Home Right Lending

09/17/2026

🏡 Home inspection or appraisal? They answer different questions.

An appraisal estimates a home's market value. A home inspection looks at its physical condition. One doesn't replace the other.

Before closing, ask your inspector:
• Which findings need prompt attention?
• Should a specialist take a closer look?
• What maintenance should I plan for?

Bring any repair concerns to your real estate agent and lender early so you can understand your options and any effect on your financing.

Home Right Lending is here to help you understand the mortgage steps ahead. Have a question? Send us a message.

Eliu Lopez | NMLS #1231598
Home Right Lending LLC | homerightlending.com
Equal Housing Opportunity

Discover Home Right Lending's local mortgage lending in Washington State, offering home loan options like FHA, VA, Jumbo & refinance in Seattle, Everett, Tacoma & beyond.

02/10/2026

Jobs are still being added, just at a slower pace 📉
ADP reports 22,000 new private-sector jobs in January, which came in lower than expected — but here’s the interesting part 👀

Hiring may be cooling off, yet wages are holding steady 💪
This kind of shift matters for rates, inflation, and yes… mortgages.

Always watching the market so you don’t have to 🏡📊

01/09/2026

Still feeling the "Holiday Hangover" on your credit card statements? 💳
You aren't alone! Many people are seeing the impact of high interest rates on their monthly bills right now.

Instead of struggling with 20%+ interest rates on your cards, why not use the equity in your home? We can set up a line of credit in as little as 5 days. It allows you to pay off those high-interest balances and trade them for one low, manageable monthly payment.

Keep your low mortgage rate—lose the high-interest debt. Comment 'CASH' below or DM me to see if a home equity line of credit is right for you!

07/20/2025

🎉⚾ Family Fun at the AquaSox Game! ⚾🎉
Today was one for the books! We had an amazing time cheering on the AquaSox with the whole family. From ballpark snacks to big smiles and even a few silly moments, it was all about making memories together. 💙💚

Grateful for these kinds of days — laughter, baseball, and time well spent with the people I love most. 🥰👨‍👩‍👧‍👦

07/07/2025

🌊🌲 Seaside, Oregon Vibes 🐾👨‍👩‍👧‍👦
Made it to beautiful Seaside, OR with the whole crew—kids, pups, and all! 🐶👧👦☀️
We’ve been soaking in the ocean air, exploring the boardwalk, and just having fun as a family. 🏖️💙

The bumper cars were a hit and the arcade games brought out everyone's competitive side! 🎮🎯😂
Can’t beat this mix of beach time, laughs, and memories. 🌅❤️

06/19/2025

Celebrating eighth grade graduation in Mount Vernon congratulations Lindsay!

06/18/2025

Dreaming of a spa-like bathroom in your future home? 🛁 Whether it’s a steam shower or heated floors, I can help you explore financing options that fit both your budget and your wish list. Let’s figure out what you can comfortably afford so those luxury upgrades don’t just stay on your Pinterest board. 💸 Ready to talk home loans? Send me a message today!

06/12/2025

Something to consider as you sip your morning coffee. Let us know if you need any help.

Time to stop buying avocado toast.

According to a recent report from Realtor.com, households have to make nearly $47,000 more per year to afford the typical US home than they did in 2019.

In April, the national median list price of a US home was $431,250. The report estimates that in order to cover the mortgage, property taxes, and insurance on a home like that, a household would need an annual income of $114,000.

That’s 70% higher than it was six years ago and well above the current typical household income.

Mortgage rates and home prices have been leveling off this past year, but the damage has already been done for many potential homebuyers, who are now resigned to doomscrolling Zillow with the rest of us.

05/17/2025