re thinking about buying a home, contact me and I’ll help you find a financing strategy that fits your budget and goals!

https://myoc.io/dxdlqgHeLt3

NMLS ID # 237099

05/13/2026

Congratulations to Mr. Navarro on his investment property. Another smooth and successful transaction by the Canales Team. If you want to purchase or refinance call the Canales Team 973-600-3142.