Matt Anderson with Broker Brothers Mortgage

09/02/2026

09/02/2026

I personally know this house! It’s a great find!

🏡 NEW LISTING | 922 Granary Street, New Harmony

Step inside a piece of New Harmony history! Built in 1863, this 4-bedroom, 2-bath home offers 2,838 square feet of living space and plenty of historic character throughout.

From the covered front porch and upper balcony to the mature trees, brick walkway, and established landscaping, this home has the kind of charm that’s hard to find. Inside, you’ll find a spacious layout with a main-level bedroom, while the detached 2-car garage provides extra parking and storage.

Located on an approximately 82’ x 116’ corner lot, the home also offers central air, city water, and city sewer for everyday convenience.

If you’ve been looking for a home with history, character, and plenty of space in the heart of New Harmony, this one is worth a look!

📍 922 Granary Street, New Harmony, IN
📞 Listing Agent: Aaron Wilson | 812-449-4019

09/01/2026

I’ve been looking back at some of the families I’ve helped buy homes over the last couple of years, and something really stood out to me.

A lot of them weren’t “perfect” mortgage applicants when we first talked.

Some had already been turned down somewhere else.

Some didn’t have much money saved.

Some had credit issues.

Some had too much debt.

And some honestly didn’t think buying a home was even an option for them.

But “you can’t buy a house today” and “you can’t buy a house” are two very different things.

Sometimes there’s another loan option.

Sometimes we need to restructure some debt.

Sometimes there’s a down payment option you didn’t know existed.

And sometimes the answer really is “not yet” and we put together a plan to get there.

That’s probably one of my favorite parts of what I do.

I don’t just preapprove borrowers.

I build borrowers.

So if you’ve been told no before, don’t have 20% sitting in the bank, or just have no idea whether homeownership is realistic for you, that’s okay.

Let’s start with a conversation and figure out where you actually stand.

More options, better results.

Matt Anderson
Sr. Mortgage Loan Officer
NMLS 242566
Broker Brothers Mortgage | NMLS 2552976

08/28/2026

A lot of buyers assume they need 20% down before they can even start looking. That’s simply not the case.

There are several loan options with much lower down payments, and the right fit depends on your credit, income, property, and overall goals.

If buying a home feels further away than it really is, let’s take a look at the numbers.

08/26/2026

This is why I always say there is a difference between getting someone a mortgage and actually being a mortgage advisor.

I recently had a buyer with enough money available that the easy answer would have been:

Put 20% down. Go conventional. No PMI. Done.

And on the surface, that sounds like the smart move.

But they also had a sizable auto loan.

So instead of only looking at how much money we could put down on the house, I started looking at the bigger picture.

What if we put less money down, used a USDA loan, and took the difference to pay down the car?

Now we’re not just comparing mortgage rates anymore.

We’re comparing the interest on the car versus the mortgage. We’re looking at the total monthly obligations. We’re looking at how much cash they have left. We’re looking at what happens if they take some of that monthly savings and applies it back toward the mortgage.

We even looked five years down the road to see where she’d be if they decided to sell.

And suddenly, “just put 20% down” wasn’t such an obvious answer anymore.

That’s the part of this business I love.

Anyone can plug numbers into a loan program and tell someone what they qualify for.

I want to figure out what actually makes sense for them.

Sometimes that’s conventional with 20% down.

Sometimes it’s USDA with 0% down.

Sometimes the best answer is something you don’t see until you stop looking at the mortgage as a transaction and start looking at the borrower’s entire financial picture.

That’s what being an advisor means to me.

More options, better results.

08/12/2026

Congratulations to our buyers! 🏡🎉

Another one SOLD!

A heartfelt congratulations to our amazing buyers on the purchase of their new home! Thank you for choosing Angela Howell and The Smitha Home Collective at Elite Home & Land Realty to represent you throughout the buying process.

We are truly grateful for your trust and are honored to have been part of this exciting milestone. Wishing you many years of happiness and wonderful memories in your new home! ❤️

Thinking about buying or selling? We’d love to help you with your next move.

10/02/2023

Don’t wait to start your own family to buy your own house! Every minute you spend in a rental is time you could have spent growing a lifetime asset. Call today to see how affordable purchasing a home can be.

07/16/2022

Ready to enjoy America’s favorite pastime from the comfort of your own home base? Reach out to get a pre-approval, help calculate how much house you can afford or get answers to your questions on the loan types you may qualify for today.

07/10/2022

Ready, set, lock, shop! Lock in your rate for 60 or 90 days so rates won't rise while you look for your next house. Reach out now!

07/09/2022

Is your down payment from a family member or friend? Let our team explain how to use gift funds so you can get settled with less stress in less time.