Jesse Cano - Broker Brothers Mortgage

09/03/2026

08/07/2026

The office answers - what is your biggest underwriting pet peeve?

Mine? Last minute conditions that should’ve been caught up front!

07/30/2026

Day in the life of a mortgage broker.

07/16/2026

Clear to close on a VA loan in just 15 days! 🏡

Broker Brothers Mortgage is committed to offering exceptional service for all loan programs and I'm proud to be a part of that culture. We're partnered with some of the best lenders in the nation like Plaza Home Mortgage who helped get this one to the finish line in no time.

If you're a veteran or active-duty service member and you've been thinking about buying a home, or wondering if you'd qualify for a VA loan, I'd love to help you explore your options.

06/16/2026

I’ve been asked a few times recently if we offer bridge loans. We do! But often times it can be difficult to qualify for the new mortgage payment, the existing mortgage, AND the new debt of a bridge loan.

What’s worked for a few clients lately is doing a RECAST instead. It’s structured like this - they’re putting the minimum 5% down while qualifying with their current mortgage payment. Once they sell their old home, they apply a large lump sum payment towards principal then we reamortize or, “recast,” their monthly mortgage payment. Some think of it as a, “down-payment,” after the dust settles from closing.

The benefits are this:

#1. Submitting offers going non-contingent.

#2. Avoiding the additional monthly payment from a bridge loan.

#3. Qualifying for a higher price range because of avoiding #2.

If you have any questions when it comes to a bridge loan or a recast, I’d be happy to help. 812-499-5029.

05/19/2026

Congratulations Aubrey and Dan! Always great getting the chance to work with such kind people.

Special thanks to Ronald Hill for the trust with your clients. Thank you, Columbia Title, for assisting with such a smooth closing!

05/11/2026

Took a call at 8:30pm on a Friday and a few weeks later we’re closed! 🔑

It makes all the difference when you have a motivated buyer and a realtor who’s on top of it every step of the way. Thanks for the trust with your client Ashley Kohlmeyer and thanks for letting me be a part of such a big milestone for you!

04/21/2026

Here’s 3 reasons why AI won’t replace the local lender.

1️⃣ - It provides suggestions not certainty. AI pulls its responses from online forums like Reddit and Wikipedia where it compiles stories from individuals and their lending experience. It does not provide the path to get you pre-approved to closing on a home.

2️⃣ - It doesn’t know mortgage guidelines nor is it designed to. Users likely don’t know what details to plug in when asking mortgage related questions. If the user tells AI that it makes 6 figures a year what the user doesn’t know to mention and what AI fails to ask is if that income is a base salary, full commission, or including overtime hours - they all make a difference when it comes to lending guidelines and an experienced lender knows how to navigate each.

3️⃣ - Local relationships. We work with realtors, title companies, appraisers, insurance agents, inspectors and the list goes on. If we feel there’s something to be addressed up front we know who to call to provide clarity for you ahead of time.

NMLS #2213706

04/17/2026

Your credit score isn’t just a number, it’s easily the most important factor when it comes to financing a home and dictates what interest rate and loan terms are offered.

Here are 4 smart ways to optimize it:
1️⃣ Lower your credit utilization
Keep your balances under 30% of your limit (under 10% is even better). This is one of the fastest ways to see a boost.
2️⃣ Pay on time—every time
Payment history is the biggest factor. Set autopay or reminders so you never miss a due date.
3️⃣ Don’t close old accounts
Length of credit history matters. Keeping older accounts open can help strengthen your score over time.
4️⃣ Request a credit limit increase
Ask your bank for an increased limit without ever spending the additional credit.

These aren’t rules for those looking to buy now. Start today and let your future self benefit!

04/09/2026

Strengths and weaknesses.