Kristi Williams - Western & Southern Life

08/17/2023

How to create total family life insurance plans

https://bit.ly/3KM4N5w

Discover why families need life insurance and how family life insurance plans work. Get financial support for your family's future. Get a free quote now!

08/17/2023

Earlier this year, NerdWallet and The Harris Poll conducted a survey of Americans around retirement attitudes.

Surprisingly, 11% of respondents said they plan to retire earlier – as early as age 57.

Are you part of this “checking-out early” trend? If so, have you thought through whether your savings will last through a potentially extended retirement? U.S. News & World Report shares more data and provides some tips.

These three strategies can help extend the life of your savings throughout what could be a long retirement period.

08/11/2023

As the markets continue to fluctuate and Americans strive for financial stability, annuities are becoming an increasingly popular means to secure a steady stream of income in retirement.

Learn more about the annuity products offered through The Western and Southern Life Insurance Company.

https://bit.ly/3scSRD7

08/08/2023

Did you know that after age 50 the IRS allows you to make annual catch-up contributions to help accelerate your retirement savings?

As you approach retirement this may be a tactic to consider.

Click the link below to read how you can take advantage of catch-up contributions.

https://bit.ly/3DKUivp

Are you over 50 and looking to secure your financial future? Discover how to boost your retirement savings with catch-up contributions. Start today!

08/07/2023

National Purple Heart Day is observed on August 7 each year and is a time for us to pause to remember and honor the brave men and women who were either wounded on the battlefield or paid the ultimate sacrifice with their lives.

08/04/2023

According to U.S. News & World Report, these are the five trends shaping the future of retirement.

https://money.usnews.com/money/retirement/401ks/articles/future-of-retirement-trends

A new survey finds major disruptors that will change the retirement industry in the next decade.

08/04/2023

Every year, August 4th is celebrated as the United States Coast Guard's birthday, commemorating the military organization for its valor and discipline.

Since 1790, the United States Coast Guard has kept our nation’s waterways safe.

08/01/2023

It's possible you may have sources of income in retirement, such as Social Security, pensions or part-time work, but these may not be sufficient to meet your entire income needs.

If you're looking for more information on how to save for retirement, here's what to keep in mind.

Worried about your retirement savings? Discover how to save for retirement with our actionable tips tailored to your age and financial goals. Get started now!

07/12/2023

Clients got a case of the “someday scaries?”

Could the cause be you?

“Traditionally, annuities have been marketed to prevent retirees from running out of money,” says a study from T. Rowe Price (July 2022).

“But a more positive framing – to help retirees to preserve their assets and maintain a desired lifestyle – can help the adoption of annuities.”

Ready for more helpful, hopeful conversations about preserving assets and maintaining lifestyles?

We can help. We’re positive.

07/11/2023

You may not be able to avoid inflation, but you can prepare for it.

Learning to factor the economy in to your life insurance coverage can help you stay better prepared for the future.

Nerdwallet has more:

Inflation can devalue your life insurance payout, but there are ways to prepare for the rise in costs.

07/06/2023

Whole life. It’s the whole enchilada.

-Provides a guaranteed, generally income tax-free death benefit to pass to beneficiaries upon the death of the insured.
-Lasts for the entire life of the insured, as long as premiums are paid when due.
-Provides cash value that grows tax-free.

Let’s talk about how whole life insurance may be a tasty ingredient in your personal protection strategy.

Now… please pass the guac!

Get your free whole life insurance quote today offering lifetime coverage with no expiration and fixed premiums with no price increases.