Joe Salpietra with Mortgage Masters of Indiana

03/18/2026

HECM Debt Consolidation uses home equity to pay off mortgages and consumer debt but without required monthly principal and interest payments. Learn how it can reduce foreclosure risk, improve cash flow, and simplify a homeowner’s finances.

10/09/2024

Another happy customer, shortened her term and saving money!

09/23/2024

What is a Total Annual Loan Cost (TALC)? The TALC is a reverse mortgage disclosure that not only satisfies federal Truth in Lending Act (TILA) requirements, but it also tells a powerful reverse mortgage story. It demonstrates that the longer the borrower lives in the home, the lower the annual cost....

04/05/2024

Another happy buyer. Let me help you get into the house you want. Call me to discuss options 812-760-9006

02/29/2024

I think it’s time to go back to school. Ummm. Recently a family member and a friend asked me why I blocked them. I was confused. I checked just in case and there were no blocked people on my list. Then I see this. Hmmm, I am not the only one. So now I am fixing my blocked posts. I wondered where everybody had been! This is good to know. It's ridiculous to have over 300 friends and only 25 are allowed to see posts.
I ignored this post earlier because I didn’t think it worked. It WORKS!! I have a whole new news feed. I’m seeing posts from people I haven’t seen in years.
Here’s how to bypass the system FB now has in place that limits posts on your news feed. Their new algorithm chooses the same few people - about 25 - who will read your posts...
okay here goes....HELLO. To regain friends in your news feed and get rid of ads - Hold your finger anywhere in this post and click ′copy’. Go to your page where it says ‘What's on your mind?’ Tap your finger anywhere in the blank field. Click paste. This upgrades the system.
Hello new and old friends!!

It's sad we have to keep doing this to kill the Ads and see our friends hello haven’t seen you or your posts in a long time 😳

02/08/2024

New to HECM for Purchase:

Seller & Interested Party Concessions

Just when you think HECM fir Purchase cant get any better, it does! Seller concessions are now allowed on H4P transactions and here’s what you need to know:



Concessions up to 6% of the sales price are allowed

Concessions can go toward the borrower’s origination fees, credit report, appraisal, prepaid items, and initial MIP.

Interested parties include: Sellers, real estate agents, builders and others involved in the transaction

Seller related fees and paying a PACE lien do NOT count toward the 6%

Quantum Reverse is already set up to take seller and interested part concessions into account. Ask your Loan Officer for more details.

This addition is HUGE! It opens up the H4p program to more senior homeowners, meaning more opportunity for you the Realtor. Don’t wait; share this news with your clients and colleagues!

01/09/2024

I am happy to be a part of FINANCIAL 1000 and would like to work with you on your next home project whether it be a new purchase a refinance or a Reverse Mortgage.

We are a Mortgage Banking Company that does all types of Mortgage Loans. As well as Reverse Mortgag

11/03/2022

Having productive conversations about housing in later life can come from multiple options, which could include a reverse mortgage.

03/01/2022

06/24/2021

06/17/2021