Mason Huddell, NMLS #183320

Mason Huddell, NMLS #183320 Mortgage Loan Originator: NMLS #: 183320
Princeton Mortgage : NMLS #: 113856
Cell # : 610-842-7739

07/25/2024

Refinancing is a tool that can be used for reasons other than getting your rate down.

For many, home equity is at an all-time high, but so is consumer debt!

A cash-out refinance can be a way to consolidate high interest debt.

Reach out to learn more and see if this is a good option for you.



Give me a call to run some numbers and see if this might make sense for you.

If you're making minimum payments on credit cards It'll take you 20 + years to pay them off anyway.

Mason : 610-842-7739

NMLS # 183320

First-Time Homebuyer Tip Thursday! When preparing to buy your first home it is important you know exactly how much home ...
06/20/2024

First-Time Homebuyer Tip Thursday!

When preparing to buy your first home it is important you know exactly how much home you can afford.

You want to base this on your needs and desired lifestyle more than just what is the literal highest dollar amount you can afford.

Talking things through with a Loan Originator (like yours truly) is step one.

SO reach out anytime to learn more about your options.

Plenty of 1st time buyer money available.
610-842-7739
nmls 183320

Home ownership does not have to stay a dream!Princeton Mortgage has helped families make it a reality for over 40 years ...
06/17/2024

Home ownership does not have to stay a dream!

Princeton Mortgage has helped families make it a reality for over 40 years 🏡

Reach out to learn more about your options 🌱

https://youtu.be/O0c-1QEadB8?si=vEtnO-bfSTxHyhCJ

Mortgage

Short and sweet ! Another satisfied customer.Who's next ?610-842-7739Nmls 183320
06/17/2024

Short and sweet !
Another satisfied customer.
Who's next ?
610-842-7739
Nmls 183320

Why you may be able to cancel PMIWhile it's possible to get a mortgage with a small down payment or even none at all, mo...
05/28/2024

Why you may be able to cancel PMI

While it's possible to get a mortgage with a small down payment or even none at all, most lenders prefer at least a 20% down payment to avoid private mortgage insurance (PMI). PMI, which protects lenders if borrowers default, adds $30 to $70 per month for every $100,000 borrowed. However, PMI isn't permanent; it can be canceled once you've built 20% equity in your home, either through paying down the loan or appreciating home values. For instance, if your home is worth $500,000 and your loan balance is $400,000 or less, you can cancel PMI. Rising home values, which saw a 5% year-over-year increase in early 2024, can accelerate this process. To cancel PMI, you need to verify your home's value, often through an appraisal, and meet any specific lender requirements. Buying a home without 20% down allows you to start building equity and wealth sooner, and PMI can be canceled later by making extra payments or refinancing if rates are favorable.

Today’s Post

Looking to buy your first home? I am here to help! 🏡

My team at Princeton Mortgage is dedicated to guiding first-time homebuyers through every step of the journey.

Let's turn your homeownership dreams into reality.

No app fees on Va loans saving $1400 and now we'll go with scores down to 580 for Vets !Are you a Vet and need informati...
05/15/2024

No app fees on Va loans saving $1400 and now we'll go with scores down to 580 for Vets !
Are you a Vet and need information on what benefits may be available?
Give me a call.

610-842-7739
Nmls 183320

14 years in a row! I appreciate all the buyers and referral partners that trusted me and put their faith in me to handl...
05/06/2024

14 years in a row!
I appreciate all the buyers and referral partners that trusted me and put their faith in me to handle the most important financial transactions of their lives to make this award possible.
Who's next? 610-842-7739

INFLATION REPORT IMPACTIn March, inflation rose to 3.5%, marking the second consecutive month of growth and dampening ho...
04/11/2024

INFLATION REPORT IMPACT

In March, inflation rose to 3.5%, marking the second consecutive month of growth and dampening hopes for a near-term interest rate cut. The Federal Reserve's core inflation measure remains at 3.8%, with a target of 2% before considering rate reductions.
Shelter and gasoline were significant contributors to the inflation increase, with annual rent inflation steady at 5.7%. Although rents are decreasing in some regions, their impact on the Consumer Price Index (CPI) is delayed, likely postponing the 2% inflation target achievement.
The mortgage industry remains under pressure as interest rates have climbed, influenced by a strong labor market and rising treasury yields. However, mortgage rates have shown some stabilization. As the Fed maintains its strict inflation target, concerns grow regarding the timing of rate cuts and the specific inflationary pressures from the housing market.


TODAY'S RATES:
The average 30-year fixed mortgage rate holds steady at 7.250%.

I've got a wife, two daughters , two granddaughters. I need another one like a hole in the head but, Happy Womens Day !
03/08/2024

I've got a wife, two daughters , two granddaughters. I need another one like a hole in the head but,
Happy Womens Day !

Ever wonder why we have leap years?Boom now you know. From your storehouse of mostly worthless information!3 out of ever...
02/29/2024

Ever wonder why we have leap years?
Boom now you know.
From your storehouse of mostly worthless information!

3 out of every 4 years, today would be March, but once every four years this day just APPEARS. 🤯

Leap Day exists to correct the difference between the calendar year and the astronomical year.

The Earth takes approximately 365.2425 days to complete one orbit around the Sun, but our calendar uses 365 days for a year.

This difference of about 0.2425 days, or almost 6 hours each year, adds up.

Without correction, our calendar would drift and eventually become misaligned with the seasons!

I believe we should take the day off and have some fun!

Have a great day!

I'm happy to be able to save the Vet $1395 !!Effortless is the confidence that your mortgage is in the best hands. I wou...
02/28/2024

I'm happy to be able to save the Vet $1395 !!

Effortless is the confidence that your mortgage is in the best hands.

I would put our operations team up against anyone.

Our number one goal is customer satisfaction.

(We are killing it btw – top 1% in customer satisfaction!)

And everyone works hard to product an Effortless experience.

Every Loan. Every Day.

Address

439 Grand Avenue
Ewing, NJ
08628

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+14127461132

Website

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About Freedom Mortgage

Freedom Mortgage is dedicated to fostering homeownership in America. We build lasting relationships—one loan at a time—by providing personalized mortgage solutions and unparalleled service.

We are mortgage professionals committed to making our communities a better place to live and work. When it comes to homeownership, our customers depend on us to keep their best interests at heart.

With Freedom Mortgage, you can expect:

o A wide array of product options, including fixed-rate and adjustable-rate mortgages, conventional, VA, FHA, jumbo and USDA (rural area) loans. We also offer a variety of state and local housing programs.