Family WealthCare Center

Family WealthCare Center Our mission is to get to know and understand your financial needs, wants, and long-term goals.

Securities offered through LPL Financial, Member FINRA/SIPC finra.org sipc.org. Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. The financial professionals associated with LPL Financial may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

Before skipping your daily walk, keep this in mind: regularly active adults can save up to $2,500 a year compared to cou...
06/08/2026

Before skipping your daily walk, keep this in mind: regularly active adults can save up to $2,500 a year compared to couch potatoes. Year after year, according to a 2025 report in Stronger Life. Think of your exercise routine as the retirement savings that you don't have to drain early. Drop your non-negotiable habit below.

If you are between 40 and 60 and need to build greater retirement savings, consider prioritizing that over paying for yo...
06/07/2026

If you are between 40 and 60 and need to build greater retirement savings, consider prioritizing that over paying for your children's college expenses.

πŸ“ˆ Markets Don't Take Vacations. But Your Strategy Is Built for the Bumps.It's natural to feel uneasy when headlines turn...
06/04/2026

πŸ“ˆ Markets Don't Take Vacations. But Your Strategy Is Built for the Bumps.

It's natural to feel uneasy when headlines turn negative or investor sentiment becomes more bearish. Recent survey data shows many investors remain cautious about where stock prices may be headed over the next six months.

The reality is that market uncertainty is nothing new. Economic cycles, political events, interest rate changes, and investor emotions have always been part of the investing landscape.

That's why successful investing isn't about predicting every market move. It's about having a disciplined strategy designed to weather both the ups and the downs.

A well-built financial plan focuses on your long-term goals, not short-term market noise.

If recent market volatility has you wondering whether your portfolio is still aligned with your objectives, we're here to help.

πŸ“ž 816-630-3011

Nearly half of healthy aging experts name physical activity as the single most important lifestyle habit for longevity, ...
06/01/2026

Nearly half of healthy aging experts name physical activity as the single most important lifestyle habit for longevity, according to a September 2025 U.S. News & World Report article. Not supplements. Not sleep hacks. Not anything you might read about on a social feed. Just movement. Plain and simple. What habit has made the biggest difference for you?

Auto debt continues to climb as higher vehicle prices and interest rates put pressure on household budgets.A recent repo...
05/31/2026

Auto debt continues to climb as higher vehicle prices and interest rates put pressure on household budgets.

A recent report found that total auto debt reached $1.68 trillion at the end of 2025, up 37% from late 2018. Nearly 86 million Americans, or about 1 in 4, now carry auto loan or lease debt.

Monthly payments have also increased. The typical auto loan payment rose from about $506 in 2018 to more than $680 by the end of 2025.

Several factors are contributing to the shift, including higher vehicle prices, fewer lower-cost new car options, and longer loan terms. More buyers are also taking on larger monthly payments, with $1,000 auto loan payments becoming more common for financed new-vehicle purchases.

For many households, higher transportation costs can affect other parts of the budget, including groceries, rent, savings, and emergency funds.

These trends highlight how vehicle affordability can play a larger role in everyday financial decisions.

Auto debt has swelled to $1.68 trillion, a new analysis finds. Americans face costlier vehicles, higher interest rates and lengthier loan terms.

If you receive Social Security benefits, you may have to pay federal income tax on some of these benefits. Your payment ...
05/29/2026

If you receive Social Security benefits, you may have to pay federal income tax on some of these benefits. Your payment will depend on your specific income and filing status.

To find out whether your Social Security benefits are taxable, if you are single, take half of the Social Security money you received throughout the year and add it to your other income, including pensions, wages, interest, dividends, and capital gains. If the total for an individual exceeds $25,000, part of your benefits may be taxable.

If you are married filing jointly, take half of the Social Security money you received throughout the year plus half of your spouse's Social Security benefits; add both amounts to your combined household income. If the total is over $32,000, part of your benefits may be taxable.

The IRS's website delineates the taxable percentage of benefits based on the above calculation. These percentages vary between 50% to 85% and depend on your filing status and income levels. For example, if you are filing as a single person with $25,000 to $34,000 income, 50% of your Social Security benefits may be taxable.

The Interactive Tax Assistant on IRS.gov can help you determine whether your Social Security benefits are taxable and, if so, by how much.

*This information is not intended to be a substitute for specific, individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax professional.

Tip adapted from IRS.gov

The Federal Reserve held interest rates steady at its latest meeting, maintaining the benchmark range at 3.5% to 3.75%.W...
05/28/2026

The Federal Reserve held interest rates steady at its latest meeting, maintaining the benchmark range at 3.5% to 3.75%.

While the decision itself was widely expected, the vote reflected a notable level of disagreement among policymakers, with several members expressing differing views on the outlook for future rate adjustments.

Some officials pointed to ongoing inflation concerns, while others focused on how policy signals could shape expectations moving forward.

Recent economic data continues to show a mixed picture, with steady job growth alongside inflation that remains above long-term targets.

Moments like this highlight how central bank decisions often involve balancing multiple factors as conditions evolve over time.

The Federal Reserve on Wednesday released its latest decision on interest rates.

Choosing an executor is an important part of your estate plan.This person, attorney, or corporate trustee will be respon...
05/27/2026

Choosing an executor is an important part of your estate plan.

This person, attorney, or corporate trustee will be responsible for carrying out your wishes, managing paperwork, handling assets, and helping settle your estate. It’s a role that requires organization, trust, and good judgment.

At Family WealthCare Center, we can help you think through these important decisions and make sure your estate strategy fits into your overall financial plan.

πŸ“ž Call us at 816-630-3011 to start the conversation.

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