Jesse Cano - Broker Brothers Mortgage

Jesse Cano - Broker Brothers Mortgage Personal NMLS #2213706
Company NMLS #2552976

Senior Loan Officer at Broker Brothers Mortgage with over six years of mortgage lending experience, dedicated to helping clients identify and secure the loan solutions that best fit their needs.

06/16/2026

I’ve been asked a few times recently if we offer bridge loans. We do! But often times it can be difficult to qualify for the new mortgage payment, the existing mortgage, AND the new debt of a bridge loan.

What’s worked for a few clients lately is doing a RECAST instead. It’s structured like this - they’re putting the minimum 5% down while qualifying with their current mortgage payment. Once they sell their old home, they apply a large lump sum payment towards principal then we reamortize or, “recast,” their monthly mortgage payment. Some think of it as a, “down-payment,” after the dust settles from closing.

The benefits are this:

#1. Submitting offers going non-contingent.

#2. Avoiding the additional monthly payment from a bridge loan.

#3. Qualifying for a higher price range because of avoiding #2.

If you have any questions when it comes to a bridge loan or a recast, I’d be happy to help. 812-499-5029.

Congratulations Aubrey and Dan! Always great getting the chance to work with such kind people.Special thanks to Ronald H...
05/19/2026

Congratulations Aubrey and Dan! Always great getting the chance to work with such kind people.

Special thanks to Ronald Hill for the trust with your clients. Thank you, Columbia Title, for assisting with such a smooth closing!

Took a call at 8:30pm on a Friday and a few weeks later we’re closed! 🔑 It makes all the difference when you have a moti...
05/11/2026

Took a call at 8:30pm on a Friday and a few weeks later we’re closed! 🔑

It makes all the difference when you have a motivated buyer and a realtor who’s on top of it every step of the way. Thanks for the trust with your client Ashley Kohlmeyer and thanks for letting me be a part of such a big milestone for you!

04/21/2026

Here’s 3 reasons why AI won’t replace the local lender.

1️⃣ - It provides suggestions not certainty. AI pulls its responses from online forums like Reddit and Wikipedia where it compiles stories from individuals and their lending experience. It does not provide the path to get you pre-approved to closing on a home.

2️⃣ - It doesn’t know mortgage guidelines nor is it designed to. Users likely don’t know what details to plug in when asking mortgage related questions. If the user tells AI that it makes 6 figures a year what the user doesn’t know to mention and what AI fails to ask is if that income is a base salary, full commission, or including overtime hours - they all make a difference when it comes to lending guidelines and an experienced lender knows how to navigate each.

3️⃣ - Local relationships. We work with realtors, title companies, appraisers, insurance agents, inspectors and the list goes on. If we feel there’s something to be addressed up front we know who to call to provide clarity for you ahead of time.

NMLS #2213706

04/17/2026

Your credit score isn’t just a number, it’s easily the most important factor when it comes to financing a home and dictates what interest rate and loan terms are offered.

Here are 4 smart ways to optimize it:
1️⃣ Lower your credit utilization
Keep your balances under 30% of your limit (under 10% is even better). This is one of the fastest ways to see a boost.
2️⃣ Pay on time—every time
Payment history is the biggest factor. Set autopay or reminders so you never miss a due date.
3️⃣ Don’t close old accounts
Length of credit history matters. Keeping older accounts open can help strengthen your score over time.
4️⃣ Request a credit limit increase
Ask your bank for an increased limit without ever spending the additional credit.

These aren’t rules for those looking to buy now. Start today and let your future self benefit!

04/09/2026

Strengths and weaknesses.

04/08/2026

For my realtor friends!

We have a broker-specific down payment assistance program that allows borrowers to receive their entire 3.5% down on an FHA loan in the form of a forgivable grant.

It still allows the full 6% seller credit and allows borrowers to earn up to 140% of the area median income.

Most downpayment assistance programs offered through state grants require borrower(s) income to be under the 80% area median income threshold.

This program opens up plenty more opportunities for clients needing assistance for their down payment. All that’s needed is a 620 credit score!

If this option could help serve any clients you’re working with today, give me a call - 812-499-5029.

NMLS 2231706

First week back - First pre-approval out. ✔️This one just so happens to be first-time home buyers referred from a long-t...
03/26/2026

First week back - First pre-approval out. ✔️

This one just so happens to be first-time home buyers referred from a long-time realtor friend which makes it extra special.

NMLS #2213706

03/25/2026

The main difference between banks and brokers? We work with up to 16 different wholesale lenders and that list keeps growing!
Banks and Credit Unions typically only work with the 3 GSE’s - Fannie, Freddie, Ginnie. Which means we have more than triple the options than them when it comes to finding loan scenarios that fit our clients needs, as well as more pricing options when it comes to interest rate offerings.

If you have any questions when it comes to financing a home, give me a call - 812-499-5029.

NMLS #2213706

Address

220 NW 3rd Street STE 101
Evansville, IN
47708

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