Calrose Insurance

06/24/2026

Yeah we like food trucks, it's such a fun business which is why we truly enjoy working with every single member of the Washington State Food Truck Association www.wafoodtrucks.org!

It also helps that we're pretty good at them and can often improve price and coverage at the same time.

Our Preferred FOOD TRUCK INSURANCE agent:
Calrose Insurance, located in in Everett, specializing in commercial and small business policies. This agent insures the WSFTA and many of our members and they know what the different needs are for food truck businesses.

Because every Food Truck is different, CalRose quotes with multiple commercial insurance companies, tailoring coverage to the individual need at the best price possible. To see how they could help save you money and still be protected well, contact the team via Email: [email protected] or Phone: (425) 252-5188.

06/24/2026

Not every equipment problem is an insurance claim. One of the most important things to understand is where coverage ends and where maintenance, scheduling, or policy setup issues begin. Swipe to learn what would not be covered by tools and equipment coverage.

Now is a good time to review your current policy, confirm which items are scheduled correctly, and identify any gaps before they become costly surprises. We can help you review your coverage package and ensure your tools and equipment are properly insured.

06/22/2026

In construction, every project carries risk. And in the summer, when the workload is at its peak and crews are stretched thin, that risk can multiply. From heat-related on-site injuries and equipment damage to third-party liability and project delays, an unexpected issue can strike at any time.

The risks that can impact your business don’t take a summer break. That’s why we’re here to help you make sure your coverage doesn’t take a break either.

Whether you want to get started with a new policy or layer on additional coverages to an existing one, we are here to help find the right blend of coverage for your business. Give us a call today, and we can get started.

06/19/2026

Telematics insurance promises lower premiums for safe drivers, and in many cases, it delivers. But whether it is worth signing up for depends on more than just your driving record. Swipe through to get a clearer sense of what these programs involve and what to weigh before you decide.

If you have questions about your auto insurance policy or if a telematics policy fits your needs, give us a call today. We are here to help.

06/17/2026

With summer home-improvement projects top of mind for most, I wanted to reach out with a couple of upgrades you can consider adding to your to-do list this season. Proactive maintenance and targeted upgrades can improve comfort and property value while reducing energy costs and even insurance claims.

Swipe for a few key home prep tips to consider this summer.

Preparing now can help protect your home, reduce insurance exposure, and improve long-term value. If you need recommendations for trusted local service providers, want tailored advice on prioritizing improvements that provide a strong return on investment (ROI), or just have a question, feel free to reach out. We’re here to help!

06/15/2026

Summer is here, and many homeowners are either adding exciting features to their backyards or getting them ready for a summer full of fun.

While additions like pools, playgrounds, trampolines, and more can create memorable experiences, they can also increase your liability exposure. Swipe for a few key steps you can take to ensure you’re prepared for the liability risks associated with common backyard toys.

Summer fun doesn’t have to come with extra risk. Our team can help you review your homeowners’ liability limits, discuss additional coverage options, and make sure required safety measures are in place. Give us a call today, and we can get started.

06/12/2026

As we get closer to boating season, our team has been having more conversations with clients who are either getting their boats back in the water or are taking a fresh look at their overall liability protection on the water.

This is a good time of year to revisit boat insurance, especially since more people are getting out and enjoying the water. Swipe for an overview of common boating accidents, liability, and how boat insurance can help.

If it’s been a while since you last reviewed your policy, or if you want to get set up with your own dedicated boat policy, we are happy to help. Feel free to reach out, and we can start the conversation.

06/10/2026

Summer is one of the busiest travel seasons of the year. It’s also one of the most unpredictable.

Over the past year, flight cancellations and long delays have become far more common. That’s where travel insurance comes in.

Travel insurance can help protect your trip when the unexpected happens. There are a number of issues that can derail travel plans, but coverage may help by:

🔹Reimbursing non-refundable expenses if a trip is canceled.
🔹Covering costs tied to flight delays like hotel stays, meals, and transportation.
🔹Helping to offset the cost of purchasing essentials if your baggage is lost or delayed.
🔹Providing coverage for medical emergencies while traveling.
🔹Offering emergency evacuation coverage, in certain cases.

No one wants their travel plans disrupted, so having coverage in place can make those situations easier to manage if they arise. And in the meantime, the right travel insurance lets you focus on enjoying your trip rather than worrying about delays and unexpected extra costs.

Have an upcoming summer trip and want to review your travel insurance options? Our team is here to help. Give us a call today!

06/08/2026

A homeowners policy should not be something you buy once and forget. Rebuilding costs, liability exposure, and property risks can all change over time, and if your policy has not kept up, a loss can reveal coverage gaps at the worst possible moment.

Since June is National Homeownership Month, our team wanted to share a few homeowners insurance mistakes that can cause problems later down the line:

🏠 Outdated dwelling coverage - Rebuilding costs have increased significantly over the years. A home insured for $300,000 a few years ago may cost far more to rebuild today, leaving a potential coverage gap.

🏠 Choosing coverage based primarily on price - Focusing only on the lowest premium can lead to higher deductibles, lower limits, or key exclusions, which can create high out-of-pocket costs in the event of an emergency.

🏠 Ignoring flood or earthquake risk - Many homeowners assume these are covered under a standard policy, but these perils typically require separate coverage. Even in moderate- or low-risk areas, events such as heavy rainfall or ground movement can still cause costly damage.

🏠 Overlooking liability coverage limits - If someone is injured on the property or there’s accidental damage to others’ property, insufficient liability limits could leave the homeowner responsible for significant out-of-pocket costs.

A quick review can provide a clearer picture of how your policy would respond in a real claim and whether any limits, exclusions, or gaps need attention. Contact our office to schedule a policy review, and we can go over your terms and make sure your coverage still fits your home today.

06/05/2026

When it comes to insurance, the lowest price does not always mean the best protection. Coverage details like limits, deductibles, exclusions, liability protection, and endorsements can make a major difference when it is time to file a claim.

Our team can help you compare more than just cost, so you understand how your auto, home, umbrella, or other personal insurance may respond when you need it most.

Working with independent agents, like our team, can give you a strategic advantage when shopping the market. We can help you compare policies and premiums so you can find the balance of coverage and cost that works for your situation.

Have questions about your current coverage? We are happy to help you review your options. Give us a call anytime.