10/09/2026
A $500 ACA refund may be headed your way.
The Treasury Department has started sending one-time $500 refunds to people who paid full price for 2026 coverage through HealthCare.gov.
On taxes, the most likely answer is that it isn’t income. It’s a refund of premiums you already paid.
If you’re self-employed, though, it will likely lower your 2026 health insurance deduction by $500.
When yours arrives, keep the letter that comes with it with your tax records. Full details are on our blog, linked in the comments.