Broker Brothers Mortgage

Broker Brothers Mortgage NMLS 2552976
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06/09/2026

Here is the good news agents should be sharing with their clients right now: buyers have not disappeared. They have just become more selective and there is a meaningful difference between those two things.

Purchase mortgage applications are still running higher than last year. That tells us people are actively trying to buy homes even with all the noise around affordability and rates. The demand is there. What has changed is the behavior. Buyers are not chasing every listing that comes to market. But they are absolutely still moving when the home, the price, and the monthly payment all make sense together.

So if a seller is feeling like the market is frozen, the more accurate and more useful message is this: the market is not dead. It is selective. Serious buyers are out there every day. They are just more intentional about what they will commit to and less willing to rationalize a purchase that does not pencil out.

What that means in practice is that pricing, presentation, and strategy matter more than ever right now. A well-priced home that shows well and is marketed strategically is still finding buyers. An overpriced home that is waiting for the market to come to it is accumulating days and losing leverage with every week that passes.

Reach out if you want to talk through how to position your clients for success in this environment.

Weeks of waiting on a VA loan is not something any veteran should have to accept.While other local lenders let VA deals ...
06/02/2026

Weeks of waiting on a VA loan is not something any veteran should have to accept.
While other local lenders let VA deals drag on, the Elite VA team, powered by Broker Brothers Mortgage, moves quickly and keeps you informed at every step.

From application all the way to cleared to close, you will always know where things stand.

Buying or refinancing with a VA loan? Call or text the Elite VA team at 812-512-1729 and we will show you what fast really looks like.

06/02/2026

The Iran conflict may be winding down, and for buyers, sellers, and real estate professionals, that is meaningful news worth paying attention to.

Geopolitical uncertainty has been one of the primary drivers pushing mortgage spreads higher and creating the rate volatility that has made planning difficult for anyone in the market.

As that uncertainty begins to ease, it creates a more stable and predictable environment for buyers and sellers to make confident decisions.

Rates will still be influenced by broader economic conditions, including inflation and bond market movement, but removing a major source of unpredictability from the equation changes the landscape in a positive way.

For agents, this is a genuinely good moment to reassure clients who have been hesitant.

The market is steadying.

Strategic moves made now can position buyers and sellers well for the months ahead before broader awareness of this shift drives increased competition and reduces the negotiating leverage that currently exists.

Reach out and let's talk through what this means for your specific situation and how to take advantage of the current window.

05/29/2026

Buyers, how would you like your interest rate to be 1 percent lower for the entire first year of your mortgage? Completely free and lender paid.

One of our investors at Broker Brothers Mortgage is exclusively offering a 1 percent lender-paid interest rate buydown for the first year of a 30-year fixed rate mortgage. This is not a gimmick and it is not coming out of your pocket. The buydown is fully covered, giving you a meaningfully lower monthly payment right from day one while you get settled into your new home.

And here is the smart strategy behind it. After that first year, if the market has moved in a favorable direction, most buyers can refinance and potentially lock in a lower permanent rate for the lifetime of their loan. You get immediate payment relief now and a clear path to something even better later.

This is a temporary offering and it will not last forever. If you know someone who would benefit from having a lower rate for that first year, send them over to Broker Brothers Mortgage and we will be happy to walk them through everything. Reach out today before this window closes.

05/27/2026

The buyers who said they were waiting until rates drop may not be waiting much longer, and the data is making that very clear right now.

Pending home sales just posted their third straight month of gains. Signed contracts are up over 3 percent from last year and purchase applications are running 8 percent ahead of where they were a year ago. This is not just one busy weekend or one packed open house. It is a real and measurable shift in buyer activity that is building momentum across the market.

The wait-and-see crowd is starting to turn into the active buyer crowd and that matters for everyone. Sellers who wait too long could end up listing when more inventory hits the market and more competition arrives. Buyers who wait for perfect conditions may find themselves competing with a larger group of people who had exactly the same plan.

The people who do well in this market are almost always the ones who pay attention early, get prepared, and make smart moves before everyone else figures out what is happening. If you have someone sitting on the sidelines right now, this may be exactly the right time to start the conversation.

Reach out and let's talk through what this market shift means for your specific situation.

05/26/2026

You are probably hearing from real estate professionals that inventory is up right now and that is true. But here is the part most people are missing.

Yes, inventory is up about 10 percent over this year, marking the 24th straight month of improvement. That is genuinely great news for buyers. But here is the full picture. We are still about 18 percent below pre-2020 inventory levels. Supply has improved but it is not crashing home prices. Appreciation is still happening. Fannie Mae, NAR, Zillow, and Redfin are all still forecasting home prices to continue rising. Everyone who has owned a home over the last six years has seen an incredible amount of appreciation and the major forecasters predict that will continue even as more supply comes to market.

So what does this mean for you as a buyer right now? It means you do have a little more negotiating power depending on the specific situation. Work with a knowledgeable local realtor who can help you identify which homes have been sitting and where you have leverage versus where competition is still strong. And you can buy with confidence knowing that even though supply is up, home prices are not just holding steady. They are continuing to appreciate.

Reach out and let's talk through what this means for your specific situation.

05/22/2026

As Memorial Day approaches, we want to share something important with all of our friends and referral partners.

Our Broker Brothers Mortgage physical offices will be closed in remembrance of Memorial Day. But every single one of our loan officers, myself and my brother included, will be available all weekend and on Monday to serve anyone who needs help getting pre-approved. Laptops will be on and we will be ready.

It was a deep desire to serve those who have served us that inspired the creation of Elite VA, powered by Broker Brothers. We count it a special privilege to work with veterans and help them achieve homeownership, and we never take that opportunity lightly. On this Memorial Day we want to pause and say a sincere and heartfelt thank you to every veteran, every military family, and every gold star family in our community. As Lincoln so powerfully said, we honor those who gave that last full measure of devotion. We are profoundly grateful for your service and your sacrifice.

If you need us this weekend, we are here. Reach out anytime.

05/21/2026

A lot of buyers are asking right now what happens to the housing market if inflation stays high. Let me break down the data so you can actually come out ahead.

When inflation runs hot, lenders raise mortgage rates to protect their long-term interests and that is exactly what we have seen with the 30-year fixed bouncing in the low to mid sixes while inflation sits between 2.7 and 3.3 percent. But here is the good news. This environment actually creates real opportunities for buyers who are properly educated and prepared.

Over the last couple of years I heard from a lot of buyers who decided to stay on the sidelines because rates were high. They wanted to wait for rates to come down so they would not lose money. But what actually happened is that houses kept appreciating. That same house they were going to buy is now anywhere from $10,000 to $30,000 more expensive. So while they saved a few thousand dollars by waiting on a slightly lower rate, they lost thousands more because the home they wanted costs significantly more today than it did when they first considered buying it.

The difference is working with an informed mortgage professional who can help you think through your budget not just for your monthly payment today but for what it might look like in a year or two as the market continues to appreciate. Do not let fear of a rate keep you from building equity. Reach out and let's run the real numbers together.

05/21/2026

The perfect moment to invest in your dream home is uniquely personal, shaped by individual aspirations and situations. Let's unlock your vision with a personalized discussion that clarifies your objectives and sets you on the path to homeownership - all without obligation. That's where my expertise shines - paving your way to a place you can call your own 🏡.

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220 NW 3rd Street, Suite 101
Evansville, IN
47708

Telephone

+18125121729

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